by Sam | Nov 18, 2019 | Credit Cards
Getting declined for a credit card is never exciting. People do not like the feeling of rejection. But, did you know getting declined on a credit card is not necessarily the final decision. Credit card issuers usually have a reconsideration team that you can get in...
by Sam | Nov 5, 2019 | Credit Cards
You will be chasing deals this holiday season. But, as your pockets open, let us make sure your maximizing rewards on your credit card spending. At Help Me Build Credit we searched the internet and we choose the best credit cards earning the maximum rewards for each...
by Sam | Oct 27, 2019 | Credit Cards
For some people, it’s more practical to have one credit card with a high credit limit as opposed to having a few credit cards from the same issuer, with all of them having smaller credit limits. Sometimes reallocating credit limits can be a great tool. It can...
by Sam | Sep 8, 2019 | Credit Cards
Every time you apply for a credit card, the credit card insurer will make a hard credit inquiry and pull your credit report. Credit inquiries can affect your credit score for up to 12 months and stay on your credit report for up to 24 months. But if you apply for more...
by Sam | Sep 1, 2019 | Credit Cards
Credit applications are free, but why apply if you do not even stand a chance to get approved (you’re just wasting a credit inquiry). Most credit card issuers have set rules on credit card approvals. If you do not meet these rules, then you will automatically...
by Sam | Aug 16, 2019 | Credit Cards
An Apple a day keeps the doctors away. But, how about the Apple Card? Apple wants you to use their credit card for all your everyday purchases. But is the Apple Card the right choice? So, to answer our questions, we have with us today my good friend Pinchas Genger who...
