Chase Ink Business Cash

welcome offer

Earn $500 (50,000 points) after $3,000 spent within the first 3 months. Intro 0% APR for 12 months on purchases.

Bonus Cash Value

Approximately $750*

Annual Fee

$0

Card Rewards

5% cashback on office supply stores, internet, cable, and phone services (up to $25,000 spent annually)

5% cashback on Lyft rides

2% cashback at gas stations and restaurants (up to $25,000 spent annually)

1% everywhere else

Chase may not approve you if you already received a welcome bonus on the Chase Ink Cash card within the past 24 months on the same business (but if you are approved you will get the bonus). You can get approved and receive the welcome bonus even if you already received a welcome bonus on other Chase Ink products (Chase Ink Preferred or Chase Ink Cash).

Card Overview

The Chase Ink Business Cash card is a great card for businesses that spend a lot on office supplies, internet, cable, and phone services. You will earn 5% cashback at these categories plus 2% cashback on gas and restaurants. Its also one of the only business credit cards that comes along with an intro 0% APR offer which is great to get your business cash flowing easily. For a zero annual fee you will get a great welcome bonus, great rewards, and great travel protection like primary worldwide auto rental collision insurance and lost or delayed luggage insurance.

Card-Smart Tips & Advice
  • Excellent credit needed (you will probably need at least one credit card open for more than a year)
  • This card is under the  Chase 5/24 rule
  • Step by step guide how to apply without a legal business
  • Chase will not approve you if you already received a welcome bonus on the Chase Ink Cash card within the past 24 months on the same business. But you can get approved and receive the bonus even if you already received a bonus on other Chase Ink products (Chase Ink Unlimited or Chase Ink Preferred). Or if you got the welcome bonus on a different business
  • You can only get approved for up to 2 Chase Credit Cards in 30 days (business card and personal cards are counted separately)
  • Chase Bank will not report business credit cards on personal credit reports
  • Chase Bank will usually pull your Experian credit report
  • You can check your application status at  Chase.com  / Customer Center / Check my app status or call 1 888 338 2586
  • If declined you can call 1 888 609 7805 to be reconsidered
Balance Transfer Terms
  • Penalty APR 29.99%
Card Details And Benefits
  • Luggage Delay Insurance
  • Auto Rental Collision Insurance
  • Travel Accident Insurance
  • Lost Luggage Reimbursement
  • Extended Warranty Protection
  • Purchase Protection

Compare Cards

CardChase Ink Business PreferredChase Ink Business CashChase Ink Business Unlimited
Welcome BonusEarn 100,000 points after $15,000 spent within the first 3 months.Earn $500 after $3,000 spent within the first 3 months. Intro 0% APR for 12 months on purchases.Earn $500 after $3,000 spent within the first 3 months. Intro 0% APR for 12 months on purchases.
Annual Fee$95$0$0
Rewards- 3 points on the first $150,000 in combined purchases on travel, shipping, internet, cable, phone service, advertising purchases made with social media and search engine websites - 5 points on Lyft Rides - 1 point everywhere else- 5% cashback on office supply stores, internet, cable, and phone services (up to $25,000 spent annually) - 5% cashback on Lyft rides - 2% cashback at gas stations and restaurants (up to $25,000 spent annually) - 1% everywhere else - Unlimited 1.5% cashback - 5% cash back on Lyft rides
Extra Redemption ValuePoints are worth 25% more when redeemed for travel through Chase Ultimate Rewards
No Foreign Transaction FeeNone3%3%
Trip Cancellation InsuranceUp to $5,000 per person per trip for a max of $20,000 per year
Auto Rental Collision InsurancePrimary coverage on rentals for business purpose, secondary coverage on rentals for personal purpose. Coverage is for rentals up to 31 days.Primary coverage on rentals for business purpose, secondary coverage on rentals for personal purpose. Coverage is for rentals up to 31 days.Primary coverage on rentals for business purpose, secondary coverage on rentals for personal purpose. Coverage is for rentals up to 31 days.
Travel Accident InsuranceUp to $500,000 if occurred on the carrier or at the airport/station. Up to $100,000 if occurred from when you leave until you return.Up to $500,000 if occurred on the carrier or at the airport/station. Up to $100,000 if occurred from when you leave until you return.Up to $500,000 if occurred on the carrier or at the airport/station. Up to $100,000 if occurred from when you leave until you return.
Lost Luggage ReimbursementUp to $3,000 per person for lost or damaged Up to $3,000 per personUp to $3,000 per person
Trip Delay ReimbursementIf delayed more than 12 hours or overnight you can claim up to $500
Extended Warranty ProtectionOne additional year (limit $10,000 each claim and $50,000 max per account)One additional year (limit $10,000 each claim and $50,000 max per account)One additional year (limit $10,000 each claim and $50,000 max per account)
Cell Phone ProtectionGet reimbursed for up to $600 per claim (with a $100 deductible) if your cell phone brakes or stolen. To activate coverage you need to pay your monthly cell phone bill with your Ink Preferred credit card. (max 3 claims per year).
Purchase ProtectionLost and theft, up to 120 days. $10,000 per claim ($50,000 per account)Lost or theft, up to 120 days. $10,000 per claim ($50,000 per account)Lost and theft, up to 120 days. $10,000 per claim ($50,000 per account)
Authorized User Fee$0$0$0
Luggage Delay InsurenceIf delayed for a minimum of 6 hours you can claim up to $100 a day for up to 5 daysIf delayed for a minimum of 6 hours you can claim up to $100 a day for up to 5 daysIf delayed for a minimum of 6 hours you can claim up to $100 a day for up to 5 days
Roadside AssitanceChase will dispatch you assistance for free, but you will need to pay the service fee.Chase will dispatch you assistance for free, but you will need to pay the service fee.Chase will dispatch you assistance for free, but you will need to pay the service fee.

People also viewed:

Ink Business Preferred

Chase Sapphire Preferred

United Explorer

Chase Sapphire Reserve

Citi Premier Card

Ink Business Cash

Spark Cash Business

Ink Business Unlimited

Spark Miles Business

Venture Rewards

United Business

Miles & More

Amex Gold Delta

Amex Platinum Delta

Barcalys Aviater

Barclay Aviator Business

Amex Hilton Surpass

Hilton Honors Business

AAdvantage Platinum Business

Citi AAdvantage Card

Alaska Mileage Plan

Alaska Airline Business

US Bank Business Cash

JetBlue Business

JetBlue Card

Hawaiian Airlines

Hawaiian Business

Premium Rewards Card

Amex Gold

Citi Prestige

Amex Platinum Business

Southwest Business Premier

IHG Rewards Club

Marriott Bonvoy Boundless

Gold Delta Business

Platinum Delta Business

Southwest Rewards Plus

Amex Gold Business

USBank Business Leverage

Blue Business Plus

Amex Platinum

Capital One® Cash Rewards

Business Cash Rewards

Travel Rewards Business

TD Cash

Citi Costco Anywhere

United Club Infinite

British Airways

Aer Lingus Visa

Iberia Visa

World of Hyatt

IHG Rewards Traveler

Radisson Rewards

Amex Green

Amex Marriott Brilliant

Sonesta

Air France KLM

Southwest Premier

Southwest Priority

Wells Fargo Business Platinum

Chase Sapphire Preferred

Marriot Bonvoy Business

Virgin Atlantic

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

Download link sent
succesfully

Got it *please check your promotional inbox

Error sending download link

Try Again