Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Card Overview
The Capital One® Spark® Cash Select Business card is the non annual fee version of the Spark family. It offers 1.5% cash back on all purchases plus many great benefits like auto rental insurance, price protection, and more.
Card-Smart Tips & Advice
- Excellent credit needed
- Step by step guide how to apply without a legal business
- Capital One business credit cards report on your personal credit report
- Capital one will only allow you to have a total of 2 personal Capital One branded credit cards
- You can only get approved for 1 Capital One card every 6 months
- Capital one will do a hard credit inquiry by all three credit bureaus (You can freeze one credit report and still get approved)
- You can check your application status by calling 1 800 903 9177 or 1 877 277 5901
- If declined you can call 1 800 625 7866 to be reconsidered (Capital One will usually only reconsider an application due to application error)
Card Details And Benefits
- No Foreign Transaction Fee
- Auto Rental Collision Insurance
- Travel Accident Insurance
- Lost Luggage Reimbursement
- Extended Warranty Protection
- Purchase Protection
- Price Protection
