What’s sweat-inducing, hair-raising and spine-chilling for men and women alike? Credit scores. Yep, those intangible & non-physical numbers that...
Where Can I Find The Most Accurate Credit Scores?
read more
Explore Credit Topics
Over 50 Different FICO Score Models- Reviewed And Explained
Fair, Isaac and Company (aka FICO) was founded in 1956 by two partners Bill Fair and Earl Isaac. It built its first credit score model in 1989....
Why Are My Credit Scores Different?
When people check their credit score, should it be by Credit Karma or on their Discover statement, etc., they look at the three-digit number. They...
Credit Scores And Mortgages: Here Is What You Need To Know
This is the first question lenders will ask when you apply for a mortgage. Banks will assess your financial character based on your credit report....
Intoducing FICO® Resilience Index
Fico now has another tool to calculate how consumers use credit. The FICO® Resilience Index was created specifically for difficult financial times....
The New Fico Scoring Model: Fico 10/FICO 10T– What’s Changing?
Fair Issac and Co., the company that created the Fico score, announced in a recent press release that they will make available their newest scoring...
Experian Boost
Experian recently announced a new program that will help consumers who don’t have any credit scores. The program is called Experian Boost. Until now...
Leaked Fico Document – Reasoning Codes
Which Factors Does Fico Use To Calculate Your Credit Score In this day in age, where transparency is at a very high level, it may sound very...
Fico XD- Introducing Alternate Data
Traditional Fico scoring models only factor in information found on a consumer’s credit report. A traditional Fico score can only be generated if...
