Many people who are homeowners today would not have been able to do it without a cosigner. Co-signing on a mortgage loan is one of the biggest...
Tips On How To Co-Sign Responsibly
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Will Higher Credit Scores Pay More On Mortgages Than Lower Credit Scores? No! Here Is What Changed
In the last few days, many headlines circled the internet regarding new mortgage guidelines pushed by the Biden administration. Many have made the...
List Of Mortgage Brokers That Offer Your Real Mortgage Scores For Free
Last week we ran an episode on our WhatsApp status about how to get your real mortgage scores for free (you can also watch it on our YouTube channel...
How Long Before Applying For A Mortgage Should I Not Open Or Close Credit Cards?
Buying a house is probably the biggest purchase you will ever make in your lifetime (unless you end up buying buildings in Manhattan). When you’re...
What Will Build My Credit Faster: A Credit Card Or Mortgage?
The title of this post is a question and let me first start with the answer. The answer is credit cards. And not only are credit cards faster, you...
Important Mortgage Update: Finally – Fico 10T And Vantage 4.0 Can Be Used
Over the past 20+ years since credit scores were created, there have always been new and improved scoring models coming out and being used when you...
Tricks On How To Instantly Higher Your Credit Score To Get Approved For A Cheaper Rate On A Mortgage
With the current interest rate market, every mortgage applicant is looking for a way to get a cheaper interest rate. But did you know that one of...
How to Calculate Your Personal Loan EMI
An Equated Monthly Installment, also called EMI, is a fixed amount paid by a debtor to a lender on a given date each month. Before applying for a...
Which Credit Score Model Is Used For Mortgage Loans?
As discussed in past posts, there are many different scoring models, resulting in different credit scores. When applying for a mortgage, people...
