How many Ink cards does Chase have?

Update: Some offers expired.

Chase has 4 Ink cards.

card_name ($195)  

card_name ($95) 

card_name ($0)

card_name ($0)

What's the welcome bonus on each?

card_name ($195) – Earn $1,000 after spending $10,000 within the first 3 months.

card_name ($95) – Earn 100,000 points after spending $15,000 within the first 3 months.

card_name ($0) – Earn 90,000 points after spending $6,000 within the first 3 months. Intro 0% APR for 12 months on purchases (after that 16.99% to 22.99% variable).

card_name ($0) –  Earn 90,000 points after spending $6,000 within the first 3 months. Intro 0% APR for 12 months on purchases (after that 16.99% to 22.99% variable).

Can I get the welcome bonus on each card separately?

Yes. Each card is a separate product and you’re eligible to get the bonus on each.

How many Ink cards can I apply for at once?

Usually Chase will only approve up to 2 cards in 30 days.

Will it be one hard inquiry or two?

If both applications are submitted the same day then the inquiries will be combined to one. However, if you submit the applications on two separate days then you will get two hard inquiries on your report.

Can I get the same Ink card again?

The same person applying for the same business can get the Ink bonus once in 24 months (not an official rule but in real life I see this to be 90% true). 

The same person can get the same Ink card on a different business at any time.

A different person can get the same Ink card on the same business at any time.

How quickly can I get my card once I'm approved?

You can request Chase to overnight your physical card by calling Chase credit card customer service at 1-800-945-2028.

Can my spouse apply for the same card as me for the same business even if she/he is an authorized user on my card?

Yes.

Do I need a business to apply for an Ink card?

Yes. But almost everyone has some type of business that is eligible. For example, if you tutor kids then that can be considered a tutoring business. You do not need an LLC or corporation. You can apply as a sole proprietorship using your social as the tax ID. More details and a step-by-step guide can be found here.

Are all Ink cards currently an all time high welcome offer?

Yes.

Do all Ink cards have 0% APR?

No. Only the card_name and card_name have intro 0% APR for 12 months. 

Do I have to pay my balance with the Ink Cash card to get the sign up bonus points?

Which Ink card is approving the highest limits?

We are seeing the highest limits being approved on the card_name. Based on the results reported in our database, the approved credit limits range from $10k – $200k with the average credit limit approved being $54,820!

Can I combine the credit limits from all the Ink cards?

Yes, you can move your credit limits from one Ink card to the other, except for the card_name. With the card_name you can only move a credit limit to the card_name but it’s a one way street because it does not allow you to move credit limits from the card_name to another Chase card.

Can I combine my points from all the Ink cards?

All can be combined except for the points earned on the card_name. With the card_name you can only redeem the points as cashback. 

Which of the Ink cards are the best?

Depends where you swipe, at what benefits you value, how much you spend a month on credit cards, etc.

Here are the 4 Ink cards compared side by side so you can decide for yourself.  

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Ink Business Premier remove

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Ink Business Preferred remove

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Ink Business Cash remove

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Ink Business Unlimited remove

Card Details

Welcome Bonus

Ink Business Premier Select card

Earn $1,000 after spending $10,000 within the first 3 months.

Ink Business Preferred Select card

Earn 90,000 points after spending $8,000 within the first 3 months.

Ink Business Cash Select card

Earn a total of 75,000 points. Earn 35,000 points after spending $3,000 within the first 3 months. Plus, earn an additional 40,000 points after spending a total of $6,000 within the first 6 months.

Intro 0% APR for 12 months on purchases (after that 17.49% to 25.49% variable).

Ink Business Unlimited Select card

Earn 75,000 points after spending $6,000 within the first 3 months.

Intro 0% APR for 12 months on purchases (after that 17.49% to 23.49% variable).

Annual Fee

Ink Business Premier Select card

$195

Ink Business Preferred Select card

$95

Ink Business Cash Select card

No Annual Fee

Ink Business Unlimited Select card

No Annual Fee

Rewards

Ink Business Premier Select card

– 5% cashback on Chase Travel(SM)
– 2.5% cashback on all purchases $5,000 and up
– 2% cashback on all other purchases

Ink Business Preferred Select card

– 3 points on the first $150,000 in combined purchases on travel, shipping, internet, cable, phone service, advertising purchases made with social media and search engine websites
– 5 points on Lyft Rides
– 1 point on all other purchases

Ink Business Cash Select card

– 5 points on up to $25,000 spent in combined purchases each account anniversary year on office supply stores, internet, cable, and phone services
– 5 points on Lyft rides
– 2 points on up to $25,000 spent in combined purchases each account anniversary year at gas stations and restaurants
– 1 point on all other purchases

Ink Business Unlimited Select card

– 5 points on Lyft rides
– Unlimited 1.5 points on all other purchases

Benefits

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