In 2017 Chase released a free, credit monitoring service called Chase Credit Journey. A credit monitoring service is a platform that allows you to...
Chase Credit Journey – Is It Accurate? Complete Review
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Which Banks Still Offer Co Applicant (Joint) Cardholders?
The best time for starting to build credit was as soon as you turn 18. To keep things exciting, many consumers don’t start building credit early...
How To Build Credit History Properly Once And For All
There are many people that often complain to me that although they started building credit a long time ago they still don’t have a perfect credit...
Installment Loans Vs Revolving Loans. The Key Differences
There are two types of loans which a person can possibly have. The first type is an installment loan, (for example: mortgages, auto loans, or any...
The Best Websites To Get A Free Copy Of Your Credit Report
In today’s day and age, we hear of new hacks and new identity theft stories on a daily basis. By now, everyone knows how important it is to properly...
Building Credit With A Debit Card. Is It Really Possible?
Some people refuse to get a credit card. In many cases it’s for good reason as they know themselves (or their wife) and believe that credit...
I Was a Few Days Late on a Payment. What Now?
You got a credit card statement in the mail, and… Boom! You were thrown a late fee and your account is past due. You ask yourself, How in the world...
The 5 Most Important Factors In A FICO Score
Every self-proclaimed guru on Google has “5 reasons why blah blah blah”. But now I’m about to give you 5 REAL factors that FICO looks at when...
The Sad Truth About Medical Collections
The other day, while I was praying, a beggar passed by asking for Tzedakah. I threw in a dollar. The beggar was excited and gave me the following...
