🚀 Our new App is live!  Signup

💳 The best offers for April! Details 

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.



Thank You for Your Support- also, Affiliate Links have Made a Return!

- Nov 3, 2020 About The Blog2 comments

I walked into an appliance shop, with every intention to buy a heater there. After showing me around for a couple of minutes, the owner pulled me over to the side.

“Sir, I can easily sell you what you need, at the price I’ll decide on. But I don’t want you to lose money. See that shop there? He’s selling a heater for $50 less than what I’m offering.”

HelpMeBuildCredit.com, in regular times (I won’t mention 2020. I WON’T mention 2020!), makes an income when someone gets approved for a credit card through using our affiliate links. During COVID (I won’t say 2020!), we had minimal links. Those that we did have, were, in fact, not profitable.

On top of that, most banks either stopped paying or greatly reduced their payouts.

Throughout that time, we stayed 100% committed to providing you with the best offers available. We remained unbiased and brought our users the very best offers, regardless of the fact that it wouldn’t be financially worthwhile for us. After all, a good offer is a good offer. 

Many websites turned their backs on their users, and promoted crappy offers- just so they can make a few greenbacks. We didn’t do that.

They promoted money-making (a.k.a. not the best deal) offers that they hadn’t promoted till then- because they were not good offers. We didn’t do that.

Others promoted the cards of companies which paid them more money, even though it wasn’t the best there was. Between you and me, how can Card A be the best offer yesterday, and Card B be the best offer today, when both offers stayed the same? We didn’t do that.   

We did what’s best for you, our users. We listed the best offers on the top of our website, and we didn’t promote valueless offers. On that note, we would like to thank you, our dear users, for supporting us and sticking with us. Your support is what kept us going.

And now (drumroll, please!) affiliate links are back. We remained committed to you then and we remain committed now, to bring you trustworthy and unbiased content. Look out for amazing updates coming your way.

Use our Ultimate Credit Card Finder to always find the best offers available!

Oh, and about that shopkeeper? I ended up buying the heater from him. Honesty wins!

Was this article helpful?

Sam Sam has nearly a decade's worth of experience educating his many readers on everything credit. Sam spends his days checking out credit cards for a full report, from the minute benefit details to the shebang of welcome bonuses. Plus studying the ins and outs of building proper credit. It’s his favorite pastime and he loves sharing it with others.

Leave A Comments

This site uses Akismet to reduce spam. Learn how your comment data is processed.


  1. Your website credit card comparison tool is the best on the market!

    • Thank you Sruly!


Recent Posts

Follow us

Click here to subscribe to
our WhatsApp channel

best offers

Capital One Venture X Business

Earn 150,000 miles after spending $30,000 within the first 3 months.

more info

Ink Business Preferred Credit Card

Earn 100,000 points after spending $8,000 within the first 3 months.

more info

The Platinum Card from American Express

Earn 80,000 points after spending $8,000 within the first 6 months (terms apply).

more info

American Express Business Gold Card

Earn 70,000 points after spending $10,000 within the first 3 months (terms apply).

more info

You May Also Like

The HMBC WhatsApp Forum Is Finally Live!

The HMBC WhatsApp Forum Is Finally Live!

One of the most requested features that users submitted was for us to add a forum. Over the years we’ve successfully collected thousands of users who include some of the smartest minds in the credit and credit card industry. With an HMBC forum, users can interact with...

read more
Closing The Book On 2023. Here Is What We Accomplished!

Closing The Book On 2023. Here Is What We Accomplished!

Some posts take longer to create than others. This post took us a year to create! As the year comes to a close, here is what we have accomplished during 2023! And of course, a huge shoutout to you and all our other dedicated followers for always having our back and...

read more
Major Improvements Coming To Our Credit Card Pages!

Major Improvements Coming To Our Credit Card Pages!

Our website talks a lot about how to accumulate a ton of points and miles. We always keep you updated about new offers and we make it super easy for you to find new credit cards to start earning better rewards.  But many people wonder once they have already...

read more
What Is Trending In The Credit Card Database?

What Is Trending In The Credit Card Database?

Our Credit Card Database is a great resource where you can find real time data about credit card approvals. Fellow users are constantly submitting their credit card approvals and denials, and there are currently over 3k results reported!  Let’s look at some data...

read more

Download link sent

Got it * please check your promotional inbox

Error sending download link

Try Again