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The Difference Between Piggybacking Credit and Seasonal Trade Lines

by Sam Billo | Mar 18, 2019 | Building Credit, Improving Credit, Repairing Credit | 0 |

Is Piggybacking Credit Legal? We explained in our last post what piggybacking credit is and how it...

Piggybacking Credit- Everything You Need to Know

by Sam Billo | Mar 10, 2019 | Building Credit, Credit Scores, Improving Credit | 0 |

What Is Piggybacking Credit? Piggybacking credit is having a third party, a credit worthy...

How long do marks stay on my credit report?

by Sam Billo | Mar 3, 2019 | Repairing Credit | 0 |

The FCRA has set rules for how long negative marks are allowed to stay on your credit report. Here...

For How Long Will A Late Payment Affect Credit?

by Sam Billo | Feb 10, 2019 | Credit Maintenance, Improving Credit, Repairing Credit | 2 |

In this day and age, we all run extremely busy lives. No one is an angel, and therefore, even the...

How To Protect Your Credit Before A Charge Off

by Sam Billo | Feb 4, 2019 | Credit Cards, Credit Maintenance | 0 |

Things in life, unfortunately, do not always go as planned. Sometimes due to certain circumstances...

Experian Boost

by Sam Billo | Jan 20, 2019 | Credit Scores | 0 |

Experian recently announced a new program which will help consumers who don’t have any credit...

Why You Should Hire a Credit Repair Company

by Sam Billo | Jan 10, 2019 | Repairing Credit | 0 |

Before I start, let me acknowledge that I am completely biased because I myself own a credit...

2018 Recap

by Sam Billo | Dec 31, 2018 | About The Blog | 0 |

As I fold up 2018 to be packed away for good, I must take the time to thank all my readers here at...

What Still Works: Removing Credit Inquiries

by Sam Billo | Dec 24, 2018 | Credit Maintenance, Repairing Credit | 0 |

Bumpage The trick There used to be a trick on how to remove credit inquiries though a process...

Charge Card Utilization- What You Need to Know

by Sam Billo | Dec 16, 2018 | Credit Cards, Credit Maintenance, Credit Scores | 0 |

Credit utilization is one of the big factors that credit scoring models look at. Credit...

How To Apply for a Chase Ink Credit Card Without a Legal Business

by Sam Billo | Dec 9, 2018 | Credit Cards | 0 |

Chase has now a great sign up bonus offer for the Chase Ink Preferred credit card. You would...

Choosing Your First Credit Card- What to Consider

by Sam Billo | Nov 25, 2018 | Building Credit, Credit Cards | 0 |

Applying for your first credit card is a very exciting time in life. With so many credit cards...

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