Before I start, let me acknowledge that I am completely biased because I myself own a credit repair company. This said, I want to point out here in this post a few reasons why I feel it is beneficial for someone looking to repair their credit to use a credit repair company, rather than trying
As I fold up 2018 to be packed away for good, I must take the time to thank all my readers here at Help Me Build Credit. Thanks for all your great comments and feedback. This is what gives me the courage to proceed with this great project. I want to double thank our readers
Bumpage The trick There used to be a trick on how to remove credit inquiries though a process called bumpage. It worked as follows: Transunion designated enough room on a credit report for only 66 credit pulls. Equifax designated place for up to 85 credit pulls. (Experian did not have a maximum so this trick
Credit utilization is one of the big factors that credit scoring models look at. Credit utilization is calculated by your current balance verses how much percent of your available credit or credit line was used. The higher the percent of your credit line you spend, the higher your credit utilization will be, and the more