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Marriott Bonvoy Bountiful™

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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

Earn 85,000 points after spending $4,000 within the first 3 months.

Bonus Value

Approximately $425

Annual Fee

$250

Card Rewards

6 points on Marriott Purchases

4 points on up to $15,000 in combined purchases at restaurants worldwide and at US groceries

2 points on all other purchases

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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam Updated: October 14, 2024 | Credit Card Review
Card Overview

The Marriott Bonvoy Bountiful™ offers Marriot Gold Elite status, extra elite night credits, and a free night if you spend $15,000. Rewards include 6 points on Marriott Purchases, 4 points on up to $15,000 in combined purchases at restaurants worldwide and at US groceries, and 2 points on all other purchases! The many benefits offered on the card will make your Marriott stays feel VIP level!

Card-Smart Tips & Advice
  • Credit: Good credit needed (you will probably need at least one credit card open for more than a year)
  • Chase 5/24 rule: Chase will decline an applicant that has opened 5 or more personal cards (other issuers included) in the past 24 months. Hence, 5/24 rule
  • Max cards: You can get approved for up to 2 Chase credit cards in 30 days. Business cards and personal cards are counted separately
  • Apply for two cards: If you apply for one Chase card and get approved, it is recommended to apply for a second card since Chase is very good about approving for two cards, even within the same day. If the first application is still pending, wait for it to be approved before you apply for a second card
  • Credit bureau: Chase Bank will usually pull your Experian credit report
  • Combining same-day credit inquiries: Some data points suggest that credit inquiries for all Personal Chase cards for same-day applications will be combined; also, credit inquiries for all Business Chase cards for same-day applications will be combined. Credit inquiries for Personal and Business card applications will not be combined. 
  • Check application status: You can check your application status at  Chase.com  / Customer Center / Check my app status or call 1 888 338 2586
  • Reconsideration: If declined you can call 1 888 609 7805 to be reconsidered
  • Quickest way to get my card: You will be able to add your new card to your mobile wallet immediately after you get approved (it can sometimes take up to an hour for it to show up in your online login).

Welcome Offer Eligibility
Current cardmember rule: If you currently have one of these Marriott cards you’re not eligible to receive a welcome bonus on the Marriott Bountiful (Chase) until you close it and wait 30 days:  90 day rule: You can’t get the welcome bonus on the Marriott Bountiful card if you were approved for any of the following cards within 90 days (even if you did not receive a bonus): 24 month rule: You’re not eligible to receive a welcome bonus on the Marriott Bountiful if you received a welcome bonus on one of the following cards within the past 24 months: Key takeaways: To sum this all up. You cannot get a bonus on the Marriott Bountiful if you currently have or have received a welcome bonus on any Amex Marriott card within the past 24 months. You also cannot currently have or have received a welcome bonus on this card within 24 months.
Card Details And Benefits
Auto Rental Collision Insurance

Primary coverage on rentals when renting outside of your country of residence (for N.Y. residents, insurance is secondary), and secondary coverage on rentals when renting within your country of residence. Coverage is for rentals up to 31 days.

Foreign Transaction Fee

No foreign transaction fee.

Free Night Certificate

Get a free 1-night hotel stay at a participating hotel after each card account anniversary year. Up to 50,000 points value. Plus, you have the option to top off the certificate by adding up to 15,000 Marriot points to book a stay for 65k points.

Lost Luggage Reimbursement

Get up to $3,000 per person for lost or damaged luggage

Luggage delay insurance

If your baggage is delayed for 6+ hours, you can claim up to $100 per day to cover expenses like toiletries & clothing, for up to 5 days.

Purchase Protection

Get refunded if your purchase is damaged or stolen, up to 120 days from the date of purchase. Max $500 per claim, $50,000 per account.

Trip Delay Reimbursement

If your flight is delayed for 12+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items.

Upgraded Statuses

Get complimentary upgraded to Gold Elite status.

Plus, get 15 Elite night credits per calendar year to make it easier for you to reach higher Elite status.

How can the points be used?

The points can be used at approximately half a penny per point to book free nights at one of the following Marriott hotel brands:

  • Edition
  • The Ritz Carlton
  • The Luxury Collection
  • Stregis
  • W Hotels
  • JW Marriott
  • Marriott
  • Sheraton
  • Marriott Vacation Club
  • Delta Hotels
  • Westin
  • Meridien
  • Renaissance Hotels
  • Autograph Collection Hotels
  • Tribute Portfolio
  • Design Hotel
  • Courtyard
  • Gaylord Hotels
  • Four Points
  • Springhill Suites
  • Fairfield
  • Protea Hotels
  • AC Hotels Marriott
  • Aloft Hotels
  • Moxy Hotels
  • Homes & Villas
  • Residence Inn
  • Towneplace Suites
  • Marriott Executive Apartments
  • Element
Transfer to airline programs:

You can transfer your points to any of the following Marriot Travel Partners.

Airline partners:

Transfer Ratio Transfer Time
Aegean Airlines, Miles+Bonus 3:1 /   If you transfer 60k points you get a bonus 5k points (60k:25k) 72 hours
Aer Lingus, Avios 3:1 /  If you transfer 60k points you get a bonus 5k points (60k:25k) 72 hours
Air Canada, Aeroplan 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) 4-5 days
Aero Mexico, ClubPremeir  3:1 /   If you transfer 60k points you get a bonus 5k points (60k:25k) 2 – 4 days
Air France/ KLM Flying Blue  3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) 24- 72 hours
Alaska Airlines, Mileage Plan  3:1 /  If you transfer 60k points you get a bonus 5k points (60k:25k) 48 hours
Air New Zealand, Airpoints  200:1 24 hours
ANA, Mileage Club 3:1 /  If you transfer 60k points you get a bonus 5k points (60k:25k) 4 – 7 days
Avianca, LifeMiles 3:1 24 hours
American Airlines, AAdvantage  3:1 48 hours
Asiana Airlines, Asiana Club 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
British Airways, Avios 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 10- 72 hours
Cathay Pacific, Asai Miles  3:1  /  If you transfer 60k points you get a bonus5k points (60k:25k) 24 hours
Copa Airlines, Connect Miles  3:1 If you transfer 60k points you get a bonus5k points (60k:25k) 72 hours
Delta, SkyMiles 3:1 24 – 48 hours
Emirates, Skywards 3:1 /  If you transfer 60k points you get a bonus 5k points (60k:25k) 72 hours
Etihad Guest 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 72 hours
Fronteir Airlines, Miles 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 6 weeks
Hainan Airlines, Fortune Wings Club 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
Hawaiian Airlines 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
InterMiles  3:1 7 days
Iberia, Iberia Plus 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
Japan Airlines 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 48 hours
Korean Air, SkyPass 3:1  24 hours
Latam Airlines, Latam Pass 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
Qantas, Frequent Flyer 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 48 hours
Qatar Airways, Privilege Club   3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 3 – 4 days
Saudia Airlines 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 5 days
Singapore Airlines, KrisFlyer 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 48 hours
Southwest, Rapid Rewards 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
THAI Airways 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 4 days
Turkish Airlines, Miles&Smiles 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
United, Mileage Plus 3:1  /  If you transfer 60k points you get a bonus 10k points (60k:30k) 2 – 5 days
Virgin Atlantic, FlyingClub 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 – 48 hours
Virigin Australia Velocity  3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) 24 hours
Vueling Club 3:1  /  If you transfer 60k points you get a bonus 5k points (60k:25k) N/A

Additional Resources

*No Preset Spending Limit means the spending limit is flexible. [In fact,] unlike a traditional [credit] card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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