Credit cards usually report your balances to the credit bureaus once a month. With most banks, the date they report is the day that your statement...
You log in to Credit Karma and you suddenly see your score went down by some points. You try to see why but you can’t figure it out. This...
There are lots of reasons why someone could be in a financial mess, that has put their credit score out of order. Some reasons may be happy ones...
Ever seen a 4 year old do one of those “it’s not fair” tantrums? (No? Good for you…) What I’m gonna say may (or may not!) lead to a similar...
The Fair Credit Report Act (FCRA) is over one hundred pages to read. Understandably, many consumers are not aware of their rights found in the FCRA,...
The FCRA has set rules for how long negative marks are allowed to stay on your credit report. Here is a list: Credit inquiries Credit inquiries stay...
It Happens To The Best Of Us In this day and age, we all run extremely busy lives. No one is an angel, and therefore, even the best of us may forget...
The FCRA (Fair Credit Reporting Act) instructs all three credit bureaus that they must provide every American consumer a right to receive a free...
