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Credit Card Auto Rental Insurance (CDW) – Master Post

Summer is coming, and we all will be hitting the road!  You may be someone who does not own a car and relies on car rentals. What happens when you rent a car, head out on a trip, and then, god forbid, get into an accident? Usually what happens is, you have to pay the...

If You Carry A Balance On A Credit Card You’re Most Likely Paying More Interest Now!

The Fed recently raised its benchmark interest rate by half a percentage point. In this post we will discuss what that means in regards to the interest rate you pay on your credit card debt.

Credit Cards Designed For Truckers – Can Be Restricted To Be Used Only For Gas

Is there an option of a credit card that you can give to your truckers and control that they use it only for gas? Thankfully there is. I recently spoke to a business owner who told me he lost over $40,000 over the years from his truckers using the company credit card...

Best Credit Cards For Construction And Home Improvement

Lowe’s and Home Depot are just two of many home improvement retailers. If you are renovating or refurbishing your home, you can save yourself money by getting a credit card that earns rewards on home improvement purchases and construction. Hop along for the best...

Bonus Points When Adding Amex Authorized Users. Here Is What You Need To Know

Many Amex cards were recently targeted for bonus points for adding an authorized user.  Here are some of the popular offers.  Amex Business Platinum and Business Gold – 20,000 points after spending $4,000 within 6 months. The 20k is per authorized user, max 99...

Can I Close A Credit Card With An Open Balance?

Firstly, the answer is… yes! Absolutely! You can close a credit card even if it has an open balance. 

The 10 Best Credit Card Offers For May 2022

With a new month starting and the air turning warmer, check out the best credit card offers of May and start planning your summer getaways.

What Credit Do I Need To Get Approved For The Chase Sapphire Card?

The Chase Sapphire card currently has an increased welcome offer of 80,000 points after you spend $4,000 within the first 3 months. If you’re eligible for the card then you would want to grab the card now while the offer is up.  The Sapphire card is not a...

The Statute Of Limitations For Most Debt Collections In NYS Will Be Cut In Half! Effective April 7th

On November 8, 2021, New York Governor Kathy Hochul signed into law the Consumer Credit Fairness Act (the “CCFA”) which goes into effect on April 7th, 2022 and May 7th, 2022.  The Act contains a series of new regulations that significantly impact debt collection...

Best Credit Cards For Uber And Lyft

Do you use Uber or Lyft (or both)? Did you know you can benefit from using specific credit cards when you pay for your Uber or Lyft rides by earning cashback or using credits? In this post, we’ll discuss the most rewarding credit cards to use for Uber and Lyft rides.

Does Carrying A Balance Help Build Credit? (Myth)

Many people believe that carrying a balance will help them build credit or up their chances of getting approved for a credit card. People think that if they pay interest then the bank is making money off them (that part is true!).  So if the banks are making money,...

6 Mistakes Beginners Make When Building Credit

Every year there are millions of consumers who start building credit for the first time. I often see many consumers making the same mistakes. If I would have a microphone to shout out to all people building credit, here is what I would tell them.

New Guide On How To Build Credit From A-Z

Credit is something that is confusing to many people. Especially for those just starting out to build credit. That’s why we’re excited to announce the release of our new guide on building credit!

Is The Extra Card A Good Way Of Building Credit? No. Here Is Why

Following the aggressive marketing done by Extra about their product and the many questions I got from readers, I created this post to tackle the question “Is the Extra card any good for building credit?”. In general, I don’t have a positive feeling about building...

Credit Card Auto Rental Insurance (CDW) – Master Post

Summer is coming, and we all will be hitting the road!  You may be someone who does not own a car and relies on car rentals. What happens when you rent a car, head out on a trip, and then, god forbid, get into an accident? Usually what happens is, you have to pay the...

If You Carry A Balance On A Credit Card You’re Most Likely Paying More Interest Now!

The Fed recently raised its benchmark interest rate by half a percentage point. In this post we will discuss what that means in regards to the interest rate you pay on your credit card debt.

Credit Cards Designed For Truckers – Can Be Restricted To Be Used Only For Gas

Is there an option of a credit card that you can give to your truckers and control that they use it only for gas? Thankfully there is. I recently spoke to a business owner who told me he lost over $40,000 over the years from his truckers using the company credit card...

Best Credit Cards For Construction And Home Improvement

Lowe’s and Home Depot are just two of many home improvement retailers. If you are renovating or refurbishing your home, you can save yourself money by getting a credit card that earns rewards on home improvement purchases and construction. Hop along for the best...

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