Citi Rewards Card

image

welcome offer

Earn 15,000 points after $1,000 spent on purchases within the first 3 months. Intro 0% APR for 15 months on purchases and balance transfers.

Bonus Cash Value

Approximately $225*

Annual Fee

$0

Card Rewards

2 points on gas and supermarkets on the first $6,000 spent annually

1 point everywhere else

All transactions round up to the nearest 10 points (a $1 gum earns 10 points)

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Citi Rewards Card is great for bumping up your points with inter-city shopping, as you get 2 points on gas and supermarkets on the first $6,000 spent annually. Its super points deal on rounding up all transactions to the nearest 10 gets you a lot more points for each dollar spent. And to top it off, get 10% back on the first 100,000 points redeemed annually. The card also features an intro 0% APR period for 15 months on purchases and balance transfers.

Card-Smart Tips & Advice
  • Citi will only approve you for one personal card every 8 days, and only 2 Citi personal cards within 65 days
  • Citi will usually pull your Experian credit report (If you freeze Experian you can sometimes request the reconsideration department to pull Equifax)
  • You can check your application status here or call 1 888 201 4523
  • If declined you can call 1 800 695 5171 to be reconsidered
Balance Transfer Terms
  • Balance transfer fee: 3% or $5, whichever is greater
  • You cannot transfer balances from other credit cards issued by Citi Bank
  • To receive the Intro APR Offer, transfers must be completed within the first 4 months of account opening
  • Beware: If you make a late payment or a payment is returned then a penalty APR may apply and you may lose the Intro APR offer
Welcome Offer Eligibility
The welcome bonus is not available if you received a new cardmember bonus for Citi Rewards+, Citi ThankYou, Preferred, Citi ThankYou, Premier/Citi Premier, or Citi Prestige, or if you have closed any of these accounts, in the past 24 months.
Card Details And Benefits
  • Earn 10% back on the first 100,000 points redeemed annually
  • All transactions round up to the nearest 10 points (a $1 gum earns 10 points)
  • Extended Warranty Protection
  • Purchase Protection

Compare Cards

CardCiti Rewards CardCiti Double Cash
Welcome BonusEarn 15,000 points after $1,000 spent on purchases within the first 3 months. Intro 0% APR for 15 months on purchases and balance transfers.Intro 0% APR for 18 months on balance transfers.
Annual Fee$0$0
Rewards- 2 points on gas and supermarkets on the first $6,000 spent annually - 1 point everywhere else - All transactions round up to the nearest 10 points (a $1 gum earns 10 points) - 2% cashback on all purchases now convertible to Citi ThankYou points. 1% when you swipe and another 1% when you pay.
Extra Redemption ValueEarn 10% back on the first 100,000 points redeemed annually
No Foreign Transaction Fee3%3%
Extended Warranty ProtectionGet two additional years on top of the original manufacturer’s warranty. Will only cover if the original warranty is for 5 years or less. Max $10,000 per item.
Purchase ProtectionGet refunded if your purchase is damaged, or stolen for up to 90 days from the date of purchase. Max $10,000 per claim ($50,000 per year)
Authorized User Fee$0$0

People also viewed:

image

Ink Business Cash

image

Ink Business Unlimited

image

Miles & More

image

Barcalys Aviater

image

US Bank Business Cash

image

JetBlue Card

image

Discover It

image

Chase Freedom

image

Chase Freedom Unlimited

image

Blue Cash Everyday

image

Cash Back College

image

Citi Double Cash

image

Blue Business Plus

image

Blue Business Cash

image

Cash Rewards

image

Wells Fargo Propel

image

Citi Simplicity

image

Wells Fargo Platinum

image

Bank AmeriCard

image

Citizens Clear Value

image

US Bank Platinum

image

Amex Everyday

image

Wells Fargo Cash Wise

image

KeyBank Latitude

image

Cash Back Plus

image

Capital One Quicksilver

image

TD Cash

image

Amex Cash Magnet

image

Platinum Delta Business

image

Travel Rewards Business

image

Business Cash Rewards

image

HSBC Gold

image

Avianca Vuela

image

Avianca Vida

image

USBank Business Platinum

image

Diamond Preferred

image

Amex Everyday Preferred

image

Wyndham Rewards

image

RCI Elite

image

Priceline Rewards

image

Wyndham Rewards

image

VentureOne Rewards

image

SavorOne Rewards

image

SparkCash Select Business

image

SparkMiles Select Business

image

BuyPower Business

image

BuyPower

image

Wells Fargo Signature

image

Wells Fargo Rewards

image

Altitude Go

image

Cash Visa Signature

image

Travel Rewards

image

Allegiant

image

Blue Cash Preferred

image

Travel Rewards Students

image

Discover It Miles

image

Discover It Chrome

image

Discover It Student Cash

image

Discover It Student Chrome

image

Discover It Business

image

Five Star Bank

image

Wells Fargo Business Platinum

image

Freedom Flex

image

Wyndham Earner

image

Wyndham Earner Plus

image

Wyndham Earner Business

image

Carnival Mastercard

image

Diamond Resorts Mastercard

image

Harley Davidson Visa

image

Upromise Mastercard

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

image

Download link sent
succesfully

Got it*please check your promotional inbox
image

Error sending download link

Try Again