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Citi AAdvantage Platinum Select World Elite Mastercard

Stay updated on new credit card offers

welcome offer

Earn 50,000 points after spending $2,500 on purchases within 3 months.

Bonus Value

Approximately $500*

Annual Fee

$99 (waived 1st year)

Card Rewards

2 miles on AA purchases

2 miles on gas and restaurants

1 mile everywhere else

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Citi AAdvantage Platinum Select World Elite Mastercard can work great for those traveling with American Airlines, earning 2 miles on every dollar spent on AA purchases. You will also earn 2 miles on dollars spent on US gas and restaurants. Travel domestic on AA and your first checked bag will be free for you and four companions traveling along with you. Receive a $125 discount flight discount after $20,000 spent during your first year and you renew the card. You also get preferred boarding on AA flights, and more!

Card-Smart Tips & Advice
  • Max cards: Citi will only approve you for one personal card every 8 days, and only 2 Citi personal cards within 65 days
  • Credit bureau: Citi will usually pull your Experian credit report, sometimes Equifax, and sometimes Experian and Equifax  (depending on your state, search your state in our credit card database)
  • If you freeze your Experian credit report you can sometimes request the reconsideration department to pull your Equifax credit report
  • Combining same-day credit inquiries: Credit inquiries for all Personal Citi cards will be combined; also, credit inquiries for all Business Citi cards will be combined. Credit inquiries for Personal and Business card applications will not be combined. Note, you cannot get approved for more than one Citi personal card within 8 days (Combining credit inquiries will only make a difference when declined for your first try and you want to try a new one)
  • Application status: You can check your application status  here  or call 1 888 201 4523
  • Reconsideration: If declined you can call 1 800 695 5171 to be reconsidered
  • Downgrade options: The Citi AAdvantage Platinum card ($99) can be downgraded to the Citi Rewards ($0), Citi Double Cash ($0), Citi AA MileUp ($0), Citi Costco ($0), or to the Citi AT&T Access ($0), New! Citi Custom Cash ($0).
  • .

Recent Approvals and Denials (as submitted by Help Me Build Credit users)

100% Approved
694 Avg. Score of those approved
0% Denied
Approved 100%
Denied 0%

Credit limit range $3,600-$6,300

Avg. Credit limit$5,500

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

Welcome Offer Eligibility
American Airlines AAdvantage Bonus Miles are not available if you have received a New Account Bonus for a Citi/ AAdvantage Platinum Select Account in the past 48 months.
Card Details And Benefits
Foreign Transaction Fee

No foreign transaction fee.

Free Baggage

First checked bag free for you and up to 4 companions on domestic American Airline flights.

Credits

Get a $125 American Airline discount after spending $20,000 within the first year and renew your card.

Extended Warranty Protection

Get two additional years to your original manufacturer's warranty time. (Will only cover if the original warranty is for 5 years or less). Max $10,000 per item.

Purchase Protection

Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year.

Priority Boarding

Get complimentary preferred boarding on American Airlines flights.

Inflight Savings

Receive 25% back on American Airlines for inflight purchases of Wifi, food and drinks.

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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