🚀 Our new App is live!  Signup

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.

 

Close

See Approval Stats At a Glance. Check Out Our New Website Feature

- Aug 19, 2021 About The Blog0 comments

I’m always getting questions of this sort, whether through the free help desk or directly. What credit score do I need to get approved for such and such card? Or, what credit limit can I get approved for with such and such card? Or, do I have any chance of getting approved for such and such card? 

People don’t want to apply for credit cards without prior research. They want to know what their chances are of getting approved for the card before having an issuer pull their credit report for nothing.

Credit card database

To target these concerns, we created our Credit Card Database a few months back.

It’s been a hit and took off really well. Consumers from all over the United States submit their credit card approvals and denials. Submissions include the credit score of the consumer when applying for the card, the credit limit approved for, if the application was denied, and more. 

Then other consumers benefit by reviewing the information before they try applying for whatever card they’re set on. It’s a great feeling to see our users helping each other #creditbetter. 

We currently have close to 1,200 credit card submissions in the database!

New section! Recent approvals and denials

So we have our Credit Card Database doing great, but we wanted to make things even easier for you.

We now have a new section on every single credit card page. The new section holds the compiled results of all submissions sent in for the credit card whose page you’re on. You don’t even have to go looking at the database to get the information you want. Right there, while you’re checking out a credit card, you get all the information you’d want on what your chances are of getting approved for the card. Based on credit scores, credit limits, and credit bureaus.

Find it by scrolling down on any of our dedicated credit card pages.

All information is taken from the Credit Card Database, which is submitted by Help Me Build Credit users.

Crunching the numbers

In the nicely designed box, you will see the average credit score of those consumers that were previously approved for the card.

Next, you get to see how many applications for this card were approved and how many were denied.

Then, you get to see what the credit limit range other people got approved for. Plus the average credit limit people got so you can know exactly what to expect.

Next up, are the credit bureaus. In a beautiful pie chart with the color coded credit bureaus on its side, you get to see which credit bureau was pulled by the bank when applying for this card. The numbers are given in percentages; how many of the applicants had Experian, how many had Transunion, and so on for Equifax.

You can even sort the results to show only results from specific states, or choose all results for this card.

On top of everything, you can drill down the results to only see results from the last 30 days (giving you the real time picture), past 12 months, or all time.

I hope this new feature greatly eases your credit card search so that you can do it mindfully and with success.

If you have any suggestion on how to improve the recent approvals and denials section, feel free to shoot me an email at [email protected]. We are always looking for new ways to make finding your next best credit card as easy as can be.

Was this article helpful?

avatar_logo
Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

Leave A Comments

This site uses Akismet to reduce spam. Learn how your comment data is processed.

0 Comments

Recent Posts

Follow us

Click here to subscribe to
our WhatsApp channel

Today's
best offers

The Business Platinum Card from American Express

Earn 200,000 points after spending $20,000 within the first 3 months.

more info

Capital One Venture X Business

Earn 150,000 miles after spending $30,000 within the first 3 months.

more info

Ink Business Preferred Credit Card

Earn 100,000 points after spending $8,000 within the first 3 months.

more info

Marriott Bonvoy Business® American Express® Card

Earn 5 Free Night Awards (up to 50k points value per night) after spending $8,000 within the first 6 months (terms apply). Expires 7/10/24.

more info

You May Also Like

The HMBC WhatsApp Forum Is Finally Live!

The HMBC WhatsApp Forum Is Finally Live!

One of the most requested features that users submitted was for us to add a forum. Over the years we’ve successfully collected thousands of users who include some of the smartest minds in the credit and credit card industry. With an HMBC forum, users can interact with...

read more
Closing The Book On 2023. Here Is What We Accomplished!

Closing The Book On 2023. Here Is What We Accomplished!

Some posts take longer to create than others. This post took us a year to create! As the year comes to a close, here is what we have accomplished during 2023! And of course, a huge shoutout to you and all our other dedicated followers for always having our back and...

read more
Major Improvements Coming To Our Credit Card Pages!

Major Improvements Coming To Our Credit Card Pages!

Our website talks a lot about how to accumulate a ton of points and miles. We always keep you updated about new offers and we make it super easy for you to find new credit cards to start earning better rewards.  But many people wonder once they have already...

read more
What Is Trending In The Credit Card Database?

What Is Trending In The Credit Card Database?

Our Credit Card Database is a great resource where you can find real time data about credit card approvals. Fellow users are constantly submitting their credit card approvals and denials, and there are currently over 3k results reported!  Let’s look at some data...

read more
success_icon

Download link sent
succesfully

Got it * please check your promotional inbox
fail_icon

Error sending download link

Try Again