🚀 Our new App is live!  Signup

🔥  300,000 bonus miles!!!  See details

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.



The Venture X Card Is Finally Here! 9 Things You Need To Know Before You Apply

- Nov 9, 2021 Credit Card Info2 comments

The long-awaited Capital One Venture X card is finally here!! Here’s why the Capital One Venture X card is such a game-changer. The Capital One Venture X card comes along with luxury benefits for a reasonable price. The benefits are awesome, perfect for travel, in particular the free Hertz Presidents Circle for and your authorized user and the free lounge access for you and your authorized user (this is huge because authorized users are free). The annual fee on the Venture X is $395 but can easily be erased through the $300 Capital One Travel credit and 10,000 points anniversary bonus. Amongst other travel benefits, you can enjoy airport lounge access with Priority Pass and Capital One lounges (for your authorized users too), TSA Precheck /Global Entry, and much more. The card also has great reward categories of 10 points on hotels and car rentals booked through Capital One Travel, 5 points on flights booked through Capital One Travel, and unlimited 2 points on all other purchases Everyone is excited about this new Capital One Venture X card. You can check out all the exciting details and learn how to apply here

The 9 things you should know about before you apply

But before you apply, here are 9 things you should know about.

1. Credit

The Venture X is still a new card so we don’t know much about approvals. But I believe the approvals will be similar to the Capital One Venture card and you will need good/excellent credit to get approved, plus not too many recently opened credit cards. We will start tracking approvals in our credit card database as soon as applications come in. If you’re approved or declined for the card, please let us know here.

2. Max cards

Update: Many people are reporting getting approved even if they have already two Capital one cards open. Capital One will only let you have a maximum of 2 personal Capital One branded credit cards. (This excludes co-branded credit cards like the Capital One Walmart Rewards card.) So if you already have 2 Capital One personal cards (excluding business cards or non Capital One branded cards) you are not eligible for a new Capital One card.

3. One card in six months

You can only get approved for 1 Capital One card every 6 months. This very often includes both personal and business cards. 

4. Credit bureau

Capital One will usually pull your Experian, Transunion, and Equifax credit reports. If you freeze one credit bureau you can still get approved (the credit bureau you freeze cannot be Transunion).

5. Quickest way to get your card

Your new card will be available in your Capital One app immediately after you get approved (you might need the 3 digit security code on the back of your card to access it, which means you must wait for your physical card to arrive). Physical Capital One credit cards usually cannot be expedited, I wonder if the same will be with this new luxury card. 

6. Welcome offer eligibility

Capital One counts welcome offer eligibility by each card product separately. So as long as you did not receive the welcome bonus on this card product then you are eligible for the bonus. 

7. Check application status

You can  check your application status by calling 1 800 903 9177 or 1 877 277 5901

8. Reconsideration

If declined you can call 1 800 625 7866 to be reconsidered (Capital One will usually only reconsider an application due to application error, for example, you entered the wrong social security number or the wrong income, etc.).

9. Combining same-day credit inquiries

Credit inquiries for same-day Capital One applications will be combined. Note, Capital One will only approve you for one credit card application within every six months. (Combining credit inquiries will only make a difference when declined for your first try and you want to try a new one). To help support what we do please use our website link when applying for the card.  Wishing you a lot of success and an easy approval!

Capital One Venture X card >>

Frequently asked questions
How much credit history do I need to get approved for a Venture X card?
In my experience, I see Capital One looking for a minimum of 12 months credit history

Was this article helpful?

Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

Leave A Comments

This site uses Akismet to reduce spam. Learn how your comment data is processed.


  1. Hi. I was looking to apply for this capital one venture X. I cute have 4 credit cards. with great history. Never missed a payment. Just curious to know howmeny cards are too much. Will t be to much ?

    • It depends on how recent the 4 cards where opened


Recent Posts

Follow us

Click here to subscribe to
our WhatsApp channel

best offers

Capital One Venture X Business

Expiring 03/11/24! Earn a total of 300,000 miles. Earn 150,000 miles after spending $20,000 within the first 3 months. Plus, earn an additional 150,000 miles after spending a total of $100,000 within the first 6 months.

more info

Capital One Spark Cash Plus

Expiring 03/11/24! Earn a total of $3,000. Earn $1,500 after spending $20,000 within the first 3 months. Plus, earn an additional $1,500 after spending a total of $100,000 within the first 6 months.

more info

Ink Business Preferred Credit Card

Earn 100,000 points after spending $8,000 within the first 3 months.

more info

The Platinum Card from American Express

Earn 80,000 points after spending $8,000 within the first 6 months (terms apply).

more info

You May Also Like

Why It’s Important To Have A Two-Card Strategy

Why It’s Important To Have A Two-Card Strategy

Credit cards come along with different forms of rewards, different types of benefits, different redemption options, etc., etc., etc. Sometimes I feel that the banks are using a strategy similar to “if you can’t prove him then confuse him”. They make it so...

read more
Best Credit Cards For Construction And Home Improvement

Best Credit Cards For Construction And Home Improvement

Lowe’s and Home Depot are just two of many home improvement retailers. If you are renovating or refurbishing your home, save yourself money by using a credit card that earns rewards on home improvement purchases and construction. Check out the best credit card...

read more
Offer Ending In Two Days!! Which One Should You Take?

Offer Ending In Two Days!! Which One Should You Take?

Update: Offer expired Both the card_name and the card_name have the same welcome offer of 90,000 points after you spend $6,000 within the first 3 months. The offers are ending in two days so grab it fast!! The offers end on 01/18/24 at 9am EST!  card_name >>...

read more

Download link sent

Got it * please check your promotional inbox

Error sending download link

Try Again