Card | U.S. Bank Altitude Go Visa Signature Card | U.S. Bank Altitude Reserve Visa Infinite Card |
Welcome Bonus | Earn 25,000 points after $1,000 spent within the first 3 months. Intro 0% APR for 12 months on purchases and balance transfers. | Earn 50,000 points after $4,500 spent within the first 3 months. |
Annual Fee | $0 | $400 |
Rewards | - 4 points on takeout, food delivery, and dining - 2 points at groceries, grocery delivery, streaming services, and gas - 1 point on all other eligible purchases | - 5 points on prepaid hotels and cars rental booked directly in the Altitude Rewards Center - 3 points on eligible travel purchases and mobile wallet purchases - 1 point everywhere else |
Upgraded Status | | Rental Privileges and a 30% discount on Audi Silvercar rentals |
Credits | | Earn up to $325 in annual travel credits |
Extra Redemption Value | | Points are worth 1.5 cents per point when redeemed to offset travel purchases made with your card. |
No Foreign Transaction Fee | None | None |
Lounge Access | | Access to 1,200+ airport lounges, with a complimentary Priority Pass Select membership. |
Trip Cancellation Insurance | | Coverage for canceled or interrupted travel due to an unforeseen medical emergency, etc. You will be refunded up to $2,000 for non-refundable common carrier tickets. |
Auto Rental Collision Insurance | This benefit will be discontinued after 01/31/21. Secondary coverage for collision damage and theft on a domestic rental (up to 15 days) and primary coverage for international rentals (up to 31 days). Excluding cars rented in Israel, Jamaica, the Republic of Ireland, or Northern Ireland | Primary coverage for collision damage and theft on a domestic rental for up to $75,000. for domestic rentals, converge is only valid for rentals up to 15 days and up to 31 days for international rentals. Excluding cars rented in Israel, Jamaica, the Republic of Ireland, or Northern Ireland |
Travel Accident Insurance | | Get coverage If you god forbid die in an accident on a Common Carrier while traveling or lose a limb, sight, speech, or hearing, receive up to $500,000 in compensation |
Lost Luggage Reimbursement | | Up to $3,000 per trip for lost or damaged luggage (max 2,000 per trip for NY residents) |
Trip Delay Reimbursement | | If your flight is delayed more than 6 hours you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items. |
Return Protection | | Not happy with a purchase? Get a refund on purchases that are passed the store return policy for up to 90 days. Max $300 per claim, $1,000 per year) |
Extended Warranty Protection | This benefit will be discontinued after 01/31/21. Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 3 years or less. Max $10,000 each claim and $50,000 per cardholder. | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 3 years or less. Max $10,000 each claim and $50,000 per cardholder. |
Purchase Protection | | Get refunded if your purchase is damaged or stolen for up to 90 days from the date of purchase. Max $10,000 per claim ($50,000 per year) |
Authorized User Fee | $0 | $75 |
Inflight Savings | | 12 complimentary Gogo inflight WiFi passes per year |