Traditional Fico scoring models only factor in information found on a consumer’s credit report. A traditional Fico score can only be generated if...

Fico XD- Introducing Alternate Data
read more
Traditional Fico scoring models only factor in information found on a consumer’s credit report. A traditional Fico score can only be generated if...
People ask, how much will a late payment affect my credit score? 100 points? 150? What affect will high utilization have on my credit score? The...
As discussed in past posts, there are many different scoring models within each company resulting in different credit scores. When applying for a...
Updated: 04/30/2019 Who is FICO? The company FICO (Fair Isaac and Co.) was founded in 1956 by engineer Bill Fair and mathematician Earl...