🚀 Our new App is live!  Signup

🔥Insane! 150k points! See details 

Advertiser Disclosure

Advertiser Disclosure

Although we put in a lot of effort to give our readers unbiased information, and we include many credit card offers on our website for which we do not get paid any compensation, we are legally required to notify you that we may be receiving compensation from some of the credit card companies mentioned on our website.

Some of the credit card offers which appear on helpmebuildcredit.com are from credit card companies from which this site possibly receives compensation. This compensation may impact how and where credit card offers appear on this site. This site possibly does not include all available credit card offers.

 

Close
Stay updated on new credit card offers
card_name

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

Earn 3 free nights (up to 50k points value per night) after spending $6,000 within the first 6 months (terms apply).

Bonus Value

Approximately $750

Annual Fee

$125

Card Rewards

6 points at participating Marriott Bonvoy(R) hotels

4 points at restaurants, US gas stations, wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping

2 points on all other eligible purchases

Add to compare

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam Updated: November 27, 2023 | Credit Card Review
Card Overview

The Marriott Bonvoy Business American Express Card gets you 6 point at Marriott hotels and 4 points at restaurants, gas stations, and wireless telephone services. You will get a Free night award after every card anniversary. Plus, get a second Free Night certificate after you spend $60,000 in purchases on your card in a calendar year.

Card-Smart Tips & Advice
  • Credit: Good credit needed
  • Step by step guide how on to apply without an LLC or C-Corp
  • Amex 90-day rule: In a time span of 90 days, you can only get approved for 2 Amex cards. No Preset Spending Limit* cards are not included in this rule and do not get counted.
  • Max cards: You can only get approved for up to - and including- 5 Amex credit cards (including personal and business), but this rule isn’t always enforced (please note the total of 5 credit cards excludes some Amex cards that are No Preset Spending Limit* cards like the Amex Platinum, Amex Gold, etc)
  • Apply for two cards: If you apply for one Amex card and get approved, it is recommended to apply for a second card since Amex is very good about approving for two cards, even within the same day
  • Double dipping: if you received the bonus with the SPG Business version then you cannot receive the bonus again. The welcome offer is not available if you got a welcome bonus on any Chase consumer Marriott card within the past 24 months. You will also not receive the bonus if you got approved for a Chase Marriott Business card within the last 90 days (even if you did not receive the bonus).
  • Credit bureau: Amex will usually pull your Experian credit report
  • Combining same-day credit inquiries: Credit inquiries for same-day applications will be combined, as long as they are both approved for on the same day. Note, for some existing Amex credit cardholders, Amex will not do a hard credit pull when applying for a new credit card at any time
  • Check application status: You can check your application status here or call 1 800 567 1083
  • Reconsideration: If declined you can call 1 800 567 1083 to be reconsidered
  • Quickest way to get my card: Amex will sometimes give you an instant credit card number after approval, but not always. Amex physical credit cards cannot be expedited (except for the platinum cards) and will arrive after 5-7 business days

Approval Monitor (submitted by HelpMeBuildCredit users)

100% Approved
737 Avg. Score of those approved
0% Denied
Approved 100% (4)
Denied 0% (0)

Credit limit range $3,000-$20,000

Avg. Credit limit$13,250

Approved 100% (4)
Denied 0% (0)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Welcome Offer Eligibility
Current cardmember rule: All cards listed on the terms are cards that are not possible to have.    90 day rule: You can't get the welcome bonus on the card_name if you were approved for any of the following cards within 90 days (even if you did not receive a bonus): 24 month rule: You’re not eligible to receive a welcome bonus on the card_name If you received a welcome bonus on one of the following cards within the past 24 months: Lifetime rule: If you have ever received a bonus on the card_name or on SPG Business card you can never receive the bonus again.    Key takeaways: To sum this all up. You cannot get a bonus on the card_name if you currently have or have received a welcome bonus on any other Chase Marriott card within the past 24 months. You are also not eligible if you have received a bonus in the past on the card_name or the former SPG version of the card. 
Card Details And Benefits
Foreign Transaction Fee

No foreign transaction fee.

Upgraded Status

Get complimentary upgraded to Marriott Gold Elite status.

Plus, get 15 Elite night credits per calendar year to make it easier for you to reach higher elite status.

Credits

Receive a 7% discount off regular guest rooms rates.

Free Night Certificate

Get a free 1-night award certificate every year after your card renewal month.

Plus, get an additional Free Night certificate after you spend $60,000 in purchases on your card in a calendar year, at participating hotels. (Free nights can be used at a redemption level of up to 35,000 points per night).

Auto Rental Collision Insurance

Secondary worldwide coverage on rentals up to 30 days (excluding Australia, Italy, and New Zealand). Max $50,000. You can purchase a premium plan from Amex that will offer primary coverage up to 42 days. Max $100,000.

