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The Amex Gold Card is a great card for the everyday mom. It earns you 4 points on purchases from US supermarkets (up to $25,000 spent annually) and 4 points at restaurants worldwide. You will also earn a $10 statement credit monthly on purchases at select restaurants. Next up is travel with 3 points earned on flights booked directly with Amex, The super benefits and protections include trip delay insurance, baggage insurance, auto rental coverage, purchase protection and extended warranty protection.
Earn 60,000 points after $4,000 spent within the first 6 months. Plus, earn an additional $200 statement credit on purchases made by select US home furnishing stores within the first 3 months. See offer details. (terms apply). The following stores are eligible Anthropologie - Home & Furniture, Bed Bath & Beyond, CB2, Crate and Barrel, Crate and Kids, The Home Depot, Lowe's, Terrain, and The Container Store.
- Fair credit is ok
- In a time span of 90 days, you can only get approved for 2 Amex cards.
- You can only get approved for up to-and including- 10 Amex No Preset Spending Limit* cards. (This rule is not always enforced)
- Amex will usually pull your Experian credit report
- You can check your application status here or call 1 800 567 1083
- If declined you can call 1 800 567 1083 to be reconsidered
- The Amex Gold Consumer card can be downgraded to the Amex Green Consumer ($150). Please note, it is not recommended to downgrade an Amex card before 12 months of account opening.
Get $10 Uber cash credits each month, totaling $120 a year, once this card is added to your Uber account. Credits can be used for UberEats orders or Uber rides in the US.
Get $10 statement credits per month, totaling $120 a year, for purchases at Grub hub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Shake Shack (not all locations), and Boxed.com.
None
Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000).
Up to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents)
If your flight is delayed more than 12 hours you can claim up to $300 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year).
Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year.
Get refunded if your purchase is damaged, lost, or stolen for up to 90 days from the date of purchase. Max $10,000 per claim ($50,000 per year)
