Congratulations! You turned 18 and you decided you’re gonna do this. You’re going to start building credit like a boss! One teeny problem- you...

Congratulations! You turned 18 and you decided you’re gonna do this. You’re going to start building credit like a boss! One teeny problem- you...
The best way to build your credit is by getting approved for credit cards. But, hey! How do you get approved for credit cards without having credit?...
The FICO score model is the mostly widely used scoring model. As per Fico, as much as 90% of lending decisions that are done using a scoring model,...
One of the classic, old school ways of starting to build credit was by first applying for a store card.
If you own a credit card, you most probably already heard the term Authorized User, but did you ever hear of a Joint or Co-Applicant?...
You can’t build credit without a credit card, but you can’t get approved for a credit card without credit. This is the building credit catch 22. The...
Getting a bill in the mail is not one of the most exciting times in life. Responsible, timely people, though, make sure that their utility and phone...
Many people believe that carrying a balance will help them build credit or up their chances of getting approved for a credit card. People think that...
Good credit is not something that is only needed if you plan on flipping buildings one day. Good credit is something that people will need on many...