IHG Rewards Club Traveler Card

image

welcome offer

Earn 60,000 points after $2,000 spent within the first 3 months.

Bonus Cash Value

Approximately $300*

Annual Fee

$0

Card Rewards

Total of 15 points total on IHG hotels and resorts worldwide

2 points on gas, groceries, and restaurants

1 point everywhere else

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The IHG Rewards Club Traveler card is a basic hotel credit card, with a meager signup bonus. But, the good part is you do not pay a annual fee. The high reward rate of a total of 15 points on IHG purchases (when combined with a IHG rewards membership) can help you accumulate a ton of IHG points! The card also comes along with a ton of travel benefits including luggage delay insurance, auto rental insurance, and more! Plus the IHG rewards Traveler card is one of the only Chase credit cards that offers cell phone protection coverage.

Card-Smart Tips & Advice
  • Good credit needed (you will probably need at least one credit card open for more than a year)
  • Chase will decline an applicant that has opened 5 or more cards (other issuers included) in the past 24 months. Hence, 5/24 rule
  • You can get approved for up to 2 Chase credit cards in 30 days. Business cards and personal cards are counted separately
  • Chase will not approve you for this card if you currently have an IHG Rewards Club Traveler Card, or if you have received a bonus on an IHG Rewards Club Traveler Card within the last 24 months
  • Chase Bank will usually pull your Experian credit report
  • You can check your application status at Chase.com / Customer Center / Check my app status or call 1 888 338 2586
  • If declined you can call 1 888 609 7805 to be reconsidered
Welcome Offer Eligibility
The IHG Rewards Club Traveler Card is not available to either current cardmembers of the IHG Rewards Club Traveler Card, or previous cardmembers of the IHG Rewards Club Traveler Card who received a welcome bonus for the IHG Rewards Club Traveler Card within the last 24 months.
Card Details And Benefits
  • Earn Gold Elite status after $10,000 spent every year
  • Save 20% on points purchased with this card
  • Receive your fourth night free when you redeem your points for four or more nights
  • Baggage delay insurance
  • No Foreign Transaction Fee
  • Trip Cancellation Insurance
  • Auto Rental Collision Insurance
  • Travel Accident Insurance
  • Lost Luggage Reimbursement
  • Extended Warranty Protection
  • Cell Phone Protection
  • Purchase Protection

Covid-19 Temporary Benefits

  • Earn 5 points at groceries, gas stations, and drugstores on up to $1,500, throughout 01/21-03/21. Enroll here.

