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The Citi Premier Card earns great rewards in many popular categories. You earn unlimited 3 points on gas, grocery, dining, airfare, and hotels, and 1 point everywhere else. You get travel benefits, like no foreign transaction fee, and a $100 credit when you book a single hotel stay of $500 or more through thankyou.com once per calendar year.
- Credit: Good credit needed
- Max cards: Citi will only approve you for one personal card every 8 days, and only 2 Citi personal cards within 65 days.
- Credit bureau: Citi will usually pull your Experian credit report, sometimes Equifax, and sometimes Experian and Equifax (depending on your state, search your state in our credit card database).
- If you freeze your Experian credit report you can sometimes request the reconsideration department to pull your Equifax credit report.
- Combining same-day credit inquiries: Credit inquiries for all Personal Citi cards will be combined; also, credit inquiries for all Business Citi cards will be combined. Credit inquiries for Personal and Business card applications will not be combined. Note, you cannot get approved for more than one Citi personal card within 8 days (Combining credit inquiries will only make a difference when declined for your first try and you want to try a new one)
- Application status: You can check your application status here or call 1 888 201 4523
- Reconsideration: If declined you can call 1 800 695 5171 to be reconsidered
- Instant credit card number not available: Your new Citi credit card number will not be available immediately upon getting approved for the card
Quickest way to get my card: Citi will offer instant credit card numbers only on some cards (Custom Cash, Costco cards applied for in-store, AA, AT&T). Citi physical credit cards cannot be expedited and will arrive after 7-10 business days
- Downgrade options: The Citi Premier card ($95) can be downgraded to the Citi Rewards ($0), Citi Double Cash ($0), Citi AA MileUp ($0), Citi Costco ($0), or to the Citi AT&T Access ($0). New! Citi Custom Cash ($0)
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $2,000-$15,000
Avg. Credit limit$6,071
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
- 3 points on airfare, hotels, gas, grocery, and dining
- 1 point everywhere else
No foreign transaction fee.
Get a $100 credit when you book a single hotel stay of $500 or more, excluding taxes and fees, through thankyou.com once per calendar year.
Get two additional years to your original manufacturer's warranty time. (Will only cover if the original warranty is for 5 years or less). Max $10,000 per item.
Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year.
The points can be redeemed as cashback for 1 penny per point.
You can transfer your points to any of the following airline or hotel partners.
Airline partners:
| Transfer Ratio | Transfer Time | |
| Aeromexico – Club Premier | 1:1 | Instant |
| Air France, KLM – Flying Blue | 1:1 | Instant |
| Avianca – LifeMiles | 1:1 | Instant |
| Cathay Pacific – Asia Miles | 1:1 | Instant |
| Emirates – Skywards | 1:1 | Instant |
| Etihad Guest | 1:1 | Instant |
| EVA Air Infinity MileageLands | 1:1 | 2 days |
| JetBlue – TrueBlue | 1:1 | Instant |
| Qantas Frequent Flyer | 1:1 | Instant |
| Qatar Airways Privilege Club | 1:1 | 2 days |
| Singapore Airlines -KrisFlyer | 1:1 | 2 days |
| Thai Airways – Royal Orchid Plus | 1:1 | 4 days |
| Turkish Airlines – Miles & Smiles | 1:1 | Instant |
| Virgin Atlantic – FlyingClub | 1:1 | Instant |
Hotel partners:
| Ratio | Transfer Time | |
| Choice Privileges | 2:1 | Instant |
| Wyndham Rewards | 1:1 | 24 hours |
