Traditional Fico scoring models only factor in information found on a consumer’s credit report. A traditional Fico score can only be generated if...
Fico XD- Introducing Alternate Data
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Understanding the Fico Scorecards
People ask, how much will a late payment affect my credit score? 100 points? 150? What affect will high utilization have on my credit score? The...
Which Credit Score Model Is Used When Applying For A Mortgage?
As discussed in past posts, there are many different scoring models within each company resulting in different credit scores. When applying for a...
Everything You Need to Know About a Fico Score
Updated: 04/30/2019 Who is FICO? The company FICO (Fair Isaac and Co.) was founded in 1956 by engineer Bill Fair and mathematician Earl...
