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Credit Limit Increase -Which Banks Still Do A Hard Pull

by | September 26, 2023 | credit, Credit Card Info | 1 Comment

We recently reported that Chase stopped doing a hard pull on your credit report when requesting a credit limit increase.  Hard pulls affect your credit score (but not much). Soft pulls do not affect your credit at all. So I decided to put together an updated list of...
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The Offer Is Back!!! Earn A Total Of 180k Points With Just Two No-Annaul Fee Cards!!

by | September 21, 2023 | Credit Card Info, Credit Card Offers | 0 Comments

This crazy offer that everyone was talking about was recently released again!!! You can earn a total of 180,000 points (and even more when including a spouse)! You earn 90k points after spending $6,000 within three months on each card. And even better, Chase is...
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Paying Off Credit Card Debt – How To Save The Most On Interest

by | September 19, 2023 | Debit | 2 Comments

Last week, we posted about a strategy on how to pay your balances to lift your credit score by the maximum points even by only paying a fraction of your balances.  This week, let’s discuss the consumer who does not care so much about their credit score but would...
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Fintech: The Next Big Thing in Banking

by | September 13, 2023 | Banking | 0 Comments

In the ever-evolving landscape of finance and banking, one term has been making waves in recent years: Fintech. Short for financial technology, Fintech represents a disruptive force that is reshaping the traditional banking sector.  With innovations like mobile...
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Mega Welcome Bonus! New Venture X Business Card Now Available For Everyone

by | September 12, 2023 | Credit Card Info, Credit Card Offers | 0 Comments

About a year ago, Capital One released a new business card called card_name. At the time of release, it was only available by contacting a relationship manager and being invited. Today, Capital One released the card online and it is now available for everyone to sign...
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Why Are My Credit Scores Different On Different Websites I Check?

by | September 10, 2023 | credit, Credit Scores | 0 Comments

When people check their credit score, should it be by Credit Karma or on their Discover statement, etc., they look at the three-digit number. They take it as a fact that this is their credit score. Period. The same way they know their age and weight, they feel that...
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Understand The Correct Order In Which To Pay Up Your Credit Card Balances

by | September 7, 2023 | credit, Debit | 4 Comments

There is a famous joke about a guy who won the lottery. When asked what he would do with the money, he said he would use the money to pay off his debt. When asked what he would do with the rest, he answered, “The rest will have to wait until the next time I win...
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The 10 Best Credit Card Offers For September [2023]

by | September 5, 2023 | Credit Card Info, Credit Card Offers | 0 Comments

Check out the best credit card offers available now! It’s a good time to cash in on bonus points during this season, with Yom Tov expenses coming up.
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How To Get Targeted For Better Offers On The Amex Gold And Platinum Cards Using CardMatch

by | September 3, 2023 | Credit Card Info, Credit Card Offers | 2 Comments

Advertiser Disclosure: Help Me Build Credit has partnered with advertising partners for our coverage of credit card products. Help Me Build Credit and our advertising partners may receive a commission from card issuers. The editorial content on this page is not...
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Top 10 Credit Cards For Restaurant Purchases [2023]

by | August 31, 2023 | Credit Card Info | 0 Comments

Appetizers, menus, dim lighting, table setting, waiters, gourmet food, desserts. If any of these words resonate with you or if you tend to frequent restaurants often (even if it’s just pizza!), you might want to choose a credit card from the list below. While enjoying...
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What’s The Minimum Age You Can Add Your Kid As An Authorized User? [Bank By Bank]

by | August 27, 2023 | Building Credit, credit | 0 Comments

Adding your kids as an authorized user to your credit cards can help them jumpstart their credit. It’s also a great way to start teaching your kids about finances. Each bank has its own policy regarding at what age you can add your kid as an authorized user.
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How Long Before Applying For A Mortgage Should I Not Open Or Close Credit Cards?

by | February 28, 2023 | Building Credit, credit, Mortgages | 0 Comments

Buying a house is probably the biggest purchase you will ever make in your lifetime (unless you end up buying buildings in Manhattan). When you’re purchasing a house and applying for a mortgage it is also the most important time for you to make sure your credit score...
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What Will Build My Credit Faster: A Credit Card Or Mortgage?

by | November 13, 2022 | Building Credit, credit, Mortgages | 0 Comments

The title of this post is a question and let me first start with the answer. The answer is credit cards. And not only are credit cards faster, you actually cannot attain a real, solid, credit with only mortgages, ever (even if you have mortgages opened for many...
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Key Differences Between An Authorized User And A Joint Account

by | November 6, 2022 | Building Credit, credit | 2 Comments

If you own a credit card, you most probably already heard the term Authorized User, but have you ever heard of a Joint or Co-Applicant?  Joints and co-applicants are a much less common term in the world of credit cards, as it is not even an available option by most...
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Our Search Bar Was Improved To Work Much Quicker And Smarter!!

by | August 20, 2023 | About The Blog | 0 Comments

Have you ever tried searching something on HelpmeBuildCredit? Be it for a new credit card or to look up a post written on a specific topic? Well then, I’ve got great news for you!! Our search was improved tremendously! It works a lot quicker, a lot smoother, and a lot...
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Major Improvements Coming To Our Credit Card Pages!

by | August 10, 2023 | About The Blog, Travel | 0 Comments

Our website talks a lot about how to accumulate a ton of points and miles. We always keep you updated about new offers and we make it super easy for you to find new credit cards to start earning better rewards.  But many people wonder once they have already...
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The Newest Feature In The Ultimate Credit Card Finder!

by | February 16, 2023 | About The Blog | 0 Comments

We finally added an oft-requested filter to The Ultimate Credit Card Finder! With the new filter option you can filter credit cards by their reward programs.
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What Is Trending In The Credit Card Database?

by | January 1, 2023 | About The Blog, Credit Card Info | 0 Comments

Our Credit Card Database is a great resource where you can find real time data about credit card approvals. Fellow users are constantly submitting their credit card approvals and denials, and there are currently over 3k results reported!  Let’s look at some data...
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