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The IHG Rewards Club Traveler card is a basic hotel credit card, with a meager signup bonus. But, the good part is you do not pay a annual fee. The high reward rate of a total of 15 points on IHG purchases (when combined with a IHG rewards membership) can help you accumulate a ton of IHG points! The card also comes along with a ton of travel benefits including luggage delay insurance, auto rental insurance, and more! Plus the IHG rewards Traveler card is one of the only Chase credit cards that offers cell phone protection coverage.
- Good credit needed (you will probably need at least one credit card open for more than a year)
- This card is under the Chase 5/24 rule
- You can only get approved for up to 2 Chase Credit Cards in 30 days. (Business Card and Personal cards are counted separately)
- Chase will not approve you for this card if you currently have an IHG Rewards Club Traveler Card, or if you have received a bonus on an IHG Rewards Club Traveler Card within the last 24 months
- Chase Bank will usually pull your Experian credit report
- You can check your application status at Chase.com / Customer Center / Check my app status or call 1 888 338 2586
- If declined you can call 1 888 609 7805 to be reconsidered
- Earn gold elite status after $10,000 spent every year
- Save 20% on points purchased with this card
- Receive your fourth night free when you redeem your points for four or more nights
- Baggage delay insurance
- No Foreign Transaction Fee
- Trip Cancellation Insurance
- Auto Rental Collision Insurance
- Travel Accident Insurance
- Lost Luggage Reimbursement
- Extended Warranty Protection
- Cell Phone Protection
- Purchase Protection
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