The Expertise & Guidance You Need for Better Credit

Find your way through the credit maze with helpful advice, grab-worthy offers, and industry insights all in one place.

  • Read tried & tested tips for building your credit
  • Explore 1000s of industry-proven, expert-backed credit topics
  • Search and compare all the latest credit card offers – ranked by the benefits you’re looking for

11 Things You Want To Know Before Applying For The Chase Sapphire Preferred

  Chase Sapphire Preferred is a great credit card to keep in your pocket for all things travel. With the excellent new welcome offer of 80,000 points, along with the 2-points-on-travel, you can really put together some fantastic trips with the points you’ll...
Read More

The X1 Credit Card And Why I Probably Won’t Sign Up

  Do you not have the best credit score but you still want to be able to swipe and earn rewards on a charming credit card?  There’s a new credit card being released this upcoming winter created by Thrive called the X1 card. The card is not available yet but...
Read More

New Welcome Bonuses! Earn 50,000 – 70,000 Points On Four Delta Cards

New Welcome Offers On Four Delta Cards Great news! Delta has updated welcome offers on four of their cards. See below in full detail! Although traveling has slowed down a lot now due to COVID, these new welcome offers bring some hope to the near future. Now’s a...
Read More

Choosing Between Freedom Flex, Freedom Unlimited, and Freedom

The Freedom Family   As the Freedom Flex card made it’s appearance on September 14, Freedom Chase cards are now a group of three 1) Freedom, 2) Freedom Flex, 3) Freedom Unlimted. You may be a cardholder of one of them and anticipating switching or applying...
Read More

How To Get Approved For A High Credit Card Limit

Are you from the people that apply for a credit card and always just get approved for a silly $2,000 – $2,500 credit limit? That will not take you far. You want to be able to swipe like a king, especially when you want to apply for a 0% APR Credit Card and want to get...
Read More

Kosher DoorDash Restaurants- Get Free Super With Sapphire Reserve

Kosher Restaurants With DoorDash    Last January, Chase added a $60 annual DoorDash credit to the Sapphire Reserve card. The credit can be used once until 12/31/20 and again from 01/01/21 – 12/31/21 which equals a total of $120 in DoorDash credits. Chase...
Read More

Decline in Delinquencies on Experian Credit Reports

The Credit Reports Report Fewer Delinquencies    Another strange thing about Covid-19. While many of us are surviving on a lower income or no income at all, Experian has reported fewer delinquencies on credit reports. A credit card, mortgage, loan, or auto...
Read More

Big Changes Coming To The Chase Freedom and Freedom Unlimited Cards

The Big Redo And Editions To Chase Freedom And Chase Freedom Unlimited   There’s good stuff coming to the Chase Freedom cards. The changes will be going into effect on September 15, 2020. Chase Freedom will be fully revamped into a MasterCard instead of a...
Read More

Purchase Protection: How I Got A Refund On The Air Pods I Lost

I Lost My New Air Pods   May it be the most devastating news but I was pretty upset. I had bought myself a pair of Air Pods just two weeks before and now they were lost. It must’ve been the frequent in-and-out-of-the-car trips that might have gotten the...
Read More

The All New Credit Card Forum And Credit Pull Database!

For the sake of the consumers, we are introducing the all-new, easy to use, credit card forum, and credit pull database! It is a fantastic tool when considering applying for a credit card. This tool will give you an exact picture of how to go about it. You can share...
Read More

The 5 Most Important Factors In A FICO Score

The FICO score model is the mostly widely used scoring model. As per Fico, as much as 90% of lending decisions that are done using a scoring model, use the Fico scoring model. In this post we will discuss the 5 most important factors that Fico would look at in order...
Read More

Getting Approved For A First Credit Card

Credit is not something you are automatically born with. It is something you need to learn how to build on your own. The best way to build your credit is by getting approved for credit cards. But, hey! How do you get approved for credit cards without credit? Stay...
Read More

Secured Credit Cards – Everything You Need To Know

Are you looking to build or rebuild your credit? That’s smart! But, hey! Banks are not your buddy. They won’t lend you money just based on trusting that you’re an honest guy. They need proof that you will repay them. They want to see a track record where...
Read More

Building Credit With a Store Card

One of the classic, old school ways of starting to build credit was by first applying for a store card.  What Is a Store Card? A store card is a credit card offered by a store or brand, for example, Gap, Kohl’s, Home Depot, etc. The credit card is designed...
Read More

11 Things You Want To Know Before Applying For The Chase Sapphire Preferred

  Chase Sapphire Preferred is a great credit card to keep in your pocket for all things travel. With the excellent new welcome offer of 80,000 points, along with the 2-points-on-travel, you can really put together some fantastic trips with the points you’ll...
Read More

The X1 Credit Card And Why I Probably Won’t Sign Up

  Do you not have the best credit score but you still want to be able to swipe and earn rewards on a charming credit card?  There’s a new credit card being released this upcoming winter created by Thrive called the X1 card. The card is not available yet but...
Read More

New Welcome Bonuses! Earn 50,000 – 70,000 Points On Four Delta Cards

New Welcome Offers On Four Delta Cards Great news! Delta has updated welcome offers on four of their cards. See below in full detail! Although traveling has slowed down a lot now due to COVID, these new welcome offers bring some hope to the near future. Now’s a...
Read More

Choosing Between Freedom Flex, Freedom Unlimited, and Freedom

The Freedom Family   As the Freedom Flex card made it’s appearance on September 14, Freedom Chase cards are now a group of three 1) Freedom, 2) Freedom Flex, 3) Freedom Unlimted. You may be a cardholder of one of them and anticipating switching or applying...
Read More

Download link sent
succesfully

Got it *please check your promotional inbox

Error sending download link

Try Again