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2023 End Of Year Checklist. Use Your Expiring Annual Credits ASAP

by | December 10, 2023 | Credit Card Info | 0 Comments

The end of the year is coming up. We’ll be closing up 2023 soon and with it, there will be millions of dollars in credit card annual credits that will be expiring. Make sure your portion of the millions of dollars in credits does get used.  Annual credits sometimes go...
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The Best Offers Currently On Hotel Credit Cards

by | December 7, 2023 | Credit Card Offers, Travel | 0 Comments

Mid-winter break is coming up soon!  You may be planning a winter getaway and are looking for hotels.  Here’s a list of hotel credits cards that currently have great welcome bonuses. Get a card, rack up some points, and use them towards free nights at the hotel you...
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Offer Ending! Earn 75k Points With Southwest Personal Cards

by | December 5, 2023 | Credit Card Offers | 0 Comments

Update: Expires 12/11/23 at 9 am EST. Chase released new offers on the 3 personal Southwest cards. Earn 75,000 points after spending $3,000 within the first 3 months.  
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How To Earn Another Few Thousand Dollars With The Insane Ink Offers Using The 0% APR

by | December 5, 2023 | Credit Card Info, Credit Card Offers | 4 Comments

A few people sent me that they are earning another few thousand dollars when signing up to the two insane Ink offers by utilizing the 0% APR as well. I decided to post about it so others can learn from them. But before I get started, I want to make it clear that such...
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The 10 Best Credit Card Offers For December [2023]

by | December 1, 2023 | Credit Card Info, Credit Card Offers | 0 Comments

Now is a great time to look for the best credit card offers available! Here are the 10 best ones.
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incidental fees

How To Use Your Amex Airline Incidental Fee Credits – What Works? [2023]

by | November 28, 2023 | Credit Card Info, Travel | 0 Comments

The end of the calendar year is getting closer and you might have incidental fee credits expiring!  The Amex Platinum cards (all flavors) offer a $200 credit called “airline incidental fee reimbursement”. I’m getting a lot of questions on what works and what does not...
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Get Steeper Discounts on Cyber Monday When You Check Out With Credit Card Rewards. See What A Single Point Can Do!

by | November 27, 2023 | Credit Card Info, Credit Card Offers | 0 Comments

Today is Cyber Monday. Thousands of items on Amazon will be available at steep discounts. But the savings can be even greater when you check out using your credit card points. You can get up to an additional 50% off when checking out using a single credit card point! 
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How I Got A $1,000+ Credit Card Dispute Resolved In My Favor

by | November 26, 2023 | Credit Card Info | 0 Comments

Recently, I had an over one thousand dollar credit card dispute on a charge from a car rental. It took me many months to fight it and I had a very hard time getting it resolved in my favor. Thankfully, I ended up winning. I think it’s beneficial for me to go...
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The 10 Best Cards To Use For Health Insurance

by | November 23, 2023 | Credit Card Info | 0 Comments

Health insurance premiums can be very expensive, especially if you have a large family or you’re paying for your employees health insurance. Once you’re spending all that money anyway you may as well earn rewards.
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The Offer Is Back!!! Earn A Total Of 180k Points With Just Two No-Annaul Fee Cards!!

by | November 21, 2023 | Credit Card Info, Credit Card Offers | 0 Comments

This crazy offer that everyone was talking about was recently released again!!! You can earn a total of 180,000 points (and even more when including a spouse)! You earn 90k points after spending $6,000 within three months on each card. And even better, Chase is...
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How Long Does It Take To Build Credit?

by | November 7, 2023 | Building Credit, credit | 0 Comments

I get asked this question a lot: “How long does it take to build credit?” The short answer is that building credit takes a lifetime “but no you do not need to wait until 120 to get approved for your first mortgage”. So let’s discuss how long it takes to build...
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What’s The Minimum Age You Can Add Your Kid As An Authorized User? [Bank By Bank]

by | August 27, 2023 | Building Credit, credit | 0 Comments

Adding your kids as an authorized user to your credit cards can help them jumpstart their credit. It’s also a great way to start teaching your kids about finances. Each bank has its own policy regarding at what age you can add your kid as an authorized user.
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How Long Before Applying For A Mortgage Should I Not Open Or Close Credit Cards?

by | February 28, 2023 | Building Credit, credit, Mortgages | 0 Comments

Buying a house is probably the biggest purchase you will ever make in your lifetime (unless you end up buying buildings in Manhattan). When you’re purchasing a house and applying for a mortgage it is also the most important time for you to make sure your credit score...
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What Will Build My Credit Faster: A Credit Card Or Mortgage?

by | November 13, 2022 | Building Credit, credit, Mortgages | 0 Comments

The title of this post is a question and let me first start with the answer. The answer is credit cards. And not only are credit cards faster, you actually cannot attain a real, solid, credit with only mortgages, ever (even if you have mortgages opened for many...
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Our Search Bar Was Improved To Work Much Quicker And Smarter!!

by | August 20, 2023 | About The Blog | 0 Comments

Have you ever tried searching something on HelpmeBuildCredit? Be it for a new credit card or to look up a post written on a specific topic? Well then, I’ve got great news for you!! Our search was improved tremendously! It works a lot quicker, a lot smoother, and a lot...
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Major Improvements Coming To Our Credit Card Pages!

by | August 10, 2023 | About The Blog, Travel | 0 Comments

Our website talks a lot about how to accumulate a ton of points and miles. We always keep you updated about new offers and we make it super easy for you to find new credit cards to start earning better rewards.  But many people wonder once they have already...
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The Newest Feature In The Ultimate Credit Card Finder!

by | February 16, 2023 | About The Blog | 0 Comments

We finally added an oft-requested filter to The Ultimate Credit Card Finder! With the new filter option you can filter credit cards by their reward programs.
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What Is Trending In The Credit Card Database?

by | January 1, 2023 | About The Blog, Credit Card Info | 0 Comments

Our Credit Card Database is a great resource where you can find real time data about credit card approvals. Fellow users are constantly submitting their credit card approvals and denials, and there are currently over 3k results reported!  Let’s look at some data...
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