Card | U.S. Bank Altitude Reserve Visa Infinite Card | Chase Sapphire Reserve | Amex Platinum |
Welcome Bonus | Earn 50,000 points after $4,500 spent within the first 3 months. | Earn 50,000 points after $4,000 spent within the first 3 months. | Earn 75,000 points after $5,000 spent within the first 6 months. Plus earn 10 points at U.S Gas Stations and U. S Supermarkets on up to $15,000 in combined purchases within the first 6 months |
Annual Fee | $400 | $550 | $550 |
Rewards | - 5 points on prepaid hotels and cars rental booked directly in the Altitude Rewards Center - 3 points on eligible travel purchases and mobile wallet purchases - 1 point everywhere else | - 3 points on travel and dining - 10 points on Lyft Rides - 1 point everywhere else | - 5 points on flights booked directly with airlines and Amex Travel on the first $500,000 you spend within a calendar year - 1 point everywhere else |
Upgraded Status | Rental Privileges and a 30% discount on Audi Silvercar rentals | Complimentary Emerald Club Executive Level membership, Avis Preferred Status, and specialSilvercar privileges. | Complimentary Hilton Gold status, Marriott Gold status, Uber VIP, National Emerald Club Executive status, Avis Preferred Club status (publicly available), Hertz Gold Plus status (publicly available). |
Credits | Earn up to $325 in annual travel credits | Get a $300 annual travel credit each cardmember year. | Earn A $200 annual airline incidental fee credit Earn $15 in Uber Cash for U.S. rides each month plus a bonus of $20 in December, which is up to $200 annually Earn $100 in statement credits annually for purchases at Saks Fifth Avenue ($50 credits twice a year) |
Extra Redemption Value | Points are worth 1.5 cents per point when redeemed to offset travel purchases made with your card. | Points are worth 50% more when redeemed for travel through Chase Ultimate Rewards | |
Global Entry and TSA pre-check | | Statement credit for Global Entry or TSA Pre-Check | Statement credit for Global Entry or TSA Pre-Check every 4/4.5 years. |
No Foreign Transaction Fee | None | None | None |
Lounge Access | Access to 1,200+ airport lounges, with a complimentary Priority Pass Select membership. | Access to 1,200+ airport lounges, with a complimentary membership to Priority Pass Select. | Access to 12,000+ airport lounges, with a complimentary membership to Priority Pass Select. Centurion Lounges, AirSpace Lounges, Escape Lounges, Delta Skyclub (when flying Delta) |
Trip Cancellation Insurance | Coverage for canceled or interrupted travel due to an unforeseen medical emergency, etc. You will be refunded up to $2,000 for non-refundable common carrier tickets. | Coverage for canceled or interrupted travel due to an unforeseen medical emergency, etc. Max $10,000 per trip for non-refundable travel expenses including flight tickets, hotels, and more. | Coverage for canceled or interrupted travel due to an unforeseen medical emergency, etc. Max $10,000 per person per trip for a max of $20,000 per year. |
Auto Rental Collision Insurance | Primary coverage for collision damage and theft on a domestic rental for up to $75,000. for domestic rentals, converge is only valid for rentals up to 15 days and up to 31 days for international rentals. Excluding cars rented in Israel, Jamaica, the Republic of Ireland, or Northern Ireland | Worldwide primary coverage on rentals up to 31 days. Max $75,000 per rental | Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days (max $75,000). You can purchase from Amex a premium plan that will offer primary coverage up to 42 days (max $100,000). |
Travel Accident Insurance | Get coverage If you god forbid die in an accident on a Common Carrier while traveling or lose a limb, sight, speech, or hearing, receive up to $500,000 in compensation | Get coverage If you god forbid die in an accident on a Common Carrier while traveling or lose a limb, sight, speech, or hearing, receive up to $1,000,000 in compensation. | |
Lost Luggage Reimbursement | Up to $3,000 per trip for lost or damaged luggage (max 2,000 per trip for NY residents) | Get up to $3,000 per person for lost or damaged luggage. | Up to $2,000 per person for lost or damaged luggage (max $10,000 per trip for NY residents) |
Trip Delay Reimbursement | If your flight is delayed more than 6 hours you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items. | If your flight is delayed more than 6 hours you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items. | If your flight is delayed more than 6 hours you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items (up to two claims per year). |
Return Protection | Not happy with a purchase? Get a refund on purchases that are passed the store return policy for up to 90 days. Max $300 per claim, $1,000 per year) | Not happy with a purchase? Get a refund on purchases that are passed the store return policy for up to 90 days. Max $500 per claim, $1,000 per year. | Not happy with a purchase? Get a refund on purchases that are passed the store return policy for up to 90 days. Max $300 per claim, $1,000 per year) |
Extended Warranty Protection | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 3 years or less. Max $10,000 each claim and $50,000 per cardholder. | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim $50,000 per account. | Get one additional year on top of the original manufacturer’s warranty. (Will only cover if the original warranty is for 5 years or less. Max $10,000 each claim and $50,000 per year. |
Purchase Protection | Get refunded if your purchase is damaged or stolen for up to 90 days from the date of purchase. Max $10,000 per claim ($50,000 per year) | Get refunded if your purchase is damaged or stolen for up to 120 days from date of purchase. Max $10,000 per claim ($50,000 per account) | Get refunded if your purchase is damaged, lost, or stolen for up to 90 days from date of purchase. Max $10,000 per claim ($50,000 per year) |
Authorized User Fee | $75 | $75 | $175 |
Luggage Delay Insurence | | If your baggage is delayed more than 6 hours you can claim up to $100 per day to cover expenses like toiletries, clothing for up to 5 days. | |
Roadside Assitance | | Get 4 free roadside service calls valued up to $50 each per year. | |
Inflight Savings | 12 complimentary Gogo inflight WiFi passes per year | | |
Travel Medical Insurance | | Get covered for any medical expense up to $2,500 with a $50 deductible while traveling 100 miles or more from your home (trip must include travel on a common carrier). | |