Congratulations! You turned 18 and you decided you’re gonna do this. You’re going to start building credit like a boss! One teeny problem- you...
How to Build Credit at 18 – Four Easy (-as-pie) Steps
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How To Get Approved For Your First Credit Card- 5 Actionable Tips
The best way to build your credit is by getting approved for credit cards. But, hey! How do you get approved for credit cards without having credit?...
The 5 Most Important Factors In A FICO Score
The FICO score model is the mostly widely used scoring model. As per Fico, as much as 90% of lending decisions that are done using a scoring model,...
Building Credit With a Store Card
One of the classic, old school ways of starting to build credit was by first applying for a store card.
Key Differences Between an Authorized User and a Joint Account
If you own a credit card, you most probably already heard the term Authorized User, but did you ever hear of a Joint or Co-Applicant?...
Building Credit Using a Student Card Rather Than a Secured Card
You can’t build credit without a credit card, but you can’t get approved for a credit card without credit. This is the building credit catch 22. The...
Do Utility Or Phone Bills Help Build Credit?
Getting a bill in the mail is not one of the most exciting times in life. Responsible, timely people, though, make sure that their utility and phone...
Does Carrying A Balance Help Build Credit? (Myth)
Many people believe that carrying a balance will help them build credit or up their chances of getting approved for a credit card. People think that...
Why Do I Need To Build Credit
Good credit is not something that is only needed if you plan on flipping buildings one day. Good credit is something that people will need on many...
