⚠️ Use credit cards responsibly!

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.

 

Close
Stay updated on new credit card offers

U.S. Bank Visa Platinum Card

Stay updated on new credit card offers
Not Affiliated

Advertiser Disclosure: Help Me Build Credit has partnered with advertising partners for our coverage of credit card products. Help Me Build Credit and our advertising partners may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the authors alone

welcome offer

This card is no longer available for new applicants.

Bonus Value

Approximately $0

Annual Fee

$0

Card Rewards

No rewards on all purchases

Add to compare

Advertiser Disclosure: Help Me Build Credit has partnered with advertising partners for our coverage of credit card products. Help Me Build Credit and our advertising partners may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the authors alone

Avatar photo Author - Sam Updated: May 7, 2025 | Credit Card Review
Card Overview

The U.S. Bank Visa Platinum Card gives you a 0% interest rate period on purchases and balance transfers. However, it's stripped from most other credit card benefits and does not earn any rewards.

Card-Smart Tips & Advice

Approval Monitor (submitted by HelpMeBuildCredit users)

75% Approved
748 Avg. Score of those approved
25% Denied
Approved 75% (30)
Denied 25% (10)

Credit limit range $600-$150,000

Avg. Credit limit$14,555

Approved 75% (30)
Denied 25% (10)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Balance Transfer Terms
  • Balance transfer fee: 5% of the amount of each transfer or $5 minimum, whichever is greater.
  • You cannot transfer balances from other credit cards issued by US Bank
  • To receive the Intro APR Offer, transfers must be completed within the first 60 days of account opening
  • No penalty APR
Card Details And Benefits
Cell Phone Protection

Get reimbursed for up to $600 per claim (with a $25 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your U.S. Bank Platinum credit card. Max 2 claims per year.

Foreign Transaction Fee

3%

Card not affiliated Add to compare

People also viewed:

Wells Fargo Reflect

Diamond Preferred

Citi Simplicity Credit Card Application

Citi Simplicity

TD FlexPay Credit Card

TD FlexPay

Bank AmeriCard

NBT Bank Platinum

Unlimited Cash Rewards

Blue Cash Everyday

Carnival Mastercard

Blue Business Plus

Harley Davidson Visa

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.

Advertiser Disclosure: Help Me Build Credit has partnered with advertising partners for our coverage of credit card products. Help Me Build Credit and our advertising partners may receive a commission from card issuers.

Editorial Disclosure: The editorial content on this page is not provided by any of the companies mentioned and has not been reviewed, approved, or otherwise endorsed by any of these entities. Opinions expressed here are the authors alone

Receive details of all new credit card offers, right in your inbox.

success_icon

Download link sent
succesfully

Got it * please check your promotional inbox
fail_icon

Error sending download link

Try Again