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Author - Sam
Updated: April 8, 2024 | Credit Card Review With the U.S. Bank Business Altitude Connect Mastercard, you can enjoy 4 points on travel which include gas, airfare, hotels, and EV charging, plus 2 points on dining, and more. It has a great rewards structure, especially for a travel agent business, or a business that swipes a lot on gas. Plus, you get 4 free Priority Pass lounge passes each year! See more details below.
- Credit: Good credit needed
- Step by step guide how on to apply without an LLC or C-Corp
- Not reported on personal credit reports: US Bank will not report business credit cards on personal credit reports
- Credit report: US Bank will usually pull your Transunion credit report for business cards
- Freeze IDA/ARS: If you frequently apply for credit cards, first freeze your IDA/ARS bureaus before applying for a US Bank credit card
- Combining same-day credit inquiries: Credit inquiries for same-day applications will usually get combined but not always
- Check application status: You can check your application status by calling 1 800 947 1444
- Reconsideration: If declined you can call 1 800 685 7680 and ask to speak to the credit card reconsideration department
- Downgrade options: The U.S. Bank Business Altitude Connect World Elite Mastercard ($95 (waived 1st year)) can be product changed to U.S. Bank Business Triple Cash Rewards World Elite Mastercard ($0), or to the U.S. Bank Business Leverage Visa Signature Card ($95 (waived 1st year)).
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $3,000-$3,000
Avg. Credit limit$3,000
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
Secondary worldwide coverage on rentals up to 31 days. Max $1,000 per person, and max $2,000 per claim.
Get a $25 statement credit after every three consecutive months that your statement includes at least one rideshare or taxi charge.
Up to $1,250 per claim for lost or damaged luggage. Max 2 claims per year.
Receive 4 free Priority Pass lounge passes annually.
