U.S. Bank Altitude Reserve Visa Infinite Card

welcome offer

Earn 50,000 points after $4,500 spent within the first 3 months.

Bonus Cash Value

Approximately $750*

Annual Fee

$400

Card Rewards

Earn 5 points per $1 spent on prepaid hotels and cars rental booked directly in the Altitude Rewards Center

Earn 3 points per $1 spent on eligible travel purchases and mobile wallet spending

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

If you travel often and you are a US Bank customer then the U.S. Bank Altitude Reserve Visa Infinite card is your perfect travel card. The $400 annual fee gets quickly reduced to only $75 dollars once you deduct the $325 travel credit. Plus you will get many luxury travel benefits like airport lounge access with PriorityPass, Global Entry or TSA Precheck, no foreign transaction fees, lost luggage insurance, and much more!

Card-Smart Tips & Advice
  • Good credit needed
  • You need to be a US Bank customer to be eligible for this card
  • US Bank will usually pull your Experian credit report
  • If you frequently apply for credit cards,  first freeze your IDA/ARS bureaus  before applying for a US Bank credit card
  • You can check your application status by calling 1 800 947 1444
  • If declined you can call 1 800 685 7680 and ask to speak to the credit card reconsideration department
Card Details And Benefits
  • Receive up to $325 in annual credit statement
  • Points are worth 1.5 cents per point when redeemed for travel
  • 12 complimentary Gogo inflight WiFi passes per year
  • Chauffeured black car service at a discount in over 110 countries
  • Rental privileges and a 30% discount on Audi Silvercar rentals
  • Privileges at over 500 luxury Relais & Chateaux properties
  • Visa infinite concierge
  • Emergency evacuation and transportation coverage
  • Global Entry or TSA PreCheck
  • No Foreign Transaction Fee
  • Lounge Access
  • Trip Cancellation Insurance
  • Auto Rental Collision Insurance
  • Lost Luggage Reimbursement
  • Trip Delay Reimbursement
  • Return Protection
  • Extended Warranty Protection

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.