The Fair Credit Report Act (FCRA) is over one hundred pages to read. Understandably, many consumers are not aware of their rights found in the FCRA,...
Know Your Rights- The FCRA
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How long do marks stay on my credit report?
The FCRA has set rules for how long negative marks are allowed to stay on your credit report. Here is a list: Credit inquiries Credit inquiries stay...
For How Long Will A Late Payment Affect Credit?
It Happens To The Best Of Us In this day and age, we all run extremely busy lives. No one is an angel, and therefore, even the best of us may forget...
Free Annual Credit Report- The Good and Bad
The FCRA (Fair Credit Reporting Act) instructs all three credit bureaus that they must provide every American consumer a right to receive a free...
Tricks on How to Improve Your Credit Score Fast
Did you know that even if you never missed a payment your credit score may still be below 650? Why? Credit models do not only look at your timely...
