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The Citi Double Cash card will get your cash flowing with 2% cashback on all purchases, now convertible to Citi ThankYou points. It also has an intro 0% APR period, 18-month on balance transfers.
- Good credit needed
- You can only get approved for 1 Citi Personal Card every 8 days, and not more than 2 Citi Personal Cards every 65 days
- Citi will usually pull your Experian credit report (If you freeze Experian you can sometimes request the reconsideration department to pull Equifax)
- You can check your application status here or call 1 888 201 4523
- If declined you can call 1 800 695 5171 to be reconsidered
- Balance transfer Fee: 3% or $10, whichever is greater
- You cannot transfer balances from another credit card issued by Citi Bank
- Balance transfers must be completed within 4 months of account opening
- Beware: If you make a late payment or a payment is returned then a penalty APR may apply and you may lose the Intro APR Offer
- Intro 0% APR for 18 months on balance transfers