It’s so good to see newlyweds planning their honeymoon once again after so much of what has been going on. I’m happy to be getting questions again on which credit card is best for such a trip.
HelpMeBuildCredit.com is here to provide you with accurate info and facts about the different credit card options. Not recommendations (as the other guys do…. I see it all the time, the cards that are recommended are the cards that pay the most in commission……). Our goal is to educate you about the facts of each card so you can make your own informed decision.
That said, here are some “facts” about the Amex Hilton Surpass card that might work out for you especially if you’re a newlywed planning a honeymoon vacation.
Amex Hilton Surpass
Let’s go through the details of the Amex Hilton Surpass card and why it may be a good choice for a young couple planning a honeymoon.
Great welcome bonus
The Amex Hilton Surpass card currently has an awesome welcome offer.
Here are the details
Earn 130,000 points after spending $2,000 within the first 3 months. Plus earn an additional 50,000 points after spending a total of $10,000 within the first 6 months.
To earn the full bonus you need to spend $10,000 within 6 months. Spending $10k can be tough for a young couple with few expenses. But you can still earn 130k points by just spending $2,000 within 3 months. Spending $2k should be pretty affordable for most couples.
The points earned are Hilton points which you can redeem for free nights at any Hilton hotel. The points will surely come to use on your honeymoon as Hilton has 6,110 hotels across 6 continents. You’ll surely find one of them at your destination!
Easy to get approved for
You don’t need much credit history which makes it easy to get approved for this card. Newlyweds starting out will mostly not have enough credit to get approved for many cards, making the Amex Hilton Surpass low approval requirements awesome for them. Currently, approvals for the Hilton card tightened up a drop but we see many approvals being reported for applicants that have a minimum of six months credit history.
Lounge access - Priority Pass
The Hilton Surpass card is the cheapest card, $95 annual fee, that includes Priority Pass lounge access. Receive 10 free Priority Pass lounge passes annually. Access to an airport lounge will make your flight so much more comfortable.
Complimentary Hilton Gold Status
Ah! With the Amex Hilton Surpass, you get complimentary gold status at Hilton hotels. With Gold status, you will receive many perks which include complimentary room upgrades (upon availability), free snacks and beverages, bonus rewards, and more
Additional travel benefits and protections
Enjoy other travel benefits like,
- No foreign transaction fees
- Free Night Certificate – Get a free 1-weekend night hotel stay from Hilton Honors after you spend $15,000 within an anniversary year.
- Lost luggage reimbursement – Up to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents)
- Auto rental collision insurance – Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000).
- Extended Warranty Protection – Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 3 years or less. Max $10,000 each claim and $50,000 per year.
- Purchase Protection – Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $1,000 per claim, $50,000 per year.
Hilton Surpass compared to other popular hotel cards
Looking for a better compare card experience? Check out our advanced compare cards page here.
Earn 130,000 points after spending $3,000 within the first 6 months (terms apply).
Earn 30,000 points after spending $3,000 within the first 3 months. Plus, earn two bonus points on all purchases up to $15k within the first 6 months (excluding purchases of airline tickets, dining, gym memberships, and transit, which earn unlimited two points).
Earn 3 Free Night Awards (valued at up to 50,000 points per night) after spending $3,000 within the first 3 months (terms apply).
Earn 140,000 points after spending $3,000 within the first 3 months.
– 12 points on Hilton purchases
– 6 points at US gas stations, US supermarkets and US restaurants
– New! 4 points on US online retail purchases
– 3 points on all other purchases
– 4 points on Hyatt hotels
– 2 points on restaurants, airline tickets purchased directly from the airline, local transit, and fitness club and gym membership
– 1 point everywhere else
– 6 points on Marriott purchases in over 7,000 participating hotels
– 3 points on groceries, gas, and dining on the first $6,000 spent each year in combined purchases
– 2 points on all other purchases
– 10 points at IHG (plus the points you earn based on your IHG status level)
– 5 points on gas, travel, and dining
– 3 points everywhere else
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