About a year ago, Capital One released a new business card called card_name. At the time of release, it was only available by contacting a relationship manager and being invited.
Today, Capital One released the card online and it is now available for everyone to sign up.
card_name >>
What is the Venture X Business card?
The card_name is similar to the card_name; it’s just in a business version (I think the name tells the story).
Most of the benefits are the exact same as on the card_name, including:
- $100 statement credit for Global Entry or TSA Pre-Check
- $300 travel credit when booking any travel, including flight, hotel, and car, using Capital One Travel portal each card membership year
- Access to 1,300+ airport lounges, with a complimentary membership to Priority Pass Select, Plaza Premium lounges, & Capital One lounges. (This benefit is actually better on the card_name than on the personal card. With the card_name you get Priority Pass to eligible airport restaurants as well.)
- Get 10,000 anniversary bonus miles anniversary year.
Welcome bonus
The card_name comes along with an insane welcome bonus of 150,000 miles after spending $30,000 within the first 3 months. This is a huge welcome bonus for businesses that swipe a lot on their credit cards.
Rewards
The card_name earns the following rewards:
- 10x miles on hotels and car rentals booked through Capital One Travel
- 5x miles on flights booked through Capital One Travel
- Unlimited 2x miles on all purchases
Annual fee
The annual fee is identical to the card_name. It’s $395.
It's a no-preset limit card
The card_name does not have a preset limit. The more you swipe and pay, the more Capital One will allow you to swipe (just like the Capital One Spark Cash Plus).
Does the card report on a personal credit report?
No. The card_name does not report on your personal credit report.
Can I have the Venture X Business if I have the Venture X Personal?
Yes, you can have both cards.
Can I have the Venture X Business card if I already have the Spark Plus card?
Unfortunately, Capital One is currently limiting applicants to only one charge card. Since both cards are charge cards you cannot have both. If you already have the Capital One Spark Cash Plus, you are not eligible for the card_name.
If you prefer to have the card_name rather than the Capital One Spark Cash Plus, then you can close your Capital One Spark Cash Plus and you will be eligible for the card_name a few days later.
How can I redeem the miles?
Capital One Travel: You can redeem 1 penny per mile on Capital One Travel, to book flights, car rentals, hotels, and more.
Transfer to airline and hotel programs: You can transfer your miles to any of the following Capital One Travel Partners.
Airline partners:
| Transfer Ratio | Transfer time | |
| Aeromexico, Club Premier | 1:1 | Instant |
| Air Canada, Aeroplan | 1:1 | Instant |
| Air France KLM, Flying Blue | 1:1 | Instant |
| Avianca, Lifemiles | 1:1 | Instant |
| British Airways, Executive Club | 1:1 | Instant |
| Cathay Pacific, Asia Miles | 1:1 | 5 business days |
| Emirates, Skywards | 1:1 | Instant |
| Etihad Guest | 1:1 | 24 hours |
| EVA Infinity, MileageLands | 2:1.5 | 36 hours |
| Finnair Plus | 1:1 | Instant |
| Qantas, Frequent Flyer | 1:1 | 24 hours |
| Singapore Airlines, KrisFlyer | 1:1 | 36 hours |
| TAP Portugal, Miles&Go | 1:1 | Instant |
| Turkish Airlines, Miles&Smiles | 1:1 | Instant |
Hotel partners:
| Transfer Ratio | Transfer time | |
| ALL Accor | 2:1 | 1 business day |
| Choice Privileges | 1:1 | Transfers will not be available until later on this year |
| Wyndham Rewards | 1:1 | Instant |
Offset Your Travel Purchases: You can also pay for travel purchases on your card and offset the purchases with miles. You can get 1 penny per mile. So for example, a $100 hotel stay charged on your card can be paid back using 10,000 miles.
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