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The IHG Rewards Club is explicitly superb for IHG members, who will earn 25 points per dollar spent at IHG. This card is good for everyday spending too, earning 2 points on gas, dining, and grocery.
- Credit: Good credit needed
- Chase 5/24 rule: Chase will decline an applicant that has opened 5 or more cards (other issuers included) in the past 24 months. Hence, 5/24 rule
- Max cards: You can get approved for up to 2 Chase credit cards in 30 days. Business cards and personal cards are counted separately
- Credit bureau: Chase Bank will usually pull your Experian credit report
- Combining same-day credit inquiries: Some data points suggest that credit inquiries for all Personal Chase cards for same-day applications will be combined; also, credit inquiries for all Business Chase cards for same-day applications will be combined. Credit inquiries for Personal and Business card applications will not be combined. More recent data points suggest that Chase credit inquiries will not be combined even for two Personal or two Business cards for same-day applications
- Check application status: You can check your application status at Chase.com / Customer Service / Check my app status or call 1 888 338 2586
- Reconsideration: If declined you can call 1 888 609 7805 to be reconsidered
- Downgrade options: The IHG Rewards Club Premier card can be downgraded to the IHG Rewards Traveler ($0). Please note, Chase will only allow you to downgrade the card after 12 months of account opening.
Recent Approvals and Denials (as submitted by Help Me Build Credit users)
Credit limit range $5,000-$5,000
Avg. Credit limit$5,000
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
No foreign transaction fee.
Get upgraded complimentary to IHG Platinum Elite Status.
Get a free 1-night hotel stay every account anniversary year.
Save 20% on IHG points purchased with this card. Plus receive your fourth night free when redeemed for 4 or more nights
Get a $100 statement credit for Global Entry or TSA Pre-Check every 4 years.
Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $5,000 per person per trip, max $10,000 per trip, max $20,000 per year, for non-refundable travel expenses.
Worldwide secondary coverage on rentals. Coverage is for rentals up to 31 days.
Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $500,000 in compensation.
Get up to $3,000 per person for lost or damaged luggage.
Get your original manufacturer's warranty time matched (up to a year). (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim, $50,000 per account.
Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your IHG Premier credit card. Max $1,000 or 2 claims per year.
Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $500 per claim, $50,000 per account.
If your baggage is delayed for 6+ hours, you can claim up to $100 per day to cover expenses like toiletries & clothing, for up to 3 days.
Get 10,000 bonus points after $20,000 spent on purchases and make 1 additional purchase each cardmember anniversary.