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The U.S. Bank Business Leverage Visa Signature Card comes along with great rewards with its expansive list of categories, where you will automatically get chosen for 2 categories based on what you spend the most on, from which you will receive your 2% cashback. For businesses spending a lot on almost anything, this is your way to go.
- Credit: Good credit needed
- Step by step guide how on to apply without an LLC or C-Corp
- Not reported on personal credit reports: US Bank will not report business credit cards on personal credit reports
- Credit report: US Bank will usually pull your Experian credit report
- Freeze IDA/ARS: If you frequently apply for credit cards, first freeze your IDA/ARS bureaus before applying for a US Bank credit card
- Combining same-day credit inquiries: Credit inquiries for same-day applications will not be combined
- Check application status: You can check your application status by calling 1 800 947 1444
- Reconsideration: If declined you can call 1 800 685 7680 and ask to speak to the credit card reconsideration department
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $3,000-$10,000
Avg. Credit limit$6,500
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
– 2 points on net purchases made within your top two categories; check out the full list of categories here
– 1 point on all purchases
No foreign transaction fee.