It’s so good to see newlyweds planning their honeymoon once again after so much of what has been going on. I’m happy to be getting questions again on which credit card is best for such a trip.

Amex Hilton Surpass

That’s the one I recommend! Here’s why:

Great Welcome Bonus

Get 125,000 points after you spend $2,000 within 3 months. That’s affordable enough for a young couple with few expenses. You will earn Hilton points which will surely come to use as Hilton has 6,110 hotels across 6 continents. You’ll surely find one of them at your destination! The bonus value of approximately $600 is enough to cover all expenses of your Hilton hotel stay.

Easy to get approved for

You don’t need much credit history which makes it easy to get approved for this card. Newlyweds starting out will mostly not have enough credit to get approved for many cards, making the Amex Hilton Surpass’s low approval requirements awesome for them.

Priority Pass

This is the cheapest card, $95 annual fee, that includes Priority Pass. Receive 10 free Priority Pass lounge passes annually. Access to an airport lounge will make your flight so much more comfortable.

Complimentary Gold Status

Ah! With the Amex Hilton Surpass, you get complimentary gold status which includes complimentary room upgrades (upon availability), free beverage, bonus rewards, and more

Additional Travel Benefits and Coverage

Enjoy other travel benefits like,

  • No foreign transaction fee
  • Lost luggage reimbursement – Up to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents)
  • Auto rental collision insurance – Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000).

Check out the Amex Hilton Surpass and get it in time for your departure date!

Compare Cards

CardHilton Honors CardAmex Hilton Surpass CardHilton Honors Amex Aspire Card
Welcome BonusEarn 75,000 points after $1,000 spent within the first 3 months (terms apply).Earn 125,000 points after $2,000 spent within the first 3 months (terms apply). Expires 12/31/2020.Earn 150,000 points after $4,000 spent within the first 3 months (terms apply). Expires 12/05/2020.
Annual Fee$0$95$450
Rewards- Earn 7 points per $1 spent on Hilton purchases made directly with a hotel or resort - Earn 5 points per $1 spent on groceries and restaurants - Earn 5 points per $1 spent on gas - Earn 3 points per $1 spent on all other eligible purchases- Earn 12 points on every dollar spent on Hilton purchases - Earn 6 points on for every dollar spent at US gas stations, supermarkets and restaurants - Earn 3 points on all other purchases- Earn 14 Hilton Honor points per $1 spent on Hilton hotels - Earn 7 Hilton Honor points per $1 spent on flights booked through amextravel.com or directly with the airline, and on car rentals booked directly with the company - Earn 7 Hilton Honor points per $1 spent restaurants - Earn 3 Hilton Honor points per $1 on all other eligible purchases
Upgraded StatusEnjoy complimentary Hilton Silver status or upgrade to Hilton Gold status after you spend $20,000 or more in a calendar yearEnjoy complimentary Hilton Gold Status. Earn Hilton Honors Diamond Status through the next calendar year after $40,000 spent annuallyEnjoy complimentary Hilton Diamond status
CreditsReceive $250 airline fee credit per year for incidental fees. Receive a $250 credit each year for purchases at participating Hilton Resorts. Receive a $100 property credit when booking 2 nights or more at Waldorf Astoria or Conrad Hotels (reference ZZAAP1 when booking by phone)
Free Night CertificateEarn a weekend night reward from Hilton Honors after $15,000 spent in a calendar yearReceive 1 free Hilton weekend night the first year, and every year upon renewal
No Foreign Transaction FeeNoneNone
Lounge AccessReceive 10 free Priority Pass lounge passes annuallyAccess for you plus two guests to 12,000+ airport lounges, with a complimentary Priority Pass Select Membership
Trip Cancellation InsuranceCoverage for canceled or interrupted travel due to a unforeseen medical emergency, etc. Max $10,000 per person per trip for a max of $20,000 per year.
Auto Rental Collision InsuranceSecondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000).Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000).Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $75,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000).
Lost Luggage ReimbursementUp to $500 per person for lost or damaged luggage (max $10,000 per trip for NY residents)Up to $2,000 per person for lost or damaged luggage (max $10,000 per trip for NY residents)
Trip Delay ReimbursementIf your flight is delayed more than 6 hours you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year).
Return ProtectionNot happy with a purchase? Get a refund on purchases that are passed the store return policy for up to 90 days. Max $300 per claim, $1,000 per year)
Extended Warranty ProtectionGet one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year.Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year.Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year.
Purchase ProtectionGet refunded if your purchase is damaged or stolen for up to 90 days from date of purchase. Max $1,000 per claim ($50,000 per year)Get refunded if your purchase is damaged or stolen for up to 90 days from date of purchase. Max $1,000 per claim ($50,000 per year)Get refunded if your purchase is damaged, lost, or stolen for up to 90 days from the date of purchase. Max $1,000 per claim ($50,000 per year)
Authorized User Fee$0$0$0

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