Chase Freedom Unlimited

welcome offer

Earn $200 after $500 spent within the first 3 months. Plus, earn 5% cashback on grocery spent up to $12,000 in the first year. Intro 0% APR for 15 months on purchases.

Bonus Cash Value

Approximately $200*

Annual Fee

$0

Card Rewards

5% cashback on grocery spent up to $12,000 in the first year

5% cashback on Lyft Rides

5% cashback on travel purchased through Chase ultimate rewards, including airline tickets, hotels car rentals, activities and cruises

3% cashback at restaurants, including takeout and delivery

3% cashback at drugstores

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Chase Freedom Unlimited card has 0% APR for 15 months on purchases and balance transfers. You get 1.5% cashback on all purchases. It also comes along with some standard credit card benefits like auto rental insurance, purchase protection, and more.

Card-Smart Tips & Advice
  • Fair Credit ok if you have a already have an existing Chase bank account
  • This card is under the  Chase 5/24 rule
  • You can only get approved for up to 2 Chase Credit Cards in 30 days (Business Cards and Personal cards are counted separately)
  • Chase often declines consumers that currently have any Chase Freedom Credit Card
  • Chase Bank will usually pull your Experian credit report
  • You can check your application status at  Chase.com  / Customer Center / Check my app status or call 1 888 338 2586
  • If you get declined then you can call 1 888 609 7805 to be reconsidered
Balance Transfer Terms
  • Balance transfer Fee: 3% or $5, whichever is greater
  • You cannot transfer balances from other credit cards issued by Chase Bank
  • Balance transfers are capped at $15,000 (each month) even if your credit limit is higher
  • No penalty APR
Welcome Offer Eligibility
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Chase often declines consumers that currently have any Chase Freedom Credit Card (Freedom or Freedom Unlimited.
Card Details And Benefits
  • If your card is approved for $5,000 or more the benefits will also include Trip Cancellation / Interruption insurance
  • Receive a free DoorDash DashPass benefit for 3 months and a 50% discount for the next nine months membership. With DashPass you will receive free delivery on orders of $12.00 or more by many DoorDash participating restaurants
  • Travel and emergency assistance insurance
  • Trip Cancellation Insurance
  • Auto Rental Collision Insurance
  • Extended Warranty Protection
  • Purchase Protection

Search Recent Approvals

Filtered by:
Oct 14, 2020
Approved

Chase Freedom Unlimited

Credit limit : $500
Score : 756
Annual Income : $50,000
Applied from : New Jersey
Bureau : Experian
Age Of Credit History: 6 months
Limit : $500
Score : 756
Bureau : Experian
Income : $50,000
Credit Age: 6 months
State : New Jersey
Approved
Notes: only have history from being an authorized user
Oct 04, 2020
Approved

Chase Freedom Unlimited

Credit limit : $8,100
Score : 775
Annual Income : N/A
Applied from : New York
Bureau : N/A
Age Of Credit History: N/A
Limit : $8,100
Score : 775
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New York
Approved
Sep 21, 2020
Approved

Chase Freedom Unlimited

Credit limit : $20,000
Score : 774
Annual Income : $180,000
Applied from : Pennsylvania
Bureau : N/A
Age Of Credit History: 3 years
Limit : $20,000
Score : 774
Bureau : N/A
Income : $180,000
Credit Age: 3 years
State : Pennsylvania
Approved
Sep 06, 2020
Declined

Chase Freedom Unlimited

Credit limit : N/A
Score : 734
Annual Income : $100,000
Applied from : New Jersey
Bureau : Experian
Age Of Credit History: 3 years
Limit : N/A
Score : 734
Bureau : Experian
Income : $100,000
Credit Age: 3 years
State : New Jersey
Declined
Notes: Rep said I was declined due to too many recent inquiries and too many recent opened accounts. I have 9 inquiries within the last 12 months on Experian
Sep 06, 2020
Approved

Chase Freedom Unlimited

Credit limit : $4,000
Score : 740
Annual Income : $75,000
Applied from : New York
Bureau : Experian
Age Of Credit History: 6 months
Limit : $4,000
Score : 740
Bureau : Experian
Income : $75,000
Credit Age: 6 months
State : New York
Approved
Notes: Approved instantly. Thank you so much for this great website and credit pull database!
Aug 27, 2020
Approved

