IHG Rewards Club Traveler Card

welcome offer

Earn 75,000 points after $2,000 spent within the first 3 months.

Bonus Cash Value

Approximately $375*

Annual Fee

$0

Card Rewards

Earn a total of 15 points per $1 spent on IHG hotels and resorts worldwide

Earn 2 points per $1 spent on gas, groceries and restaurants

Earn 1 point per $1 spent everywhere else

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The IHG Rewards Club Traveler card is a basic hotel credit card, with a meager signup bonus. But, the good part is you do not pay a annual fee. The high reward rate of a total of 15 points on IHG purchases (when combined with a IHG rewards membership) can help you accumulate a ton of IHG points! The card also comes along with a ton of travel benefits including luggage delay insurance, auto rental insurance, and more! Plus the IHG rewards Traveler card is one of the only Chase credit cards that offers cell phone protection coverage.

Card-Smart Tips & Advice
  • Good credit needed (you will probably need at least one credit card open for more than a year)
  • This card is under the  Chase 5/24 rule
  • You can only get approved for up to 2 Chase Credit Cards in 30 days. (Business Card and Personal cards are counted separately)
  • Chase will not approve you for this card if you currently have an IHG Rewards Club Traveler Card, or if you have received a bonus on an IHG Rewards Club Traveler Card within the last 24 months
  • Chase Bank will usually pull your Experian credit report
  • You can check your application status at  Chase.com  / Customer Center / Check my app status or call 1 888 338 2586
  • If declined you can call 1 888 609 7805 to be reconsidered
Card Details And Benefits
  • Earn gold elite status after $10,000 spent every year
  • Save 20% on points purchased with this card
  • Receive your fourth night free when you redeem your points for four or more nights
  • Baggage delay insurance
  • No Foreign Transaction Fee
  • Trip Cancellation Insurance
  • Auto Rental Collision Insurance
  • Travel Accident Insurance
  • Lost Luggage Reimbursement
  • Extended Warranty Protection
  • Cell Phone Protection
  • Purchase Protection

People also viewed:

Capital One Journey

Discover It

Capital One Platinum

Capital One QuicksilverOne

Cash Back College

Discover It Secured

Capital One Secured

Southwest Rewards Plus

Capital One® Cash Rewards

BankAmericard® Secured

Citi Secured Mastercard

TD Cash Secured

British Airways

Travel Rewards Students

Cash Rewards Secured

Discover It Student Cash

Discover It Chrome

Discover It Miles

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.