| Card | Amex Platinum | Amex Gold Card | American Express Green Card |
| Welcome Bonus | Earn 75,000 points after $5,000 spent within the first 6 months. Plus earn 10 points at U.S Gas Stations and U. S Supermarkets on up to $15,000 in combined purchases within the first 6 months | Earn 60,000 points after $4,000 spent within the first 6 months. | Earn 30,000 points after $2,000 spent within the first 6 months |
| Annual Fee | $550 | $250 | $150 |
| Rewards | - 5 points on flights booked directly with airlines and Amex Travel on the first $500,000 you spend within a calendar year - 1 point everywhere else | - 4 points at US supermarkets (up to $25,000 spent annually) - 4 points at restaurants worldwide - 3 points on flights booked directly with the airline or with Amex travel - 1 point everywhere else | - 3 points on restaurant purchases - 3 points on rideshares, subway, monthly tolls, and ferry rides - 3 points on flights, car rentals, and hotels - 1 point everywhere else |
| Upgraded Status | Complimentary Hilton Gold status, Marriott Gold status, Uber VIP, National Emerald Club Executive status, Avis Preferred Club status (publicly available), Hertz Gold Plus status (publicly available). | | |
| Credits | Earn A $200 annual airline incidental fee credit Earn $15 in Uber Cash for U.S. rides each month plus a bonus of $20 in December, which is up to $200 annually Earn $100 in statement credits annually for purchases at Saks Fifth Avenue ($50 credits twice a year) | Earn $100 annual airline incidental fee credit Earn $10 statement credit monthly for purchases at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Shake Shack (not all locations), and Boxed.com | Earn a $100 credit per calendar year when you pay for your CLEAR membership with your card |
| Global Entry and TSA pre-check | Statement credit for Global Entry or TSA Pre-Check every 4/4.5 years. | | |
| No Foreign Transaction Fee | None | None | None |
| Lounge Access | Access to 12,000+ airport lounges, with a complimentary membership to Priority Pass Select. Centurion Lounges, AirSpace Lounges, Escape Lounges, Delta Skyclub (when flying Delta) | | Receive up to $100 in statement credits per calendar year on LoungeBuddy purchases. |
| Trip Cancellation Insurance | Coverage for canceled or interrupted travel due to an unforeseen medical emergency, etc. Max $10,000 per person per trip for a max of $20,000 per year. | | |
| Auto Rental Collision Insurance | Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $75,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000). | Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000). | Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000). |
| Lost Luggage Reimbursement | Up to $2,000 per person for lost or damaged luggage (max $10,000 per trip for NY residents) | Up to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents) | Up to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents) |
| Trip Delay Reimbursement | If your flight is delayed more than 6 hours you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year). | If your flight is delayed more than 12 hours you can claim up to $300 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year). | If your flight is delayed more than 12 hours you can claim up to $300 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year). |
| Return Protection | Not happy with a purchase? Get a refund on purchases that are passed the store return policy for up to 90 days. Max $300 per claim, $1,000 per year) | | |
| Extended Warranty Protection | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year. | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year. | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year. |
| Purchase Protection | Get refunded if your purchase is damaged, lost, or stolen for up to 90 days from date of purchase. Max $10,000 per claim ($50,000 per year) | Get refunded if your purchase is damaged, lost, or stolen for up to 90 days from the date of purchase. Max $10,000 per claim ($50,000 per year) | Get refunded if your purchase is damaged or stolen for up to 90 days from date of purchase. Max $1,000 per claim ($50,000 per year) |
| Authorized User Fee | $175 | There is no annual fee for up to 5 Additional Cards. The annual fee for 6 or more Additional Cards is $35 for each Card | $0 |
