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Author - Sam
Updated: August 21, 2024 | Credit Card Review With the U.S. Bank Shopper Cash Rewards Visa Signature Card you earn up to 6% cashback at many popular retailers, including Amazon. There is a limited version of the card which has the U.S. Bank logo light up during contactless transactions using LED technology. The LED version of the card is available to select cardholders while supplies last. The huge downside of the card is the $95 annual fee which effectively reduces the 6% reward to just 4.4%!
- Credit: Good/Excellent credit needed
- Not reported on personal credit reports: US Bank will not report business credit cards on personal credit reports
- Credit report: US Bank will usually pull your Experian credit report
- Freeze IDA/ARS: If you frequently apply for credit cards, first freeze your IDA/ARS bureaus before applying for a US Bank credit card
- Combining same-day credit inquiries: Credit inquiries for same-day applications will not be combined
- Check application status: You can check your application status by calling 1 800 947 1444
- Reconsideration: If declined you can call 1 800 685 7680 and ask to speak to the credit card reconsideration department
- Downgrade options: The U.S. Bank Shopper Cash Rewards Visa Signature Card ($95 (waived 1st year)) can be product changed to U.S. Bank Altitude Reserve Visa Infinite Card($400), U.S. Bank Altitude Go Visa Signature Card ($0), U.S. Bank Visa Platinum Card ($0), U.S. Bank Cash+ Visa Signature Card ($0), or to the U.S. Bank Altitude Connect Visa Signature Card ($95 (waived 1st year)).
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $0-$0
Avg. Credit limit$0
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
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