Piggybacking Credit- Everything You Need to Know

Piggybacking Credit- Everything You Need to Know

What Is Piggybacking Credit? Piggybacking credit is having a third party, a creditworthy individual, add you to their credit card as an authorized user. This will allow you to receive the credit benefits from that account, helping you improve your own credit score...
Tips On How to Co-sign Responsibly

Tips On How to Co-sign Responsibly

Many people who are homeowners today would not have been able to do it without a co-signer. Co-signing on a mortgage loan is one of the biggest favors you can do for your child, relative, or friend who is looking to buy a home. But co-signing on a mortgage puts a lot...
Know Your Rights- The FCRA

Know Your Rights- The FCRA

The Fair Credit Report Act (FCRA) is over one hundred pages to read. Understandably, many consumers are not aware of their rights found in the FCRA, as they do not have the time to read all those hard to understand English pages. In this post, I will give you, in...
DLA – Why is it Important?

DLA – Why is it Important?

When reviewing your credit report (get a free copy here), you will notice, by each trade line written something that says DLA (date last activity). This mark is basically stating the last time there was any activity (a payment) on each trade line. Why Is DLA Important...
How to Build Credit Fast (4 Easy Steps)

How to Build Credit Fast (4 Easy Steps)

Every person needs credit at some point in life. Here, in this post, I will teach you how to build credit fast in four very easy and simple steps. This is the method I use to help my clients build credit. I used it many times and it always worked. Just make sure to be...
Tricks on How to Improve Your Credit Score Fast

Tricks on How to Improve Your Credit Score Fast

Did you know that even if you never missed a payment your credit score may still be below 650? Why? Credit models do not only look at your timely payments when they calculate your credit score. They look at many factors. So listen up for a few simple tricks on what...