When people check their credit score, should it be by Credit Karma or on their Discover statement, etc., they look at the three-digit number. They...

Shopping for a mortgage but got bad credit? You are not alone! I invited a great mortgage expert Chaim Tarkieltaub from Mint Capital to explain the...

What is FICO® Resilience Index? Fico now has another tool to calculate how consumers use credit. The FICO® Resilience Index was created specifically...

Fair Issac and Co., the company that created the Fico score, announced in a recent press release that they will make available their newest scoring...

Rate Shopping In the grocery, we find people that touch, squeeze, and feel every apple before they choose the one they want. This is called a...

Experian recently announced a new program that will help consumers who don’t have any credit scores. The program is called Experian Boost. Until now...

Which Factors Does Fico Use To Calculate Your Credit Score In this day in age, where transparency is at a very high level, it may sound very...

Traditional Fico scoring models only factor in information found on a consumer’s credit report. A traditional Fico score can only be generated if...

People ask, how much will a late payment affect my credit score? 100 points? 150? What affect will high utilization have on my credit score? The...