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U.S. Bank Altitude Reserve Visa Infinite Card

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welcome offer

Earn 50,000 points after $4,500 spent within the first 3 months.

Bonus Cash Value

Approximately $750*

Annual Fee


Card Rewards

5 points on prepaid hotels and cars rental booked directly in the Altitude Rewards Center

3 points on eligible travel purchases and mobile wallet purchases

1 point everywhere else

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

If you travel often and you are a US Bank customer then the U.S. Bank Altitude Reserve Visa Infinite card is your perfect travel card. The $400 annual fee gets quickly reduced to only $75 dollars once you deduct the $325 travel credit. Plus you will get many luxury travel benefits like airport lounge access with PriorityPass, Global Entry or TSA Precheck, no foreign transaction fees, lost luggage insurance, and much more!

Card-Smart Tips & Advice
  • Good credit needed
  • You need to be a US Bank customer to be eligible for this card
  • US Bank will usually pull your Experian credit report
  • If you frequently apply for credit cards,  first freeze your IDA/ARS bureaus  before applying for a US Bank credit card
  • You can check your application status by calling 1 800 947 1444
  • If declined you can call 1 800 685 7680 and ask to speak to the credit card reconsideration department
See recent approvals from this card
Card Details And Benefits
Foreign Transaction Fee


Upgraded Status

Rental Privileges and a 30% discount on Audi Silvercar rentals


Earn up to $325 in annual travel credits. The travel credit can be redeemed for travel expenses and dining (takeout, restaurants, and food delivery)

Extra Redemption Value

Points are worth 1.5 cents per point when redeemed to offset travel purchases made with your card.

Global Entry and TSA pre-check

Receive a statement credit for Global Entry or TSA Pre-Check once every 4 years.

Lounge Access

Access to 1,200+ airport lounges, with a complimentary Priority Pass Select membership.

Trip Cancellation Insurance

Coverage for canceled or interrupted travel due to an unforeseen medical emergency, etc. You will be refunded up to $2,000 for non-refundable common carrier tickets.

Auto Rental Collision Insurance

Primary coverage for collision damage and theft on domestic rentals of up to $75,000 for up to 15 days, and on international rentals for up to 31 days (excluding rentals in Israel, Jamaica, the Republic of Ireland, or Northern Ireland).

Travel Accident Insurance

Get coverage If you god forbid die in an accident on a Common Carrier while traveling or lose a limb, sight, speech, or hearing, receive up to $500,000 in compensation

Lost Luggage Reimbursement

Up to $3,000 per trip for lost or damaged luggage (max 2,000 per trip for NY residents)

Trip Delay Reimbursement

If your flight is delayed more than 6 hours you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items.

Return Protection

Not happy with a purchase? Get a refund on purchases that are passed the store return policy for up to 90 days. Max $300 per claim, $1,000 per year)

Extended Warranty Protection

Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 3 years or less. Max $10,000 each claim and $50,000 per cardholder.

Purchase Protection

Get refunded if your purchase is damaged or stolen for up to 90 days from the date of purchase. Max $10,000 per claim ($50,000 per year)

Inflight Savings

12 complimentary Gogo inflight WiFi passes per year

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Altitude Connect

Choice Privileges

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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