Citi Premier Card

welcome offer

Earn 60,000 points after $4,000 spent within the first 3 months.

Bonus Cash Value

Approximately $870*

Annual Fee

$95

Card Rewards

Earn 3 points on airfare, hotels, grocery, dining

Earn 1 point everywhere else

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Citi Premier card combines travel and fun by offering 3 points on travel (gas included), 2 miles on restaurants and entertainment, and 1 point everywhere else. Points are worth 25% more on airfare and you get other travel benefits, like no foreign transaction fee, extended warranty protection, and purchase protection.

Card-Smart Tips & Advice
  • Good credit needed
  • You cannot receive another bonus if you’ve opened or closed a card within the same brand or family in the past 24 months
  • You can only get approved for one Citi personal card every 8 days, and not more than 2 Citi personal cards every 65 days
  • Citi usually pulls your Experian credit report (if you freeze Experian you can sometimes request the reconsideration department to pull Equifax)
  • You can  check your application status  here  or call 1 888 201 4523
  • If declined you can call 1 800 695 5171 to be reconsidered
Card Details And Benefits
  • Earn a $100 credit when you book a single hotel stay of $500 or more, excluding taxes and fees, through thankyou.com once per calendar year
  • No Foreign Transaction Fee
  • Extended Warranty Protection
  • Purchase Protection

Compare Cards

CardCiti Premier CardCiti Prestige
Welcome BonusEarn 60,000 points after $4,000 spent within the first 3 months.Earn 50,000 after $4,000 spent within the first 3 months.
Annual Fee$95$495
Rewards- Earn 3 points on airfare, hotels, grocery, dining - Earn 1 point everywhere else- Earn 5 points on air travel and restaurants - Earn 3 points on hotels and cruise lines -Earn 1 point everywhere else
Upgraded StatusElite Status with Hertz, Sixt, National Car Rental
CreditsEarn a $100 credit when you book a single hotel stay of $500 or more, excluding taxes and fees, through thankyou.com once per calendar year$250 tavel credit every year, Plus get a $145 statement credit if you are a CitiGold client
Free Night CertificateComplimentary fourth night after a minimum of 4 consecutive night booking through ThankYou.com (capped to two times per year)
Global Entry and TSA pre-checkStatement credit for global entry or TSA Pre-Check once every 5 years
No Foreign Transaction FeeNone
Lounge AccessAccess to 1,000+ airport lounges, with a complimentary Priority Pass Select Membership
Extended Warranty ProtectionTwo additional years (limit $10,000 each claim)Two additional years (limit $10,000 each claim)
Cell Phone ProtectionGet up to $1000 if paying your cell phone bill with this card and it is damaged or stolen. (There is a $50 deductible for this claim. max $1,500 per year)
Purchase ProtectionDamage and theft, up to 90 days. $10,000 per claim ($50,000 per calendar year)Damage and theft, up to 90 days. $10,000 per claim ($50,000 per account)
Authorized User Fee$0$75

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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