| Card | Amex Platinum | Amex Gold Card | American Express Green Card |
| Welcome Bonus | Earn 60,000 points after $5,000 spent within first 3 months | Earn 40,000 points after $4,000 spent in within first 3 months | Earn 30,000 points after $2,000 spent within the first 3 months |
| Annual Fee | $550 | $250 | $150 |
| Rewards | - Earn 5 points on flights booked directly with airlines
- Earn 5 points on travel booked on Amex travel
- Earn 1 point everywhere else | - Earn 4 points on every dollar spent at US supermarkets (up to $25,000 spent annually)
- Earn 4 points at restaurants worldwide
- Earn 3 points on flights booked directly with the airline or with Amex travel
- Earn 1 point everywhere else | - Earn 3 points per $1 spent on restaurants
- Earn 3 points per $1 spent on transit
- Earn 3 points per $1 spent on travel
- Earn 1 point per $1 spent everywhere else |
| Upgraded Status | Complimentary Hilton Gold, Marriott Gold, Uber VIP, Natoinal Emarald Club Exexutive Status, Avis Preferred Club (publicy available), Hertz Gold Plus (publicy available), Status | | |
| Credits | Earn A $200 annual airline incidental fee creditEarn $15 in Uber Cash for U.S. rides each month plus a bonus of $20 in December, which is up to $200 annuallyEarn $100 in statement credits annually for purchases at Saks Fifth Avenue ($50 credits twice a year) | Earn $100 annual airline incidental fee creditEarn $10 statement credit monthly for purchases at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Shake Shack (not all locations) and Boxed | Earn a $100 credit per calendar year when you pay for your CLEAR membership with your card |
| Global Entry and TSA pre-check | Statement credit for Global Entry or TSA Pre-Check every 4/4.5 years. | | |
| No Foreign Transaction Fee | None | None | None |
| Lounge Access | Access to 12,000+ airport lounges, with a complimentary membership to Priority Pass Select. Centurion Lounges, AirSpace Lounges, Escape Lounges, Delta Skyclub (when flying Delta) | | Receive up to $100 in statement credits per calendar year on LoungeBuddy purchases. |
| Trip Cancellation Insurance | Coverage for canceled or interrupted travel due to a unforeseen medical emergency, etc. Max $10,000 per person per trip for a max of $20,000 per year. | | |
| Auto Rental Collision Insurance | Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $75,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000). | Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000). | Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000). |
| Lost Luggage Reimbursement | Up to $2,000 per person for lost or damaged luggage (max $10,000 per trip for NY residents) | Up to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents) | Up to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents) |
| Trip Delay Reimbursement | If your flight is delayed more than 6 hours you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year). | If your flight is delayed more than 12 hours you can claim up to $300 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year). | If your flight is delayed more than 12 hours you can claim up to $300 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year). |
| Return Protection | Not happy with a purchase? Get a refund on purchases that are passed the store return policy for up to 90 days. Max $300 per claim, $1,000 per year) | | |
| Extended Warranty Protection | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year. | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year. | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year. |
| Purchase Protection | Get refunded if your purchase is damaged or stolen for up to 90 days from date of purchase. Max $1,000 per claim ($50,000 per year) | Get refunded if your purchase is damaged or stolen for up to 90 days from date of purchase. Max $1,000 per claim ($50,000 per year) | Get refunded if your purchase is damaged or stolen for up to 90 days from date of purchase. Max $1,000 per claim ($50,000 per year) |
| Authorized User Fee | $175 | There is no annual fee for up to 5 Additional Cards. The annual fee for 6 or more Additional Cards is $35 for each Card | $0 |
