In last week’s post, we spoke about not opening or closing a credit card before applying for a mortgage, but many readers asked me to more elaborate...

Buying a house is probably the biggest purchase you will ever make in your lifetime (unless you end up buying buildings in Manhattan). When you are...

There are two types of loans or debts which a person can possibly have. One type is an installment loan. (For example: mortgages, auto loans, or any...

The best time to plant an apple tree was 10 years ago; the second-best time is today! The same is said about building credit. The best time to build...

When applying for a mortgage, it is very important for you to have your credit file up-to-date. That’s why most mortgage brokers and lenders offer a...

You got a credit card statement in the mail, and… Boom! You were thrown a late fee and your account is past due. You ask yourself. How in the world...