What Is Piggybacking Credit? Piggybacking credit is having a third party, a creditworthy individual, add you to their credit card as an authorized...
Piggybacking Credit- Everything You Need to Know
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The New Fico Scoring Model: Fico 10/FICO 10T– What’s Changing?
Fair Issac and Co., the company that created the Fico score, announced in a recent press release that they will make available their newest scoring...
Does Closing A Credit Card Hurt Your Credit?
People are always asking me: Does closing a credit card hurt your credit? Closing a credit card does not hurt your credit directly. But...
Medical Collections
Chana F. is a working mom, juggling work and taking care of her four children. Life for her was always busy, but one day her oldest daughter started...
Building Credit With a Store Card
One of the classic, old school ways of starting to build credit was by first applying for a store card. What Is a Store Card? A store card is...
Tips On How to Co-sign Responsibly
Many people who are homeowners today would not have been able to do it without a co-signer. Co-signing on a mortgage loan is one of the biggest...
Key Differences Between an Authorized User and a Joint Account
If you own a credit card, you most probably already heard the term Authorized User, but did you ever hear of a Joint or Co-Applicant?...
Building Credit Using a Student Card Rather Than a Secured Card
You can’t build credit without a credit card, but you can’t get approved for a credit card without credit. This is the building credit catch 22. The...
Credit Inquiries- Everything You Need To Know
What Is A Credit Inquiry? A credit inquiry is when someone requests to view your credit report. There are two types of credit...
