One of the biggest factors credit models look at when calculating a credit score, is credit utilization. Credit utilization is how much of your...
Credit Utilization – 11 Things You Must Know
read more
Explore Credit Topics
Chase Credit Journey – Is It Accurate? Complete Review
In 2017 Chase released a free, credit monitoring service called Chase Credit Journey. A credit monitoring service is a platform that allows you to...
7 Things To Know When Choosing Your First Card – My Secrets To You
Applying for your first credit card is a very exciting time in life. With so many credit cards around on the market though this task may be very...
Mortgage Rate Shopping – Don’t Fear The Multiple Credit Inquiries
In the grocery, we find people that touch, squeeze, and feel every apple before they choose the one they want. This is called a shopper (not...
Stimulus Check: 2 Strategies On How To Use It To Pay Off Credit Card Balances
The US government started handing out the 3rd stimulus check of $1400 per eligible person. Many people have already received their checks via direct...
8 Reasons Why Good Credit is Important – Including Some Interesting Ones
Good credit is not something that is needed only if you plan on flipping buildings one day. Good credit is something people need on various...
How to Build Credit at 18 – My Tested And Proven Method
Congratulations! You turned 18 and you decided you’re gonna do this. You’re going to start building credit like a boss! One teeny problem- you...
Sour Credit Score? Rebuild It And Bring It Back To Its Glory
There are lots of reasons why someone could be in a financial mess, that has put their credit score out of order. Some reasons may be happy ones...
What Is A Credit Inquiry? Everything You Need To Know
Credit inquiries aren’t something to cry too much about. Let’s establish what they are, the different types of them, and whether they affect your...
