The title of this post is a question and let me first start with the answer. The answer is credit cards. And not only are credit cards faster, you...
What Will Build My Credit Faster: A Credit Card Or Mortgage?
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Important Mortgage Update: Finally – Fico 10T And Vantage 4.0 Can Be Used
Over the past 20+ years since credit scores were created, there have always been new and improved scoring models coming out and being used when you...
Tricks On How To Instantly Higher Your Credit Score To Get Approved For A Cheaper Rate On A Mortgage
With the current interest rate market, every mortgage applicant is looking for a way to get a cheaper interest rate. But did you know that one of...
How to Calculate Your Personal Loan EMI
An Equated Monthly Installment, also called EMI, is a fixed amount paid by a debtor to a lender on a given date each month. Before applying for a...
Which Credit Score Model Is Used For Mortgage Loans?
As discussed in past posts, there are many different scoring models, resulting in different credit scores. When applying for a mortgage, people...
Finally! The HomeBuyers Guide Is Here
Buying a home is a long and arduous process. It can be confusing too. Nevertheless, it’s one of the most exciting journeys you can embark on. Here...
Early Mortgage Payoff – Does It Make Sense?
You probably heard that the first few years of your mortgage the majority of your payment goes towards interest, and as the years go on a larger...
Mortgage Rate Shopping – Don’t Fear The Multiple Credit Inquiries
In the grocery, we find people that touch, squeeze, and feel every apple before they choose the one they want. This is called a shopper (not...
8 Things To Pay Attention To When Filling Taxes Not to Get Rejected for A Mortgage
Income is a vital part of a bank’s evaluation how much and if at all they should lend to a prospect borrower. Banks will therefore do extensive...
