It happens to the best of us. In this day and age, we all run extremely busy lives. No one is an angel, and therefore, even the best of us may...
How Long Will A Late Payment Affect Your Credit Score?
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Update Your Credit Card Balance Off-Cycle. Which Banks Offer Mid-Cycle Reporting?
Credit cards usually report your balances to the credit bureaus once a month. With most banks, the date they report is the day that your statement...
Your Score Suddenly Dropped? 8 Reasons Why And How To Fix It
You log in to Credit Karma and you suddenly see your score went down by some points. You try to see why but you can’t figure it out. This...
Sour Credit Score? Rebuild It And Bring It Back To Its Glory
There are lots of reasons why someone could be in a financial mess, that has put their credit score out of order. Some reasons may be happy ones...
8 Actionable Tricks for Quick Credit Score Improvement
Ever seen a 4 year old do one of those “it’s not fair” tantrums? (No? Good for you…) What I’m gonna say may (or may not!) lead to a similar...
Know Your Rights- The FCRA
The Fair Credit Report Act (FCRA) is over one hundred pages to read. Understandably, many consumers are not aware of their rights found in the FCRA,...
How long do marks stay on my credit report?
The FCRA has set rules for how long negative marks are allowed to stay on your credit report. Here is a list: Credit inquiries Credit inquiries stay...
Free Annual Credit Report- The Good and Bad
The FCRA (Fair Credit Reporting Act) instructs all three credit bureaus that they must provide every American consumer a right to receive a free...
