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Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

welcome offer

Earn 75,000 points after spending $3,500 within the first 4 months.

Bonus Value

Approximately $750

Annual Fee

$99 (waived 1st year)

Card Rewards

2 miles on AA purchases

2 miles on gas and restaurants

1 mile everywhere else

Add to compare

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Author - Sam Updated: March 11, 2024 | Credit Card Review
Card Overview

The Citi / AAdvantage Platinum Select World Elite Mastercard can work great for those traveling with American Airlines, earning 2 miles on every dollar spent on AA purchases. You will also earn 2 miles on dollars spent on US gas and restaurants. Travel domestic on AA and your first checked bag will be free for you and four companions traveling along with you. Receive a $125 discount flight discount after $20,000 spent during your first year and you renew the card. You also get preferred boarding on AA flights, and more!

Card-Smart Tips & Advice
  • Max cards: Citi will only approve you for one personal card every 8 days, and only 2 Citi personal cards within 65 days
  • Credit bureau: Citi will usually pull your Experian credit report, sometimes Equifax, and sometimes Experian and Equifax  (depending on your state, search your state in our credit card database)
  • If you freeze your Experian credit report you can sometimes request the reconsideration department to pull your Equifax credit report
  • Combining same-day credit inquiries: Credit inquiries for all Personal Citi cards will be combined; also, credit inquiries for all Business Citi cards will be combined. Credit inquiries for Personal and Business card applications will not be combined. Note, you cannot get approved for more than one Citi personal card within 8 days (Combining credit inquiries will only make a difference when declined for your first try and you want to try a new one)
  • Application status: You can check your application status  here  or call 1 888 201 4523
  • Reconsideration: If declined you can call 1 800 695 5171 to be reconsidered
  • Quickest way to get my card: American Airline Citi cards will be available online immediately after you get approved. Citi physical credit cards cannot be expedited and will arrive after 7-10 business days

  • Downgrade options: The Citi AAdvantage Platinum card ($99) can be downgraded to the Citi Rewards ($0), Citi Double Cash ($0), Citi AA MileUp ($0), Citi Costco ($0), or to the Citi AT&T Access ($0), New! Citi Custom Cash ($0).

Approval Monitor (submitted by HelpMeBuildCredit users)

88% Approved
729 Avg. Score of those approved
13% Denied
Approved 88% (28)
Denied 13% (4)

Credit limit range $1,500-$17,500

Avg. Credit limit$6,814

Approved 88% (28)
Denied 13% (4)

Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.

HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application

Welcome Offer Eligibility
American Airlines AAdvantage Bonus Miles are not available if you have received a New Account Bonus for a Citi/ AAdvantage Platinum Select Account in the past 48 months.
Card Details And Benefits
Credits

Get a $125 American Airline discount after spending $20,000 within the first year and renew your card.

Extended Warranty Protection

Get two additional years to your original manufacturer’s warranty time. (Will only cover if the original warranty is for 5 years or less). Max $10,000 per item.

Free Baggage

First checked bag free for you and up to 4 companions on domestic American Airline flights.

Inflight Savings

Receive 25% back on American Airlines for inflight purchases of Wifi, food and drinks.

Priority Boarding

Get complimentary preferred boarding on American Airlines flights.

Purchase Protection

Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year.

How can the points be used?
Award flights

The points can be used at approximately 1 penny per point to book award flights with one of the following American Airlines AAdvantage airline partners:

  • American Airlines
  • Alaska Airlines 
  • British Airways 
  • Cathay Pacific 
  • Finnair 
  • Iberia 
  • Japan Airlines 
  • Malaysia Airlines 
  • Qantas 
  • Qatar Airways 
  • Royal Air Maroc 
  • Royal Jordanian Airlines 
  • S7 Airlines 
  • SriLankan Airlines
How to book

You can book award flights using your American Airline miles with American Airlines and its partners here.

To book award flights with the following American Airline partners call 1-800-433-7300:

  • China Southern
  • GOL
Good redemptions

Web specials

American Airlines Web Specials can be terrific – if you’re lucky enough to get it on the days you want. These specials, unfortunately, aren’t published, so even if you’re flexible about your dates and the destination, there is no way to browse them. You have to start a search and see what happens. Here are some past examples of AA Web Specials.

