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Author - Sam
Updated: April 11, 2024 | Credit Card Review If you travel often and you are a US Bank customer then the U.S. Bank Altitude Reserve Visa Infinite card is your perfect travel card. The $400 annual fee gets quickly reduced to only $75 dollars once you deduct the $325 travel credit. Plus you will get many luxury travel benefits like airport lounge access with PriorityPass, Global Entry or TSA Precheck, no foreign transaction fees, lost luggage insurance, and much more!
- Credit: Good credit needed
- You must be a US Bank Customer: You need to be a US Bank customer to be eligible for this card
- Credit report: US Bank will usually pull your Experian credit report
- Freeze IDA/ARS: If you frequently apply for credit cards, first freeze your IDA/ARS bureaus before applying for a US Bank credit card
- Combining same-day credit inquiries: Credit inquiries for same-day applications will usually get combined but not always
- Check application status: You can check your application status by calling 1 800 947 1444
- Reconsideration: If declined you can call 1 800 685 7680 and ask to speak to the credit card reconsideration department
- Downgrade options: The U.S. Bank Altitude Reserve Visa Infinite Card ($400) can be downgraded to U.S. Bank Altitude Go Visa Signature Card ($0), U.S. Bank Visa Platinum Card ($0), U.S. Bank Cash+ Visa Signature Card ($0), U.S. Bank Shopper Cash Rewards Visa Signature Card ($95 (waived 1st year)), or to the U.S. Bank Altitude Connect Visa Signature Card ($95 (waived 1st year)).
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $5,000-$5,000
Avg. Credit limit$5,000
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
Primary coverage for collision damage and theft on domestic rentals of up to $75,000 for up to 15 days, and on international rentals for up to 31 days (excluding rentals in Israel, Jamaica, the Republic of Ireland, or Northern Ireland).
Earn up to $325 in l travel credits per cardmember year. The travel credit can be redeemed for travel expenses and dining (takeout, restaurants, and food delivery)
Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 3 years or less. Max $10,000 each claim and $50,000 per cardholder.
Points are worth 1.5 cents per point when redeemed to offset travel purchases made with your card.
Receive a statement credit for Global Entry or TSA Pre-Check once every 4 years.
Up to $3,000 per trip for lost or damaged luggage (max 2,000 per trip for NY residents)
Access to 1,200+ airport lounges, with 8 complimentary Priority Pass Select memberships each membership year.
Get refunded if your purchase is damaged or stolen for up to 90 days from the date of purchase. Max $10,000 per claim ($50,000 per year)
Not happy with a purchase? Get a refund on purchases that are passed the store return policy for up to 90 days. Max $300 per claim, $1,000 per year)
Get coverage If you god forbid die in an accident on a Common Carrier while traveling or lose a limb, sight, speech, or hearing, receive up to $500,000 in compensation
Coverage for canceled or interrupted travel due to an unforeseen medical emergency, etc. You will be refunded up to $2,000 for non-refundable common carrier tickets.
If your flight is delayed more than 6 hours you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items.
Rental Privileges and a 30% discount on Audi Silvercar rentals
