The Top Ten 2% Cashback Credit Cards [2021]

Sam - Nov 25, 2021 Credit Card Info0 comments

If you’re a spender, why not swipe the card that will get you the most rewards for your money, right?

Introducing today’s post, the top ten 2% cashback credit cards, because hello, holiday season anyone? Presents, food, and all that means you’ll be using your cc. We want you to get 2% cashback on all those purchases. So here it goes.

Top 10 cards with 2% cashback

Citi Double Cash

Reward amount: Unlimited 2% cashback on all purchases. 1% when you swipe and another 1% when you pay.

Annual fee: $0

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2. Amex Blue Business Cash

Reward amount: 2% cashback on up to $50,000 spent per calendar year, then 1% on the remainder amount spend

Annual fee: $0

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3. Amex Blue Business Plus Credit Card

Reward amount: 2 points on all purchases of up to $50,000 spent annually, then 1 point (approximate rewards value 1.3 cents per point)

Annual fee: $0

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4. Capital One Venture X Rewards Credit Card

Reward amount: Unlimited 2 points on all purchases (approximate rewards value 1.0 – 1.3 cents per point)

Annual fee: $395

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5. Capital One Venture Rewards Credit Card

Reward amount: Unlimited 2 miles on all purchases (approximate rewards value 1.0 – 1.3 cents per point)

Annual fee: $95

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6. Capital One Spark Cash Plus Business

Reward amount: Unlimited 2% cashback on all purchases

Annual fee: $150

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7. Capital One Spark Miles for Business

Reward amount: Unlimited 2 miles on all purchases (approximate rewards value 1.0 – 1.3 cents per point)

Annual fee: $95 (waived 1st year)

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8. Fidelity Credit Card

Reward amount: Unlimited 2% cashback on all purchases

Annual fee: $0

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9. PayPal Cashback MasterCard

Reward amount: Unlimited 2% cashback on all purchases

Annual fee: $0

Check it out >>

10. TD Double Up Card

Reward amount: 1% cash back on all purchases plus 1% cash back when cashback is redeemed into a TD Bank deposit account

Annual fee: $0

Check it out >>

Frequently asked questions

Is it ok to leave approx $50k+ Capital One cashback sitting by Capital One?

Better not to because if they close you down they immediately take away your cashback

Does Amex have any cards that offer 2 points on all purchases?

The Blue Business Plus offers two points on all purchases capped at the first $50k you spend per calendar year

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Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

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The Top Ten 2% Cashback Credit Cards [2021]