  • New York to LA: 5,000 in Economy
  • U.S. to Australia: 10,000 miles in Economy
  • U.S. to Brazil: 47,000 in Business

Web Specials are fully cancellable, however, since you can’t easily find and browse these awards, their value and appeal are limited.

American International Business Class

American doesn’t have many long-haul international routes – Turkish or Emirates it ain’t, and their premium-class cabins are not especially luxurious. However, they serve the purpose, so if (a huge if!) you can find award space at the MileSavers levels, grab your seat quickly or at least put it on hold for five days (free) while you’re contemplating whether or not to take the plunge.

Here are all or at least the vast majority of current American long-haul international destinations.

South America

  • Argentina: Buenos Aires
  • Brazil: SĂŁo Paulo, Rio de Janeiro
  • Chile: Santiago
  • Uruguay: Montevideo (seasonal)

Europe

  • France: Paris
  • Germany: Frankfurt, Munich
  • Greece: Athens (seasonal)
  • Ireland: Dublin
  • Italy: Milan, Rome; Venice (seasonal)
  • Netherlands: Amsterdam
  • Portugal: Lisbon (seasonal)
  • Spain: Barcelona, Madrid
  • Switzerland: ZĂĽrich
  • UK: London

Middle East

  • Israel: Tel Aviv
  • Qatar: Doha (starts 6.4.22)

Asia

  • China: Beijing, Shanghai 
  • India: Delhi
  • Japan: Tokyo (NRT and HND)
  • South Korea: Seoul
  • Oceania
  • Australia: Sydney
  • New Zealand: Christchurch; Auckland (seasonal)

 

American sweet spots 

“Luxury” routes to the Middle East, Asia and Australia 

The miles redemptions below are per one-way travel.

  Business First
Continental U.S. to    
Middle East 70,000 per way 115,000 per way
Indian Subcontinent 70,000 per way 115,000 per way
Africa 75,000 per way 120,000 per way
Asia Region 1 60,000 per way 80,000 per way
Asia Region 2 70,000 per way 110,000 per way
South Pacific 80,000 per way 110,000 per way

 NB: AA Routing Rule

American Airlines has a very annoying routing rule: when you travel between two regions you typically can’t transit through a third one.

What it means, for example, is that you can’t travel from the U.S. to Africa via Asia or vice versa. However, AA does offer some “third region” exceptions. You can fly to:

  • Asia 2 via Asia 1
  • Africa via Europe, Middle East
  • Indian subcontinent via Europe, Middle East 
  • Indian subcontinent via Hong Kong – on Cathay Pacific only! 

So even though American routing rules are quite rigid, you still have some leeway. 

AA miles on Cathay Pacific for ultra-long hauls to Asia 2 and India (70,000 miles in business ) 

Cathay Pacific has great Business and First Class seats, and redeeming AAdvantage miles on the Hong Kong carrier is usually cheaper than using Cathay Pacific miles. A flight in Business Class from anywhere in the U.S. to Hong Kong, as well as anywhere in South East Asia and India via Hong Kong runs at 70,000 miles (110,000 in Business Class).

AA miles on Qantas Airways to Australia and New Zealand  (80,000 in business) 

Qantas premium seats to Australia and New Zealand / Oceania (via Australia) will cost you 80,000 miles in Business and 110,000 miles in First. Finding award space is extremely hard, though.

AA miles on Qatar Airways and Etihad to the Middle East and Africa (75,000 miles in business) 

Qatar has terrific Business Class Q-suites with doors between the U.S. and Doha, and is one of the few airlines that makes quite a substantial number of Business Class seats available to partners. Even better, you can fly anywhere in Africa via Doha for 75,000 miles (just 5,000 miles more than a flight to Doha).

Etihad has solid Business Class too, especially so-called Business Studios on A380. And while Etihad did ground A380, it’s just announced it’s going to bring it back, at least temporarily. If that happens, you might still have a chance to fly in First Apartment, which I believe is the best First Class seat in the world. It’s true that 110,000 miles is not a cheap experience.  

AA miles for Intra-Europe flights (22,000 miles in business) 

You can fly anywhere in Europe (including the western part of Russia) for 12,500 miles in Economy or 22,500 miles in Business. And while you might think that Europe is small, that’s not always the case. The distance between Reykjavik and Moscow is about 2,300 miles, while the distance between Tenerife and Istanbul is 2,700 miles. And American has four European partners: British Airways, Iberia, Finnair and S7, and you can mix the carriers to get where you need to go.

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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