Additional Resources

Compare Cards

CardIHG Rewards Club Traveler CardIHG Rewards Club Premier
Welcome BonusEarn 60,000 points after $2,000 spent within the first 3 months.Earn 140,000 points after $3,000 spent within the first 3 months. Expires 01/13/2021.
Annual Fee089
Rewards- Total of 15 points total on IHG hotels and resorts worldwide - 2 points on gas, groceries, and restaurants - 1 point everywhere else- Total of 25 points at IHG - 2 points on gas, grocery, and dining - 1 point everywhere else
Upgraded StatusEarn IHG Gold Elite status after $10,000 spent every yearGet complimentary upgraded to IHG Platinum Elite Status
Free Night CertificateEarn a complimentary free night certificate each account anniversary year.
Extra Redemption ValueSave 20% on IHG points purchased with this card. Plus Receive your fourth night free when you redeem your points for four or more nightsSave 20% on IHG points purchased with this card. Plus Receive your fourth night free when you redeem your points for four or more nights
Global Entry and TSA pre-checkReceive a $100 statement credit for Global Entry or TSA Pre-Check once every 4 years.
No Foreign Transaction FeeNoneNone
Trip Cancellation InsuranceUp to $5,000 per person per trip for a max of $20,000 per year to reimburse non-refundable travel expensesUp to $5,000 per person per trip for a max of $20,000 per year to reimburse non-refundable travel expenses
Auto Rental Collision InsuranceSecondary worldwide coverage on rentals for up to 31 daysSecondary worldwide coverage on rentals for up to 31 days
Travel Accident InsuranceGet coverage If you god forbid die in an accident on a Common Carrier or while traveling lose a limb, sight, speech, or hearing, receive up to $500,000 in compensation.Get coverage If you god forbid die in an accident on a Common Carrier or while traveling lose a limb, sight, speech, or hearing, receive up to $500,000 in compensation.
Lost Luggage ReimbursementReceive up to $3,000 per person for lost or damaged luggage Receive up to $3,000 per person for lost or damaged luggage
Extended Warranty ProtectionGet one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 3 years or less.Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 3 years or less.
Cell Phone ProtectionGet reimbursed for up to $800 per claim with a $50 deductible if your cell phone breaks or is stolen. To activate coverage you need to pay your monthly cell phone bill with your credit card. (max $1,000 or two claims per year, whichever is less).Get reimbursed for up to $800 per claim with a $50 deductible if your cell phone breaks or is stolen. To activate coverage you need to pay your monthly cell phone bill with your credit card. (max $1,000 or two claims per year, whichever is less).
Purchase ProtectionGet refunded if your purchase is damaged or stolen for up to 120 days from the date of purchase. Max $500 per claim ($50,000 per year)Get refunded if your purchase is damaged or stolen for up to 120 days from the date of purchase. Max $500 per claim ($50,000 per year)
Authorized User Fee$0$0
Luggage Delay InsurenceIf your baggage is delayed more than 6 hours you can claim up to $100 per day to cover expenses like toiletries, clothing for up to 3 days.If your baggage is delayed more than 6 hours you can claim up to $100 per day to cover expenses like toiletries, clothing for up to 3 days.
Anniversary Bonus PointsEarn 10,000 bonus points after $20,000 spent on purchases and make 1 additional purchase each account anniversary year

People also viewed:

image

Ink Business Preferred

image

Chase Sapphire Preferred

image

United Explorer

image

Chase Sapphire Reserve

image

Citi Premier Card

image

Ink Business Cash

image

Spark Cash Business

image

Ink Business Unlimited

image

Spark Miles Business

image

Venture Rewards

image

United Business

image

Miles & More

image

Amex Gold Delta

image

Amex Platinum Delta

image

Barcalys Aviater

image

Barclay Aviator Business

image

Amex Hilton Surpass

image

Hilton Honors Business

image

AAdvantage Platinum Business

image

Citi AAdvantage Card

image

Alaska Mileage Plan

image

Alaska Airline Business

image

US Bank Business Cash

image

JetBlue Business

image

JetBlue Card

image

Hawaiian Airlines

image

Hawaiian Business

image

Premium Rewards Card

image

Blue Business Plus

image

Amex Gold

image

Citi Prestige

image

Amex Platinum

image

Amex Platinum Business

image

Citi Costco Anywhere

image

Southwest Premier

image

Southwest Priority

image

Amex Everyday

image

TD Cash

image

IHG Premier

image

Marriott Bonvoy Boundless

image

Gold Delta Business

image

Platinum Delta Business

image

Travel Rewards Business

image

Business Cash Rewards

image

Southwest Rewards Plus

image

Capital One Savor

image

Amex Gold Business

image

USBank Business Leverage

image

United Club Infinite

image

British Airways

image

Aer Lingus Visa

image

Iberia Visa

image

World of Hyatt

image

IHG Rewards Traveler

image

Radisson Rewards

image

Amex Green

image

Amex Marriott Brilliant

image

Marriott Bonvoy Business

image

Virgin Atlantic

image

Sonesta

image

Air France KLM

image

Wells Fargo Business Platinum

image

Southwest Performance Business

image

Southwest Business Premier

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

image

Download link sent
succesfully

Got it*please check your promotional inbox
image

Error sending download link

Try Again