The title of this post is a question and let me first start with the answer. The answer is credit cards. And not only are credit cards faster, you...
Key Differences Between An Authorized User And A Joint Account
If you own a credit card, you most probably already heard the term Authorized User, but have you ever heard of a Joint or Co-Applicant? Joints and...
Building Credit Using A Student Card Rather Than A Secured Card
You can’t build credit without a credit card, but you can’t get approved for a credit card without credit. That is the building credit catch 22. The...
Does Carrying A Balance Help Build Credit? (Myth)
Many people believe that carrying a balance will help them build credit or up their chances of getting approved for a credit card. People think that...
6 Mistakes Beginners Make When Building Credit
Every year there are millions of consumers who start building credit for the first time. I often see many consumers making the same mistakes. If I...
New Guide On How To Build Credit From A-Z
Credit is something that is confusing to many people. Especially for those just starting out to build credit. That’s why we’re excited to...
Extra Debit Card For Building Credit – Full Review [2022]
The Extra Debit card, founded in 2020 in New York, is the perfect go-to for those who like to use cash yet want to build credit. The Extra Debit...
Is The Extra Card A Good Way Of Building Credit? No. Here Is Why
Following the aggressive marketing done by Extra about their product and the many questions I got from readers, I created this post to tackle the...
Which Banks Still Offer Co Applicant (Joint) Cardholders?
Building Credit, Credit, Credit Card Info
The best time for starting to build credit was as soon as you turn 18. To keep things exciting, many consumers don’t start building credit early...