We recently reported that Chase stopped doing a hard pull on your credit report when requesting a credit limit increase. Hard pulls affect your...
Credit Limit Increase -Which Banks Still Do A Hard Pull
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Why Are My Credit Scores Different On Different Websites I Check?
When people check their credit score, should it be by Credit Karma or on their Discover statement, etc., they look at the three-digit number. They...
Understand The Correct Order In Which To Pay Up Your Credit Card Balances
There is a famous joke about a guy who won the lottery. When asked what he would do with the money, he said he would use the money to pay off his...
![What’s The Minimum Age You Can Add Your Kid As An Authorized User? [Bank By Bank]](https://helpmebuildcredit.com/wp-content/uploads/2023/08/post-on-minimum-age-you-can-add-your-child-as-authorized-user-1080x675.png)
What’s The Minimum Age You Can Add Your Kid As An Authorized User? [Bank By Bank]
Adding your kids as an authorized user to your credit cards can help them jumpstart their credit. It’s also a great way to start teaching your...
Free Annual Credit Report- The Good And Bad
The FCRA (Fair Credit Reporting Act) instructs all three credit bureaus that they must provide to every American consumer the right to receive a...
![Medical Collections Under $500 Removed From Credit Reports [Effective April 11]](https://helpmebuildcredit.com/wp-content/uploads/2023/05/post-on-medical-collection-under-500-removed-from-credit-report.png)
Medical Collections Under $500 Removed From Credit Reports [Effective April 11]
Last year we posted about changes coming to how medical collections will be reported on your credit reports. The top three credit bureaus;...
![[Update] Great News! Most Medical Collections Will Be Removed From Credit Reports](https://helpmebuildcredit.com/wp-content/uploads/2022/03/post-on-medical-collections-news.png)
[Update] Great News! Most Medical Collections Will Be Removed From Credit Reports
Update: Effective April 11, medical collections under $500 were removed from credit reports The top three credit bureaus; Experian, Transunion, and...
What Credit Do I Need To Get Approved For The Chase Sapphire Card?
The card_name currently has an increased welcome offer of 80,000 points after you spend $4,000 within the first 3 months. If you’re eligible...
Comparing Installment Loans vs. Credit Cards: What You Need to Know
There is no optimum approach to finance your purchases, whether a significant or just a regular spend. Installment loans and credit cards are two of...
