Amex Blue Business Plus Credit Card

welcome offer

Earn 10,000 points after $3,000 spent within the first 3 months (terms apply). Intro 0% APR for 12 months on purchases.

Bonus Cash Value

Approximately $150*

Annual Fee

$0

Card Rewards

Earn 2% for every dollar up to $50,000 spent annually

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Blue Business Plus from American Express is the only Amex card to offer 2 reward points for every dollar spent (up to $50,000 spent annually). It also offers intro 0% APR for 12 months on purchases and balance transfers which can work great with helping you manage your cash flow for your business. The card also offers various insurance like car rental and the standard Amex credit card protections.

Card-Smart Tips & Advice
  • Good credit needed
  • Step by step guide how to apply without a legal business
  • You can only get approved for 2 Amex cards in 90 days. A customer can have up to 4 Amex credit cards (excluding charge cards) If you already have 4 open Amex credit cards you may be declined (this is not always enforced)
  • Amex will not report business credit cards on personal credit reports
  • Amex will usually pull your Experian credit report
  • You can check your application status  here  or call 1 800 567 1083
  • If declined you can call 1 800 567 1083 to be reconsidered
Balance Transfer Terms
  • Balance transfer fee: 3% or $5, whichever is greater
  • You cannot transfer balances from other credit cards issued by American Express
  • To receive the Intro APR offer, transfers must be completed within the first 60 days after account opening
  • Amex will only allow you to transfer up to the lesser of $15,000 or 75% of your credit limit
  • Beware: If you make a late payment or a payment is returned then a penalty APR may apply and you may lose the Intro APR offer
Card Details And Benefits
  • Global Assist
  • Auto Rental Collision Insurance
  • Extended Warranty Protection
  • Purchase Protection

Additional Resources

Compare Cards

CardAmex Blue Business Plus Credit CardAmex Blue Business Cash
Welcome BonusEarn 10,000 points after $3,000 spent within the first 3 months (terms apply). Intro 0% APR for 12 months on purchases.Earn a total of $500 after a total of $15,000 spent in the first year. Intro 0% APR for 12 months on purchases (term apply).
Annual Fee$0$0
Rewards- Earn 2% for every dollar up to $50,000 spent annually-Earn 2% cashback on every dollar on up to $50,000 spent annually
No Foreign Transaction Fee3%3%
Auto Rental Collision InsuranceSecondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000).Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $50,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000).
Extended Warranty ProtectionOne additional year (limit $10,000 each claim and $50,000 max per year)One additional year (limit $10,000 each claim and $50,000 max per year)
Purchase ProtectionDamage and theft, up to 90 days. $1,000 per claim ($50,000 per year)Damage and theft, up to 90 days. $1,000 per claim ($50,000 per year)
Authorized User Fee$0$0

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.