Search

Trending Searches chaseAmex sapphire PlatinumAmex platinumciticapital oneSparkHilton

Generic filters
Filter







Trending Searches E-WalletSmart card0% APRChase BusinessGas

Select Page

Capital One Spark Miles Select Business Card

Stay updated on new credit card offers

welcome offer

Earn 20,000 points after spending $3,000 within the first 3 months. Intro 0% APR for 9 months on purchases (after that 13.99%, 19.99% or 23.99% variable).

Bonus Value

Approximately $200*

Annual Fee

$0

Card Rewards

5 points at hotels and rental cars booked through Capital One travel

Unlimited 1.5 points on all purchases

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Capital One Spark Miles Select Business card is the non annual fee version of the Spark family. It offers 1.5 rewards on all purchases plus many great benefits like auto rental insurance, price protection, and more.

Card-Smart Tips & Advice
  • Excellent credit needed
  • Step by step guide how on to apply without an LLC or C-Corp
  • Capital One business credit cards will report on your personal credit report
  • Capital One will usually pull your Experian, Transunion, and Equifax credit reports
  • If you freeze one credit bureau you can still get approved (the credit bureau you freeze cannot be Transunion)
  • Credit inquiries for same-day applications will be combined. Note, Capital One will only approve you for one credit card application within every six months. (Combining credit inquiries will only make a difference when declined for your first try and you want to try a new one)
  • You can  check your application status by calling 1 800 903 9177 or 1 877 277 5901
  • If declined you can call 1 800 625 7866 to be reconsidered (Capital One will usually only reconsider an application due to application error)
See recent approvals from this card
Welcome Offer Eligibility
The welcome bonus may not be available for existing or previous Spark cardholders.
Card Details And Benefits
Foreign Transaction Fee

No foreign transaction fee.

Auto Rental Collision Insurance

Worldwide secondary coverage for collision damage and theft on rentals for business purposes. Coverage is for rentals up to 31 days. Covers vehicle with MSRP up to $50,000.

Travel Accident Insurance

Get coverage if you, G-d forbid, die in an accident while traveling or lose a limb, sight, speech, or hearing (on common carriers). Receive up to $250,000 in compensation.

Lost Luggage Reimbursement

Get up to $3,000 per person for lost luggage. Max $2,000 for NY residents.

Extended Warranty Protection

Get one additional year to your original manufacturer's warranty time. (Will only cover if the original warranty is for 3 years or less). Max $10,000 per claim, $50,000 per cardholder.

Cell Phone Protection

Get reimbursed for up to $800 per claim (with a $50 deductible) if your cell phone breaks or gets stolen. To activate coverage, you need to pay your monthly cell phone bill with your SparkMiles Select Business credit card. Max $1,000 or 2 claims per year.

Purchase Protection

Get refunded if your purchase is damaged or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per cardholder.

Price Protection

If you buy an item and then within 60 days find the identical item for cheaper at any US retailer, then you will be reimbursed the difference. Up to $500 per item and up to $2,500 per year.

Covid-19 Temporary Benefits

  • Due to Covid-19 Capital One, now offers points to be valued at 1.0 cents each to offset purchases at eligible restaurants, including takeout and delivery, and on purchases made from eligible wireless phone service providers, such as Verizon, AT&T, and T-Mobile. (Expires 04/30/2021).

Additional Resources

People also viewed:

Ink Business Cash

Spark Cash Business

Ink Business Unlimited

Spark Miles Business

Amex Gold Delta

Citi AAdvantage Platinum

Premium Rewards Card

Discover It

Chase Freedom

Chase Freedom Unlimited

Capital One QuicksilverOne

Blue Cash Everyday

Citi Double Cash

Blue Business Plus

Fidelity Credit Card

Blue Business Cash

Amex Platinum

Customized Cash Rewards

Citi Costco Anywhere

Wells Fargo Cash Wise

Cash Back Plus

Capital One Quicksilver

Amex Cash Magnet

Platinum Delta Business

Travel Rewards Business

U.S. Bank Business Leverage

PayPal Cashback

Amazon Prime

Plum Business

Amazon Business

Lowe’s Business Rewards

Amazon Business Prime

Walmart Rewards

BuyPower Business

Altitude Go

Wells Fargo Rewards

Wells Fargo Signature

Costco Anywhere Business

Cash Visa Signature

Travel Rewards Students

Customized Cash Rewards Secured

Travel Rewards

Discover It Student Cash

Discover It Chrome

Discover It Miles

Verizon Visa

Apple Card

Wells Fargo Business Platinum

Emirates Skywards Rewards

Emirates Skywards Premium

Harley Davidson Visa

Citi Custom Cash

Morgan Stanley Platinum

*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

Download link sent
succesfully

Got it *please check your promotional inbox

Error sending download link

Try Again