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The Amex Platinum card is a super luxury travel card, offering many benefits for travel and hotel stays in general. You get 5 points for flights booked directly through airlines, a $200 annual airline incidental fee credit, free global entry and TSA precheck, complimentary Hilton and Marriot Gold status, and free access to over 1,200 airport lounges worldwide. Amex offers platinum concierge service. Get $15 in Uber cash for monthly rides, up to $200 annually. The card also has many great travel and purchase protections like return protection, baggage insurance, and more!
- Good credit needed
- In a time span of 90 days, you can only get approved for 2 Amex cards.
- You can only get approved for up to-and including- 10 Amex No Preset Spending Limit* cards. (This rule is not always enforced)
- Amex will usually pull your Experian credit report
- You can check your application status here or call 1 800 567 1083
- If declined you can call 1 800 567 1083 to be reconsidered
- The Amex Platinum Consumer card can be downgraded to the Amex Green Consumer card ($150) or to the Amex Gold Consumer ($250) card. Please note, it is not recommended to downgrade an Amex card before 12 months of account opening.
No foreign transaction fee.
Hilton Gold status.
Marriott Gold status.
Uber VIP.
National Emerald Club Executive status.
Avis Preferred Club status (publicly available).
Hertz Gold Plus status, plus, get free upgrades, an extra 4 hours to return your car, and one free additional driver.
Get a $200 airline incidental fee credit each calendar year.
Get $15 in Uber Cash credits for U.S. rides each month plus a bonus of $20 in December, which is a total of up to $200 annually.
Get $100 in statement credits annually for purchases at Saks Fifth Avenue ($50 credit twice a year).
Get a statement credit for Global Entry or TSA Pre-Check every 4-4.5 years.
Access to 1,200+ airport lounges, with a complimentary membership to;
Priority Pass Select
Centurion Lounges
AirSpace Lounges
Escape Lounges
Delta Skyclub lounges (when flying Delta)
Select Lufthansa lounges (when flying Lufthansa, Austrian Airlines, or Swiss)
Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $10,000 per person per trip, max $20,000 per year.
Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days. Max $75,000. You can purchase an Amex premium plan that will offer primary coverage up to 42 days. Max $100,000.
Get up to $2,000 per person for lost or damaged luggage. Max $10,000 per trip for NY residents.
If your flight is delayed for 6+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items. Max 2 claims per year.
Not happy with a purchase? Get a refund on purchases that have passed the store return policy - up to 90 days from date of purchase. Max $300 per claim, max $1,000 per year.
Get one additional year to your original manufacturer's warranty time. (Will only cover if the original warranty is for 5 years or less). Max $10,000 per claim, $50,000 per year.
Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone is damaged or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Platinum credit card. Max 2 claims per year.
Get refunded if your purchase is damaged, lost, or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year.
