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Real offers. Real deals. Real bonuses you won’t find anywhere else.
Credit Scores And Mortgages: Here Is What You Need To Know
Shopping for a mortgage but got bad credit? You are not alone! I invited a great mortgage expert Chaim Tarkieltaub from Mint Capital to explain the differences between the different mortgage products available for consumers at all stages of credit. Let’s explore...
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Intoducing FICO® Resilience Index
What is FICO® Resilience Index? Fico now has another tool to calculate how consumers use credit. The FICO® Resilience Index was created specifically for hard financial times. Lenders will be able to decide if a consumer can handle his finances during hard times. They...
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Updated: Master List Of COVID Benefit Changes To Amex, Chase, Capital One, And Citi Credit Cards.
Credit card issuers are giving a mini-stimulus package to many of its cardholders. Benefits include statement credits, added benefits, annual fee credits, and more. Credit card issuers are making these changes in order to make their premium cards worthwhile even in an...
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Find Out Which Cards Still Have Balance Transfers
0% APR balance transfers impacted by Covid-19 American Express, Chase, and Capital One, have completely removed 0% APR balance transfers. 0% APR on balance transfers would allow one too transfer an existing balance to a card which does not charge interest on balances....
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Category: Credit CardsView all
Credit Card Auto Rental Insurance: What You Need To Know
The Connection Between A Car Rental And A Credit Card Summer is coming, and we all will be hitting the road! You may be someone who does not own a car and relies on car rentals. What happens when you rent a car, head out on a trip, and then, god forbid, get into an...
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Category: Credit CardsView all
How To Get A 100,000 Point Offer For The Amex Platinum Business Card
This option is working once again. Here’s how. The public bonus for the Amex Platinum Business Card is 85,000 points after $20,000 spent within the first 3 months (terms apply). DOC has posted a great trick on how to get the targeted 100,000 point offer Call...
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Are Credit Cards Still Approving? June Update
COVID -19 has taken everything on a roller coaster (except our kids). The virus affected almost every industry including credit card approvals. At HelpMeBuildCredit.com interviewed many applicants who recently applied for credit cards and see if they got approved or...
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Banks Closing Credit Cards: Stay Out Of Trouble
What Is Happening? Credit card companies around town are closing accounts so as not to expose themselves to the non-profitable risks they face due to Covid-19. Cardholders that have their credit accounts open, yet the card is hardly used, then banks are not interested...
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New! The Ultimate Credit Card Finder
Ok, This. Is. So. Exciting! After so many hours and months of hard work, I am thrilled to present the Ultimate Credit Card Finder which is bound to revamp your search for a credit card most suited for you. The Ultimate Credit Card Finder features clear-cut filtering...
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Category: Credit CardsView all
List Of Which Credit Bureau Each Bank Pulls
There is a lot of reasons why people may want to submit several credit card applications at the same time (getting multiple welcome bonuses at the same time, getting more money on 0% APR, and more). When a credit card issuer sees too many recent credit inquiries on...
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Category: Building CreditView all
Getting Approved For A First Credit Card
Credit is not something you are automatically born with. It is something you need to learn how to build on your own. The best way to build your credit is by getting approved for credit cards. But, hey! How do you get approved for credit cards without credit? Stay...
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Category: Building CreditView all
Secured Credit Cards – Everything You Need To Know
Are you looking to build or rebuild your credit? That’s smart! But, hey! Banks are not your buddy. They won’t lend you money just based on trusting that you’re an honest guy. They need proof that you will repay them. They want to see a track record where...
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Category: Building CreditView all
Building Credit With a Store Card
One of the classic, old school ways of starting to build credit was by first applying for a store card. What Is a Store Card? A store card is a credit card offered by a store or brand, for example, Gap, Kohl’s, Home Depot, etc. The credit card is designed...
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Category: Building CreditView all
Key Differences Between an Authorized User and a Joint Account
If you own a credit card, you most probably already heard the term Authorized User, but did you ever hear of a Joint or Co-Applicant? Joints and co-applicants are a much less common term in the world of credit cards, as it is not even an available option by...
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Find Out Which Cards Still Have Balance Transfers
0% APR balance transfers impacted by Covid-19 American Express, Chase, and Capital One, have completely removed 0% APR balance transfers. 0% APR on balance transfers would allow one too transfer an existing balance to a card which does not charge interest on balances....
Read MoreCategory: Credit CardsView all
Credit Card Auto Rental Insurance: What You Need To Know
The Connection Between A Car Rental And A Credit Card Summer is coming, and we all will be hitting the road! You may be someone who does not own a car and relies on car rentals. What happens when you rent a car, head out on a trip, and then, god forbid, get into an...
Read MoreCategory: Credit CardsView all
How To Get A 100,000 Point Offer For The Amex Platinum Business Card
This option is working once again. Here’s how. The public bonus for the Amex Platinum Business Card is 85,000 points after $20,000 spent within the first 3 months (terms apply). DOC has posted a great trick on how to get the targeted 100,000 point offer Call...
Read MoreCategory: Credit CardsView all
List Of Which Credit Bureau Each Bank Pulls
There is a lot of reasons why people may want to submit several credit card applications at the same time (getting multiple welcome bonuses at the same time, getting more money on 0% APR, and more). When a credit card issuer sees too many recent credit inquiries on...
Read More