There are lots of reasons why someone could be in a financial mess that has put their credit score out of order. Some reasons may be happy ones such...
Buy Now, Pay Later – How It Affects Your Credit
Buy now, pay later (BNPL) is a convenient way to checkout at a physical or online store, using a BNPL option. The option to buy your purchase now...
7 Things To Know When Choosing Your First Card – My Secrets To You
credit, Credit Card Info, First Credit Card
Applying for your first credit card is a very exciting time in life. With so many credit cards around on the market though, this task may be very...
Over 50 Different FICO Score Models-Reviewed And Explained
Fair, Isaac and Company (aka FICO) was founded in 1956 by two partners Bill Fair and Earl Isaac. It built its first credit score model in 1989....
Tips On How To Co-Sign Responsibly
Many people who are homeowners today would not have been able to do it without a cosigner. Co-signing on a mortgage loan is one of the biggest...
Average Age Of Credit History -True Or False
If you’ve ever reviewed your credit report using Credit Karma, WalletHub, Nerd Wallet, etc., you may have noticed that they all break down your...
Building Credit With A Store Card
One of the classic, old school ways of starting to build credit was by first applying for a store card.
How To Build Credit History Properly Once And For All
There are many people who often complain to me that although they started building credit a long time ago they still don’t have a perfect credit...
6 Ways To Get Approved For Your First Credit Card And Start Building Credit
Building Credit, credit, First Credit Card
The best way to build your credit is by getting approved for credit cards. But, hey! How do you get approved for credit cards without having credit?...