In today’s day and age, we hear of new hacks and new identity theft stories on a daily basis. By now, everyone knows how important it is to properly...
The Best Websites To Get A Free Copy Of Your Credit Report
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Building Credit With A Debit Card. Is It Really Possible?
Some people refuse to get a credit card. In many cases it’s for good reason as they know themselves (or their wife) and believe that credit...
I Was a Few Days Late on a Payment. What Now?
You got a credit card statement in the mail, and… Boom! You were thrown a late fee and your account is past due. You ask yourself, How in the world...
The 5 Most Important Factors In A FICO Score
Every self-proclaimed guru on Google has “5 reasons why blah blah blah”. But now I’m about to give you 5 REAL factors that FICO looks at when...
The Sad Truth About Medical Collections
The other day, while I was praying, a beggar passed by asking for Tzedakah. I threw in a dollar. The beggar was excited and gave me the following...
How To Build Credit Using An Authorized User
No one is born with credit. Credit is something you need to build on your own. A very common way of how people jump start their credit is through a...
Rapid Rescore: How It Works And Everything You Need To Know
When applying for a mortgage, it is very important for you to have your credit file up-to-date. That’s why most mortgage brokers and lenders offer a...
What Can I Get Approved For With My Credit Score? Covering Mortgage, Car Lease, Credit Card, Business Loan
As we’ve discussed many times over, your credit is what determines if you can get approved for a credit card, and what kind of loans and interest...
Does Closing A Credit Card Hurt Your Credit Score?
People are always asking me: Does closing a credit card hurt your credit? Closing a credit card does not hurt your credit directly. But closing a...
