Amex Blue Cash Preferred

welcome offer

Earn $300 after $3,000 spent within the first 6 months (terms apply). Expires 12/10/2020. Intro 0% APR for 12 months on purchases.

Bonus Cash Value

Approximately $300*

Annual Fee

$95 (waived 1st year)

Card Rewards

6% cashback at U.S. supermarkets on up to $6,000 per year in purchases

6% cashback on select U.S. streaming subscriptions

3% cashback at U.S. gas stations and on transit (e.g., taxis/rideshare, parking, tolls, trains, buses and more)

1% cashback everywhere else

Help Me Build Credit has partnered with CardRatings for our coverage of credit card products. Help Me Build Credit and CardRatings may receive a commission from card issuers. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.

Card Overview

The Amex Blue Cash Preferred is the highest earner for grocery spending. Even after deducting the annual fee you will still be left over with a 4% earning on US grocery spending. Plus, you will earn 3% cash back on purchases at US gas stations and transit as well. It is also the Amex card with the cheapest annual fee ($95) that comes with the 90-day return protection benefit (one of my personal favorite credit card benefits). The 12 month 0% APR is also something that can help with managing your cash flow. Shop with confidence with more Amex benefits like purchase protection, extended warranty protection and more.

Card-Smart Tips & Advice
  • Good credit needed
  • You can only get approved for 2 Amex cards in 90 days. A customer can have up to 4 Amex credit cards (excluding charge cards). If you already have 4 open Amex credit cards you may be declined (this is not always enforced)
  • Amex will usually pull your Experian credit report
  • You can check your application status  here  or call 1 800 567 1083
  • If declined you can call 1 800 567 1083 to be reconsidered
Welcome Offer Eligibility
You can only receive 1 welcome bonus per lifetime on each Amex credit card. If you are not eligible for the welcome bonus you will be notified by Amex before you submit the application. 
Card Details And Benefits
  • Global Assist Hotline
  • Auto Rental Collision Insurance
  • Return Protection
  • Extended Warranty Protection
  • Purchase Protection

Search Recent Approvals

Filtered by:
Oct 06, 2020
Approved

Amex Blue Cash Preferred

Credit limit : $1,000
Score : 770
Annual Income : $75,000
Applied from : New York
Bureau : N/A
Age Of Credit History: 4 years
Limit : $1,000
Score : 770
Bureau : N/A
Income : $75,000
Credit Age: 4 years
State : New York
Approved
Notes: Reason for low credit limit as per Amex is because this is my first personal Cc with Amex (I have two business cards)
Sep 30, 2020
Approved

Amex Blue Cash Preferred

Credit limit : $13,400
Score : 730
Annual Income : N/A
Applied from : Idaho
Bureau : Experian
Age Of Credit History: N/A
Limit : $13,400
Score : 730
Bureau : Experian
Income : N/A
Credit Age: N/A
State : Idaho
Approved
Notes: Higher APR 23.99
Sep 30, 2020
Declined

Amex Blue Cash Preferred

Credit limit : N/A
Score : 695
Annual Income : $76,000
Applied from : New York
Bureau : Experian
Age Of Credit History: 3 years
Limit : N/A
Score : 695
Bureau : Experian
Income : $76,000
Credit Age: 3 years
State : New York
Declined
Sep 22, 2020
Approved

Amex Blue Cash Preferred

Credit limit : $1,000
Score : 760
Annual Income : $150,000
Applied from : New York
Bureau : Experian
Age Of Credit History: 3 years
Limit : $1,000
Score : 760
Bureau : Experian
Income : $150,000
Credit Age: 3 years
State : New York
Approved
Notes: I have a fraud alert. I wonder if this is why I got such a low credit limit.
Aug 24, 2020
Approved

Amex Blue Cash Preferred

Credit limit : $9,000
Score : 689
Annual Income : N/A
Applied from : N/A
Bureau : N/A
Age Of Credit History: N/A
Limit : $9,000
Score : 689
Bureau : N/A
Income : N/A
Credit Age: N/A
State : N/A
Approved
Aug 20, 2020
Approved

Amex Blue Cash Preferred

Credit limit : $2,000
Score : 760
Annual Income : N/A
Applied from : New York
Bureau : N/A
Age Of Credit History: N/A
Limit : $2,000
Score : 760
Bureau : N/A
Income : N/A
Credit Age: N/A
State : New York
Approved
Aug 06, 2020
Approved

Amex Blue Cash Preferred

Credit limit : $10,000
Score : 740
Annual Income : N/A
Applied from : New York
Bureau : Experian
Age Of Credit History: N/A
Limit : $10,000
Score : 740
Bureau : Experian
Income : N/A
Credit Age: N/A
State : New York
Approved

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*The estimate is based on our research on what approximate value consumers get when booking travel with points or transferring the points to partner airlines/hotels and booking award travel. You might need to be reward savvy to achieve the proper value. You can find out more on how we value points here

Please note: Although, I put a lot of effort to give my readers unbiased information. I’m legally required to notify you that I may be receiving compensation from credit card companies mentioned on this page. Please see our Advertisement Disclosure for more details.
The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are the author’s alone.
Help Me Build Credit has partnered with AwardWallet and CardRatings for our coverage of credit card products. Help Me Build Credit, AwardWallet and CardRatings may receive a commission from card issuers.

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