Is there an option of a credit card that you can give to your truckers and control that they use it only for gas? Thankfully there is.
I recently spoke to a business owner who told me he lost over $40,000 over the years from his truckers using the company credit card to buy personal stuff without the company’s consent. Giving a truck driver a credit card with no restrictions can be very risky.
In this post, we’ll discuss some options of credit cards designed for fleets that have built in features to help you control spend and deny access to drivers so that they use the card for nothing but gas.
BILL Divvy Corporate Card
The BILL Divvy Corporate Card is a great card to use for this purpose. It allows you to add an unlimited amount of employee cards and set controls including which category they can use the card for. You can set the card to only allow gas purchases. You can also limit how much can be swiped. They have a great dashboard that is very easy to use.
Pros
- Currently, you can earn $500 for signing up! Earn $500 after spending $500 within the first 45 days. Basically, this is a free $500!! Expires 10/31/23.
- Comprehensive purchase control settings
- No annual fee
- Nice limits approved
- Earn 1.5 points on all other purchases
(The BILL Divvy Corporate Card gives you better rewards based on the frequency of your payments. The rewards listed are based on payments made on a weekly basis. Also please note, BILL Divvy Corporate Card rewards cannot be redeemed until you have had the card for a year. You need to spend 30% of your credit limit in order to earn rewards for that month).
Atob
Atob is a card designed for fleets and includes restrictions that you can set to allow only fuel purchases on the card. You can set limits per day, per week, per month, or even per transaction. You can also set different limits for different employees. You can choose to also allow other truck maintenance purchases including repairs, towing services, tolls, business insurance, and more. The card can integrate with many popular accounting software, including QuickBooks.
Pros
- No fees
- Comprehensive purchase control settings
- Get unlimited 5 cents back per gallon
- No credit needed
- Pay your bill with a debit card
- Calculates the trucker’s hours and payroll
Cons
- You only get 7 days to pay the bill
Wex Fleet card
The Wex Fleet card will help you curb unauthorized charges or credit card misuse. You can monitor employee spending in real time and view detailed reports, set spending limits per driver or even based on time of day, and control which products the drivers can buy.
Pros
- No fees
- Comprehensive purchase control settings
- Get access to great fuel management tools to reduce spending
- Track vehicles and monitor fuel use at anytime
Universal Premium Fleet Card
The Universal Premium Fleet card offers similar controls to the other cards mentioned but the big con is that they charge a monthly fee of $3.99 – $11.99, depending on the membership level you choose.
Pros
- Comprehensive purchase control settings
- Save up to 6¢ per gallon on fuel (based on volume and participating merchants)
Cons
- Fee of $3.99 – $11.99, depending on the membership level
Fill up in your lot
It’s also good to know that there are subscription services such as deizx that will come to you and fill up your trucks in your own lot every night. This will help eliminate fraud and save your drivers time on the road.
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Can you set up auto pay on the ATOB card?
Yes. It will be auto pay by default.