Chase Freedom Unlimited

Credit limit : $2,500
Score : 699
Annual Income : N/A
Applied from : New York
Bureau : N/A
Age Of Credit History: N/A
Limit : $2,500
Score : 699
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New York
Approved
Aug 26, 2020
Approved

Chase Freedom Unlimited

Credit limit : $2,500
Score : 696
Annual Income : N/A
Applied from : Indiana
Bureau : Experian
Age Of Credit History: N/A
Limit : $2,500
Score : 696
Bureau : Experian
Income : N/A
Credit Age: N/A
State : Indiana
Approved
Notes: 1 paid collection, 1 late over a year old, had to call for verification
Aug 26, 2020
Approved

Chase Freedom Unlimited

Credit limit : $10,800
Score : 760
Annual Income : N/A
Applied from : New York
Bureau : N/A
Age Of Credit History: N/A
Limit : $10,800
Score : 760
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New York
Approved
Aug 25, 2020
Approved

Chase Freedom Unlimited

Credit limit : $2,800
Score : 730
Annual Income : N/A
Applied from : New York
Bureau : N/A
Age Of Credit History: N/A
Limit : $2,800
Score : 730
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New York
Approved
Aug 24, 2020
Approved

Chase Freedom Unlimited

Credit limit : $4,500
Score : 300
Annual Income : $40,000
Applied from : New York
Bureau : Experian
Age Of Credit History: 0 Year
Limit : $4,500
Score : 300
Bureau : Experian
Income : $40,000
Credit Age: 0 Year
State : New York
Approved
Notes: I just opend my first CC. Dont have any credit yet. but i got approved right ayway, becouse im a chase costumer for 2 years.
Aug 21, 2020
Approved

Chase Freedom Unlimited

Credit limit : $900
Score : 695
Annual Income : N/A
Applied from : New Jersey
Bureau : N/A
Age Of Credit History: N/A
Limit : $900
Score : 695
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New Jersey
Approved
Notes: Did not get approved instantly also used a referral link
Aug 20, 2020
Approved

Chase Freedom Unlimited

Credit limit : $8,100
Score : 755
Annual Income : N/A
Applied from : New Jersey
Bureau : N/A
Age Of Credit History: N/A
Limit : $8,100
Score : 755
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New Jersey
Approved
Aug 20, 2020
Approved

Chase Freedom Unlimited

Credit limit : $6,000
Score : 650
Annual Income : N/A
Applied from : New York
Bureau : Experian
Age Of Credit History: N/A
Limit : $6,000
Score : 650
Bureau : Experian
Income : N/A
Credit Age: N/A
State : New York
Approved
Aug 20, 2020
Approved

Chase Freedom Unlimited

Credit limit : N/A
Score : 750
Annual Income : N/A
Applied from : New York
Bureau : TransUnion
Age Of Credit History: N/A
Limit : N/A
Score : 750
Bureau : TransUnion
Income : N/A
Credit Age: N/A
State : New York
Approved
Aug 20, 2020
Approved

Chase Freedom Unlimited

Credit limit : $21,000
Score : 720
Annual Income : N/A
Applied from : New York
Bureau : N/A
Age Of Credit History: N/A
Limit : $21,000
Score : 720
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New York
Approved

People also viewed:

Ink Business Cash

Spark Cash Business

Ink Business Unlimited

Spark Miles Business

Amex Gold Delta

Premium Rewards Card

Discover It

Chase Freedom

Capital One QuicksilverOne

Citi Double Cash

Blue Business Plus

Fidelity Credit Card

Blue Business Cash

Wells Fargo Cash Wise

Cash Back Plus

Capital One Quicksilver

Amex Cash Magnet

Platinum Delta Business

Travel Rewards Business

USBank Business Leverage

Paypal Cash

Amazon Prime

Amazon Business

Amazon Business Prime

Lowe’s Business Rewards

Plum Business

Walmart Rewards™

BuyPower™ Business

Costco Anywhere Business

Wells Fargo Signature

Wells Fargo Rewards

Altitude Go

Cash Visa Signature

Cash Rewards Secured

Travel Rewards Students

Travel Rewards

Discover It Miles

Discover It Student Cash

Discover It Chrome

Verizon Visa

Apple Card

Wells Fargo Business Platinum

Emirates Skywards Premium

Emirates Skywards Rewards

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

Download link sent
succesfully

Got it *please check your promotional inbox

Error sending download link

Try Again