There are many people who often complain to me that although they started building credit a long time ago they still don’t have a perfect credit...
6 Ways To Get Approved For Your First Credit Card And Start Building Credit
Building Credit, credit, First Credit Card
The best way to build your credit is by getting approved for credit cards. But, hey! How do you get approved for credit cards without having credit?...
Do Utility Or Phone Bills Help Build Credit?
Getting a bill in the mail is not one of the most exciting times in life. Responsible, timely people, though, make sure that their utility and phone...
How Long Does It Take To Build Credit?
I get asked this question a lot: “How long does it take to build credit?” The short answer is that building credit takes a lifetime “but no you do...
What’s The Minimum Age You Can Add Your Kid As An Authorized User? [Bank By Bank]
Adding your kids as an authorized user to your credit cards can help them jumpstart their credit. It’s also a great way to start teaching your...
How Long Before Applying For A Mortgage Should I Not Open Or Close Credit Cards?
Building Credit, credit, Mortgages
Buying a house is probably the biggest purchase you will ever make in your lifetime (unless you end up buying buildings in Manhattan). When you’re...
What Will Build My Credit Faster: A Credit Card Or Mortgage?
Building Credit, credit, Mortgages
The title of this post is a question and let me first start with the answer. The answer is credit cards. And not only are credit cards faster, you...
Key Differences Between An Authorized User And A Joint Account
If you own a credit card, you most probably already heard the term Authorized User, but have you ever heard of a Joint or Co-Applicant? Joints and...
Building Credit Using A Student Card Rather Than A Secured Card
You can’t build credit without a credit card, but you can’t get approved for a credit card without credit. That is the building credit catch 22. The...