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The Best Cards That Have Cell Phone Protection

Most likely, the item you use most frequently is your cell phone. That means it gets used and abused and it’s prone to break. 

Be protected against any damages or theft to your cell phone with one of the following credit cards.

The best cards with cell phone protection

1. card_name

Cell phone protection: Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone is damaged or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Gold Business credit card. Max 2 claims per year.

This card also has rewards on cell phone purchases: Earn 4 points on

the top two eligible categories where you spend the most each month (up to $150,000 in spending each calendar year). The categories can be one of the following; U.S. gas stations, U.S. wireless purchases, U.S. restaurants, select media, and advertising (Including PPC Marketing), select providers of computer hardware, software, and cloud solutions, transit purchases, and electronic goods retailers.

Annual fee: $375

Get the card>>

2. card_name

Cell phone protection: Get reimbursed for up to $1,000 per claim (with a $100 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Ink Preferred credit card. Max 3 claims per year.

This card also offers rewards on cell phone services: Earn 3 points on the first $150,000 in combined purchases on travel, shipping, internet, cable, phone service, advertising purchases made with social media and search engine websites.

Annual fee: $95

Get the card>>

3. card_name

Cell phone protection: Get reimbursed for up to $1,000 per claim (with a $100 deductible) if your cell phone breaks or gets lost or stolen. To activate coverage, you need to pay your monthly cell phone bill with your Ink Premium credit card. Max 3 claims per year.

Annual fee: $195

Get the card>>

4. card_name

Cell phone protection: Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone is damaged or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Platinum credit card. Max 2 claims per year.

Annual fee: $695

Get the card>>

5. card_name

Cell phone protection: Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Venture X Business credit card. Max 2 claims per year.

Annual fee: $395

Get the card>>

6. Bilt Mastercard®

Cell phone protection: Get reimbursed up to $800 (subject to a $25 deductible) for the cost to repair or replace your cell phone. Maximum of 2 claims per 12 month period. Your prior month’s wireless bill immediately preceding the occurrence, must have been paid using your eligible card.

Annual fee: $0

Get the card>>

7. Chase Freedom Flex

Cell phone protection: Get reimbursed for up to $800 per claim, and up to $1,000 per year (with a $50 deductible) if your cell phone is damaged or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Freedom Flex credit card. Max 2 claims per year.

Annual fee: $0

Get the card>>

8. Wells Fargo Autograph Card

Cell phone protection: Get reimbursed for up to $600 per claim (with a $25 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Wells Fargo Autograph card. Max 2 claims per year.

Annual fee: $0

Get the card>>

Frequently asked questions
Will I get cell phone protection if I pay a year in advance for my service?
No. Based on the terms you need to pay the bill monthly using the eligible card
In order to get phone protection on a phone, do I need to pay the monthly payments on the eligible card or do I need to pay for the actual phone with the card?
The monthly payments only

Today's best offers

The Business Platinum Card from American Express

Earn 250,000 points after spending $20,000 within the first 3 months.

More

Capital One Spark Cash Plus

Highest ever!! Earn $2,000 after spending $30,000 within the first 3 months. Plus, earn an additional $2,000 for every $500,000 you spend during the first year. You can earn the bonus unlimited times over the course of the first year!

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Capital One Venture X Business

Earn 150,000 miles after spending $30,000 within the first 3 months.

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Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

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The smarter way of keeping track of your cards
Now available on Android and iOS
Get our app on

Today's best offers

The Business Platinum Card from American Express

Earn 250,000 points after spending $20,000 within the first 3 months.

More

Capital One Spark Cash Plus

Highest ever!! Earn $2,000 after spending $30,000 within the first 3 months. Plus, earn an additional $2,000 for every $500,000 you spend during the first year. You can earn the bonus unlimited times over the course of the first year!

More

Capital One Venture X Business

Earn 150,000 miles after spending $30,000 within the first 3 months.

More
The smarter way of keeping track of your cards
Now available on Android and iOS
Get our app on

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