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The World of Hyatt Credit Card

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welcome offer

Earn 30,000 points after spending a total of $3,000 within the first 3 months. Plus, earn one bonus point on all purchases up to $15k (excluding purchases of airline tickets, dining, gym memberships, and transit, which earn unlimited two points).

Bonus Value

Approximately $330 - $420

Annual Fee


Card Rewards

4 points on Hyatt hotels

2 points on restaurants, airline tickets purchased directly from the airline, local transit, and fitness club and gym membership

1 point everywhere else

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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The World of Hyatt Credit Card is one of the best Hotel credit cards. You will receive a free night at a Hyatt hotel, every cardmember anniversary year. You will be upgraded to Hyatt Elite Discoverist status. Plus the card has great travel benefits including luggage delay insurance, auto rental insurance, and more!

Card-Smart Tips & Advice
  • Credit: Good credit needed (you will probably need at least one credit card open for more than a year)
  • Chase 5/24 rule: Chase will decline an applicant that has opened 5 or more cards (other issuers included) in the past 24 months. Hence, 5/24 rule
  • Max cards: You can get approved for up to 2 Chase credit cards in 30 days. Business cards and personal cards are counted separately
  • Apply for two cards: If you apply for one Chase card and get approved, it is recommended to apply for a second card since Chase is very good about approving for two cards, even within the same day. If the first application is still pending, wait for it to be approved before you apply for a second card
  • Double dipping: Chase will not approve you for this card if you currently have any Hyatt credit card, or if you have received a bonus on any Hyatt credit card within the last 24 months
  • Credit bureau: Chase Bank will usually pull your Experian credit report
  • Combining same-day credit inquiries: Some data points suggest that credit inquiries for all Personal Chase cards for same-day applications will be combined; also, credit inquiries for all Business Chase cards for same-day applications will be combined. Credit inquiries for Personal and Business card applications will not be combined. More recent data points suggest that Chase credit inquiries will not be combined even for two Personal or two Business cards for same-day applications
  • Check application status: You can check your application status at / Customer Center / Check my app status or call 1 888 338 2586
  • Reconsideration: If declined you can call 1 888 609 7805 to be reconsidered
  • Quickest way to get my card: You will be able to add your new card to your mobile wallet immediately after you get approved (it can sometimes take up to an hour for it to show up in your online login).

Approval Monitor (submitted by HelpMeBuildCredit users)

67% Approved
725 Avg. Score of those approved
33% Denied
Approved 67% (2)
Denied 33% (1)

Credit limit range $5,000-$12,000

Avg. Credit limit$8,500

Approved 67% (2)
Denied 33% (1)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

Welcome Offer Eligibility
The World of Hyatt Card is not available to either current Cardmembers of any Hyatt Credit Card, or previous Cardmembers of any Hyatt Credit Card who received a welcome bonus on any Hyatt credit card within the last 24 months.
Card Details And Benefits
Foreign Transaction Fee

No foreign transaction fee.

Upgraded Status

Get complimentary upgraded to Discoverist Elite status.

Get boosted to higher status by earning 5 complimentary Tier-Qualifying Night Credits each calendar year. Plus, earn 2 additional World of Hyatt Tier-Qualifying Night Credits after each $5,000 you spend on the card (there is no limit to how many additional credits you can get).

Limited time offer! Apply by 09/30/2021 and get 2 tier-qualifying night credit per night you stay from 08/16/2021-12/31/2021.

Free Night Certificate

Get a free 1-night hotel stay at a Hyatt hotel within category 1-4, every cardmember anniversary year.
Get a second free night at a Hyatt hotel within category 1-4, after spending $15,000 on purchases within each cardmember year.

Trip Cancellation Insurance

Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $5,000 per trip for non-refundable travel expenses including flight tickets, hotels, and tours.

Auto Rental Collision Insurance

Secondary coverage on rentals for collision damage and theft. Coverage is for rentals up to 31 days.

Travel Accident Insurance

Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $500,000 in compensation.

Lost Luggage Reimbursement

Get up to $2,000 per person for lost or damaged luggage.

Trip Delay Reimbursement

If your flight is delayed for 12+ hours, you can claim up to $500 per trip, up to 2 claims a year, to cover expenses like meals, lodging, toiletries, medication, and other personal use items.

Purchase Protection

Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $500 per claim, $50,000 per account.

Luggage delay insurance

If your baggage is delayed for 6+ hours, you can claim up to $100 per day to cover expenses like toiletries & clothing, for up to 5 days.

Covid-19 Temporary Benefits

  • Earn 5 points at groceries, gas stations, and drugstores on up to $1,500, throughout 01/21-03/21. Enroll here.
  • Earn up to 5,000 points on all purchases made between February 1, 2021 and February 28, 2021. The following is the breakdown of how to earn the bonus points; You will earn 1,000 points after your first 10 transactions. you will earn an additional 1,500 points after you make an additional 15 transactions. And you will earn additional 2,500 points after you make an additional 25 transactions. You will earn a total of 5,000 bonus points after a total of 50 transactions. Enroll here.

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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