| Card | Chase Ink Business Preferred | Chase Ink Business Cash | Chase Ink Business Unlimited |
| Welcome Bonus | Earn 100,000 points after $15,000 spent within the first 3 months. | Earn $750 (75,000 points) after $7,500 spent within the first 3 months. Intro 0% APR for 12 months on purchases. | Earn $750 (75,000 points) after $7,500 spent within the first 3 months. Intro 0% APR for 12 months on purchases. |
| Annual Fee | $95 | $0 | $0 |
| Rewards | - 3 points on the first $150,000 in combined purchases on travel, shipping, internet, cable, phone service, advertising purchases made with social media and search engine websites - 5 points on Lyft Rides - 1 point everywhere else | - 5% cashback on office supply stores, internet, cable, and phone services (up to $25,000 spent annually) - 5% cashback on Lyft rides - 2% cashback at gas stations and restaurants (up to $25,000 spent annually) - 1% everywhere else | - Unlimited 1.5% cashback - 5% cash back on Lyft rides |
| Extra Redemption Value | Points are worth 25% more when redeemed for travel through Chase Ultimate Rewards | | |
| No Foreign Transaction Fee | None | 3% | 3% |
| Trip Cancellation Insurance | Coverage for canceled or interrupted travel due to an unforeseen medical emergency, etc. Max $5,000 per trip for non-refundable travel expenses including flight tickets, hotels, and more. | | |
| Auto Rental Collision Insurance | Worldwide primary coverage on rentals for business purposes, and secondary coverage on rentals for personal purposes. Coverage is for rentals up to 31 days. | Worldwide primary coverage on rentals for business purposes, secondary coverage on rentals for personal purposes. Coverage is for rentals up to 31 days. | Worldwide primary coverage on rentals for business purposes, secondary coverage on rentals for personal purposes. Coverage is for rentals up to 31 days. |
| Travel Accident Insurance | Get coverage If you god forbid die in an accident on a Common Carrier while traveling or lose a limb, sight, speech, or hearing, receive up to $500,000 in compensation | Get coverage If you god forbid die in an accident on a Common Carrier while traveling or lose a limb, sight, speech, or hearing, receive up to $500,000 in compensation. | Get coverage If you god forbid die in an accident on a Common Carrier while traveling or lose a limb, sight, speech, or hearing, receive up to $500,000 in compensation. |
| Lost Luggage Reimbursement | Up to $3,000 per person for lost or damaged luggage | Get up to $3,000 per person for lost or damaged luggage. | Get up to $3,000 per person for lost or damaged luggage. |
| Trip Delay Reimbursement | If your flight is delayed more than 12 hours you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items. | | |
| Extended Warranty Protection | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim $50,000 per account. | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim $50,000 per account. | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim $50,000 per account. |
| Cell Phone Protection | Get reimbursed for up to $600 per claim (with a $100 deductible) if your cell phone breaks or stolen. To activate coverage you need to pay your monthly cell phone bill with your Ink Preferred credit card. (max 3 claims per year). | | |
| Purchase Protection | Get refunded if your purchase is damaged, or stolen for up to 120 days from the date of purchase. Max $10,000 per claim $50,000 per account | Get refunded if your purchase is damaged, or stolen for up to 120 days from the date of purchase. Max $10,000 per claim $50,000 per year. | Get refunded if your purchase is damaged, or stolen for up to 120 days from the date of purchase. Max $10,000 per claim $50,000 per year. |
| Authorized User Fee | $0 | $0 | $0 |
| Luggage Delay Insurence | If your baggage is delayed more than 6 hours you can claim up to $100 per day to cover expenses like toiletries, clothing for up to 5 days. | If your baggage is delayed more than 6 hours you can claim up to $100 per day to cover expenses like toiletries, clothing for up to 3 days. | If your baggage is delayed more than 6 hours you can claim up to $100 per day to cover expenses like toiletries, clothing for up to 3 days. |
| Roadside Assitance | Chase will dispatch you assistance for free, but you will need to pay the service fee. | Chase will dispatch you assistance for free, but you will need to pay the service fee. | Chase will dispatch you assistance for free, but you will need to pay the service fee. |
