There are lots of reasons why someone could be in a financial mess, that has put their credit score out of order. Some reasons may be happy ones...
Sour Credit Score? Rebuild It And Bring It Back To Its Glory
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Stimulus Check: 2 Strategies On How To Use It To Pay Up Credit Card Balances
The US government started handing out the $600 stimulus checks per eligible person. Many people have already received their checks via direct...
What Is A Credit Inquiry? Everything You Need To Know
Credit inquiries aren’t something to cry too much about. Let’s establish what they are, the different types of them, and whether they affect your...
8 Actionable Tricks for Quick Credit Score Improvement
Ever seen a 4 year old do one of those “it’s not fair” tantrums? (No? Good for you…) What I’m gonna say may (or may not!) lead to a similar...
How To Get Approved For Your First Credit Card- 5 Actionable Tips
The best way to build your credit is by getting approved for credit cards. But, hey! How do you get approved for credit cards without having credit?...
Where Can I Find The Most Accurate Credit Scores?
What’s sweat-inducing, hair-raising and spine-chilling for men and women alike? Credit scores. Yep, those intangible & non-physical numbers that...
Over 50 Different FICO Score Models- Reviewed And Explained
Fair, Isaac and Company (aka FICO) was founded in 1956 by two partners Bill Fair and Earl Isaac. It built its first credit score model in 1989....
Average Age of Credit History -True or False
If you ever reviewed your credit report using Credit Karma, Wallet Hub, Nerd Wallet, etc., you may have noticed that they all break down your credit...
The 5 Most Important Factors In A FICO Score
The FICO score model is the mostly widely used scoring model. As per Fico, as much as 90% of lending decisions that are done using a scoring model,...
