🚀 Our new App is live!  Signup

🔥 Insane offer! 120,000 points! Grab it

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.

 

Close
Stay updated on new credit card offers
Not Affiliated card-image

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

Earn $200 after spending $500 within the first 3 months. Intro 0% APR for 15 months on purchases and balance transfers (after that 20.49% to 29.24% variable). The balance transfer fee is 3% or $5. See more info below.

Bonus Value

Approximately $200

Annual Fee

$0

Card Rewards

5 points at rotating categories on up to $1,500 combined purchases

5 points on travel purchased through Chase Travel, including airline tickets, hotels, car rentals, activities and cruises

3 points on dining, including takeout and delivery

3 points at drugstores

1 points on everything else

Add to compare

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam Updated: June 4, 2024 | Credit Card Review
Card Overview

The Chase Freedom Flex has a wide range of MasterCard benefits and great rewards. You will earn 5 points at rotating categories each quarter, 5 points on travel purchased through Chase Travel, 3 points on dining & drugstores, and 1 point on everything else.

Why I Like This Card

The Chase Freedom Flex earns an exciting 5 points at rotating categories, on up to $1,500 in combined purchases. Technically, it may be easier to cash in on the card_name because there you earn 1.5 points on all purchases, You are not restricted to specific rotating categories. But who says you can’t have both? 🙂 I recommend this card as a good card to have in the Chase rewards echo system to use at the rotating categories each quarter.

Card-Smart Tips & Advice
  • Chase 5/24 rule: Chase will decline an applicant that has opened 5 or more personal cards (other issuers included) in the past 24 months. Hence, 5/24 rule
  • Max cards: You can get approved for up to 2 Chase credit cards in 30 days. Business cards and personal cards are counted separately
  • Apply for two cards: If you apply for one Chase card and get approved, it is recommended to apply for a second card since Chase is very good about approving for two cards, even within the same day. If the first application is still pending, wait for it to be approved before you apply for a second card
  • Double dipping: If you currently have this card open, Chase may not approve you for another one.
  • Credit bureau: Chase Bank will usually pull your Experian credit report
  • Combining same-day credit inquiries: Some data points suggest that credit inquiries for all Personal Chase cards for same-day applications will be combined; also, credit inquiries for all Business Chase cards for same-day applications will be combined. Credit inquiries for Personal and Business card applications will not be combined. More recent data points suggest that Chase credit inquiries will not be combined even for two Personal or two Business cards for same-day applications
  • Check application status: You can check your application status at  Chase.com  / Customer Center / Check my app status or call 1 888 338 2586
  • Reconsideration: If declined you can call 1 888 609 7805 to be reconsidered
  • Quickest way to get my card: You will be able to add your new card to your mobile wallet immediately after you get approved (it can sometimes take up to an hour for it to show up in your online login). You can also request Chase to overnight your physical card by calling Chase customer service.

Approval Monitor (submitted by HelpMeBuildCredit users)

78% Approved
752 Avg. Score of those approved
22% Denied
Approved 78% (52)
Denied 22% (15)

Credit limit range $500-$50,000

Avg. Credit limit$9,485

Approved 78% (52)
Denied 22% (15)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Balance Transfer Terms
  • Balance transfer Fee: The intro balance transfer fee on transfers made within the first 60 days of account opening is either $5 or 3%, whichever is greater. After that, the fee is $5 or 5%, whichever is greater.
  • You cannot transfer balances from other credit cards issued by Chase Bank
  • Balance transfers are capped at $15,000 (each month) even if your credit limit is higher
  • Beware: If you make a late payment or a payment is returned then a penalty APR may apply and you may lose the Intro APR Offer
Welcome Offer Eligibility
The Chase Freedom Flex is not available to either current cardmembers of this credit card, or previous cardmembers of the Chase Freedom Flex who received a welcome bonus for the Freedom Flex credit card within the last 24 months.
Card Details And Benefits
Auto Rental Collision Insurance

Primary coverage on rentals when renting outside of your country of residence, and secondary coverage on rentals when renting within your country of residence. Coverage is for rentals up to 31 days.

Cell Phone Protection

Get reimbursed for up to $800 per claim, and up to $1,000 per year (with a $50 deductible) if your cell phone is damaged or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your Freedom Flex credit card. Max 2 claims per year.

Credits

Get a $10 Instacart statement credit each quarter plus a free Instacart+ membership for 3 months

Extended Warranty Protection

Get your original manufacturer’s warranty time-matched (up to a year). (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim, $50,000 per account.

Purchase Protection

Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $500 per claim, $50,000 per account.

Roadside Assistance

Chase will dispatch you assistance for free, but you will need to pay the service fee.

Get Started Card not affiliated
Add to compare

People also viewed:

image

Citi Custom Cash

image

Prime Visa

image

Amazon Business

image

Business Customized Cash

image

Sam's Club Mastercard

image

U.S. Bank Business Triple Cash

image

Travel Rewards

image

Altitude Go

image

Spark Cash Select Business

image

SparkMiles Select Business

image

Business Green Rewards

image

Amex Cash Magnet

image

Chase Freedom Unlimited

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

Receive details of all new credit card offers, right in your inbox.

success_icon

Download link sent
succesfully

Got it * please check your promotional inbox
fail_icon

Error sending download link

Try Again