Last year we posted about changes coming to how medical collections will be reported on your credit reports. The top three credit bureaus;...
[Update] Great News! Most Medical Collections Will Be Removed From Credit Reports
Update: Effective April 11, medical collections under $500 were removed from credit reports The top three credit bureaus; Experian, Transunion, and...
What Credit Do I Need To Get Approved For The Chase Sapphire Card?
The card_name currently has an increased welcome offer of 80,000 points after you spend $4,000 within the first 3 months. If you’re eligible...
Comparing Installment Loans vs. Credit Cards: What You Need to Know
There is no optimum approach to finance your purchases, whether a significant or just a regular spend. Installment loans and credit cards are two of...
The Difference Between A Hard Credit Pull And A Soft Credit Pull
To answer the question, let’s first establish what credit inquiries are, the different types of them, and whether they affect your credit...
How Long Before Applying For A Mortgage Should I Not Open Or Close Credit Cards?
Building Credit, credit, Mortgages
Buying a house is probably the biggest purchase you will ever make in your lifetime (unless you end up buying buildings in Manhattan). When you’re...
Good Credit Cards To Choose For Starting To Build Credit
credit, Credit Card Info, First Credit Card
Applying for your first credit card can seem daunting. There are so many cards to choose from and there is always the risk of getting declined. Here...
Piggybacking Credit- Everything You Need to Know
Piggybacking credit is having a third party, a creditworthy individual, add you to their credit card as an authorized user. This allows you to...
How to Maintain Your Credit Rating Even If You’re Unemployed
Unemployment is a hard reality that many people have to face. Losing your job, whether through layoff or termination, can be devastating. You may be...