Lost Luggage Reimbursement

Get covered for lost or damaged luggage up to $500 per person for checked baggage and up to $1,250 per person for carry-on baggage. Max $10,000 per trip for NY residents.

Extended Warranty Protection

Get one additional year to your original manufacturer's warranty time. (Will only cover if the original warranty is for 5 years or less). Max $10,000 per claim, $50,000 per year.

Purchase Protection

Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $1,000 per claim, $50,000 per year.

How can the points be used?

The points can be used at approximately half a penny per point to book free nights at one of the following Marriott hotel brands:

  • Edition
  • The Ritz Carlton
  • The Luxury Collection
  • Stregis
  • W Hotels
  • JW Marriott
  • Marriott
  • Sheraton
  • Marriott Vacation Club
  • Delta Hotels
  • Westin
  • Meridien
  • Renaissance Hotels
  • Autograph Collection Hotels
  • Tribute Portfolio
  • Design Hotel
  • Courtyard
  • Gaylord Hotels
  • Four Points
  • Springhill Suites
  • Fairfield
  • Protea Hotels
  • AC Hotels Marriott
  • Aloft Hotels
  • Moxy Hotels
  • Homes & Villas
  • Residence Inn
  • Towneplace Suites
  • Marriott Executive Apartments
  • Element
Transfer to airline programs:

You can transfer your points to any of the following Marriot Travel Partners.

Airline partners:

Transfer Ratio Transfer Time
Aegean Airlines, Miles+Bonus 3:1 /   If you transfer 60k points you get a bonus 5k points (60k:25k) 72 hours
Aer Lingus, Avios 3:1 /  If you transfer 60k points you get a bonus 5k points (60k:25k) 72 hours
Air Canada, Aeroplan 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) 4-5 days
Aero Mexico, ClubPremeir  3:1 /   If you transfer 60k points you get a bonus 5k points (60k:25k) 2 – 4 days
Air France/ KLM Flying Blue  3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) 24- 72 hours
Alaska Airlines, Mileage Plan  3:1 /  If you transfer 60k points you get a bonus 5k points (60k:25k) 48 hours
Air New Zealand, Airpoints  200:1 24 hours
ANA, Mileage Club 3:1 /  If you transfer 60k points you get a bonus 5k points (60k:25k) 4 – 7 days
Avianca, LifeMiles 3:1 24 hours
American Airlines, AAdvantage  3:1 48 hours
Asiana Airlines, Asiana Club 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
British Airways, Avios 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 10- 72 hours
Cathay Pacific, Asai Miles  3:1  /  If you transfer 60k points you get a bonus5k points (60k:25k) 24 hours
Copa Airlines, Connect Miles  3:1 If you transfer 60k points you get a bonus5k points (60k:25k) 72 hours
Delta, SkyMiles 3:1 24 – 48 hours
Emirates, Skywards 3:1 /  If you transfer 60k points you get a bonus 5k points (60k:25k) 72 hours
Etihad Guest 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 72 hours
Fronteir Airlines, Miles 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 6 weeks
Hainan Airlines, Fortune Wings Club 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
Hawaiian Airlines 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
InterMiles  3:1 7 days
Iberia, Iberia Plus 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
Japan Airlines 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 48 hours
Korean Air, SkyPass 3:1  24 hours
Latam Airlines, Latam Pass 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
Qantas, Frequent Flyer 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 48 hours
Qatar Airways, Privilege Club   3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 3 – 4 days
Saudia Airlines 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 5 days
Singapore Airlines, KrisFlyer 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 48 hours
Southwest, Rapid Rewards 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
THAI Airways 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 4 days
Turkish Airlines, Miles&Smiles 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
United, Mileage Plus 3:1  /  If you transfer 60k points you get a bonus 10k points (60k:30k) 2 – 5 days
Virgin Atlantic, FlyingClub 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 – 48 hours
Virigin Australia Velocity  3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
Vueling Club 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) N/A

Additional Resources

*No Preset Spending Limit means the spending limit is flexible. [In fact,] unlike a traditional [credit] card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history

People also viewed:

image

Altitude Reserve Infinite

image

Chase Sapphire Reserve

image

Emirates Skywards Rewards

image

Premium Rewards Elite

image

RCI Elite

image

TAP Miles&Go

image

Marriott Bevy

image

World Of Hyatt Business

image

Morgan Stanley Platinum

image

JetBlue

image

Frontier

image

Free Spirit® Travel

image

Amex Platinum Schwab

image

Wyndham Earner Plus

image

Wyndham Earner

image

Wyndham Earner Business

image

Emirates Skywards Premium

image

Norwegian Cruise Line

image

Allegiant

image

Air France KLM

image

Sonesta

image

FlexPerks Gold

image

AAdvantage MileUp

image

Aadvantage Executive Elite

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

success_icon

Download link sent
succesfully

Got it * please check your promotional inbox
fail_icon

Error sending download link

Try Again