| Card | Amex Platinum Business | Amex Gold Business | Business Green Rewards Amex Card |
| Welcome Bonus | Earn 95,000 points after $15,000 spent within the first 3 months (terms apply). | Earn 35,000 points after $5,000 spent within the first 3 months (terms apply). | Earn 25,000 points after $3,000 spent within the first 3 months |
| Annual Fee | $595 | $295 | $95 |
| Rewards | - 5 points on travel booked on Amex travel - 1.5 points on credit card swipes totaling $5,000 or more - 1 point everywhere else | -4 points on the 2 categories where your business spent the most each billing period up to $150,000 annually. The categories can be one of the following; Airfare purchased directly from airlines, U.S. gas stations, U.S. purchases for shipping, U.S.restaurants, Select media, and advertising, Select providers of computer hardware, software, and cloud solutions -25% of your points back when you book an eligible flight on Amex travel using your membership reward points (up to 250,000 points back per calendar year) - 1 point everywhere else | - 2 points at amextravel.com - 1 point on eligible purchases |
| Upgraded Status | Complimentary Hilton Gold Status, Marriott Gold Status, National Emerald Club Executive Status, Avis Preferred Club Status (publicly available), Hertz Gold Plus Status (publicly available) | | |
| Credits | Earn $200 annual airline incidental fee credit Earn 1 year free Platinum global access from WeWork Earn up to $200 in statement credits annually for purchases at Dell ($100 credits twice a year) | | |
| Extra Redemption Value | Earn 35% of your points back when you book an eligible flight on Amex travel using your membership reward points (up to 500,000 points back per calendar year) | Get 25% of your points back when you book a first or business class ticket using Amex Travel up to 250,000 bonus points per calendar year | |
| Global Entry and TSA pre-check | Statement credit for Global Entry or TSA Pre-Check every 4/4.5 years. | | |
| No Foreign Transaction Fee | None | None | 2.7% |
| Lounge Access | Access to 12,000+ airport lounges, with a complimentary membership to Priority Pass Select. Centurion Lounges, AirSpace Lounges, Escape Lounges, Delta Skyclub (when flying Delta) | | |
| Trip Cancellation Insurance | Up to $10,000 per person per trip for a max of $20,000 per year | | |
| Auto Rental Collision Insurance | Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $75,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000). | Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000). | Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000). |
| Lost Luggage Reimbursement | Up to $2,000 per person for lost or damaged luggage (max $10,000 per trip for NY residents) | Up to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents) | Up to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents) |
| Trip Delay Reimbursement | If your flight is delayed more than 6 hours you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year). | If your flight is delayed more than 12 hours you can claim up to $300 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year). | |
| Return Protection | Up to $300 per claim (max $1,000 per year) | | |
| Extended Warranty Protection | One additional year (limit $10,000 each claim and $50,000 max per year) | One additional year (limit $10,000 each claim and $50,000 max per year) | One additional year (limit $10,000 each claim and $50,000 max per year) |
| Purchase Protection | Get refunded if your purchase is damaged, lost, or stolen for up to 90 days from the date of purchase. Max $10,000 per claim ($50,000 per year) | Damage and theft, up to 90 days. $1,000 per claim ($50,000 per year) | Damage and theft, up to 90 days. $1,000 per claim ($50,000 per year) |
| Authorized User Fee | $300 | $50 for the first Additional Business Gold Card and no annual membership fee for each Additional Business Gold Card thereafter | $0 |
