The FICO score model is the mostly widely used scoring model. As per Fico, as much as 90% of lending decisions that are done using a scoring model,...

The FICO score model is the mostly widely used scoring model. As per Fico, as much as 90% of lending decisions that are done using a scoring model,...
When people check their credit score, should it be by Credit Karma or on their Discover statement, etc., they look at the three-digit number. They...
Shopping for a mortgage but got bad credit? You are not alone! I invited a great mortgage expert Chaim Tarkieltaub from Mint Capital to explain the...
Fico now has another tool to calculate how consumers use credit. The FICO® Resilience Index was created specifically for difficult financial times....
One of the biggest factors that credit models look at when calculating a credit score is credit utilization. Credit utilization means how much of...
Piggybacking credit is having a third party, a creditworthy individual, add you to their credit card as an authorized user. This will allow you to...
Fair Issac and Co., the company that created the Fico score, announced in a recent press release that they will make available their newest scoring...
People are always asking me: Does closing a credit card hurt your credit? Closing a credit card does not hurt your credit directly. But closing a...
Chana F. is a working mom, juggling work and taking care of her four children. Life for her was always busy, but one day her eldest daughter started...