With the current interest rate market, every mortgage applicant is looking for a way to get a cheaper interest rate. But did you know that one of...
People ask, how much will a late payment affect my credit score? 100 points? 150 points? What effect will high utilization have on my credit score?...
Experian recently announced a new program that will help consumers who don’t have any credit scores. The program is called Experian Boost. Until...
As discussed in past posts, there are many different scoring models, resulting in different credit scores. When applying for a mortgage, people...
If you recently applied for a credit card, mortgage, etc., you probably bumped into a 3 digit number called your FICO score. What in the world does...
What’s sweat-inducing, hair-raising and spine-chilling for men and women alike? Credit scores. Yep, those intangible & non-physical numbers that...
Fair, Isaac and Company (aka FICO) was founded in 1956 by two partners Bill Fair and Earl Isaac. It built its first credit score model in 1989....
When people check their credit score, should it be by Credit Karma or on their Discover statement, etc., they look at the three-digit number. They...
This is the first question lenders will ask when you apply for a mortgage. Banks will assess your financial character based on your credit report....
