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Author - Sam
Updated: December 1, 2023 | Credit Card Review The Marriott Bonvoy Brilliant American Express Card will have you spending lots of time at Marriott hotels! You earn 6 Marriott Bonvoy points at those hotels, along with travel benefits such as complimentary Marriott Bonvoy Gold Elite status, Platinum Elite status, an annual free night certificate, and more. Travel benefits include lounge access with Priority Pass, Global Entry or TSA Precheck, lost luggage insurance, and more.
- Credit: Good credit needed
- Amex 90-day rule: In a time span of 90 days, you can only get approved for 2 Amex cards. No Preset Spending Limit* cards are not included in this rule and do not get counted.
- Max cards: You can only get approved for up to - and including- 5 Amex credit cards (including personal and business), but this rule isn’t always enforced (please note the total of 5 credit cards excludes some Amex cards that are No Preset Spending Limit* cards like the Amex Platinum, Amex Gold, etc)
- Apply for two cards: If you apply for one Amex card and get approved, it is recommended to apply for a second card since Amex is very good about approving for two cards, even within the same day
- Credit bureau: Amex will usually pull your Experian credit report. With the new "Apply With Confidence" feature, Amex will first do only a soft pull on your credit report and will let you know if approved or not. Only after you accept the approval will Amex do a hard pull on your credit (this feature is currently only available on Amex consumer cards. See more details below)
- Combining same-day credit inquiries: Credit inquiries for same-day applications will be combined, as long as they are both approved for on the same day. Note, for some existing Amex credit cardholders, Amex will not do a hard credit pull when applying for a new credit card at any time
- Check application status: You can check your application status here or call 1 800 567 1083
- Reconsideration: If declined you can call 1 800 567 1083 to be reconsidered
Quickest way to get my card: Amex will sometimes give you an instant credit card number after approval, but not always. Amex physical credit cards cannot be expedited (except for the platinum cards) and will arrive after 5-7 business days
Approval Monitor (submitted by HelpMeBuildCredit users)
Credit limit range $6,500-$50,000
Avg. Credit limit$28,250
Disclosure: These results are based on information submitted by HelpMeBuildCredit users. Credit card approval results are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Neither HelpMeBuildCredit nor the bank advertiser's take any responsibility on the accuracy of the information.
HelpMeBuildCredit credit ranges are a variation of FICO®️ Score 8, one of many types of credit scores lenders may use when considering your credit card application
- Ritz Carlton card (Chase)
- JP Morgan Ritz Carlton card (Chase)
- Marriott Boundless (Chase)
- Marriott Bold (Chase)
- Marriott Bountiful (Chase)
- Marriott Boundless (Chase)
- Marriott Bold (Chase)
- Marriott Bountiful (Chase)
No foreign transaction fee.
New! Get complimentary upgraded to Platinum Elite status.
Upgraded! Plus, get 25 Elite night credits per calendar year to make it easier for you to reach higher Elite status.
New! Get a $25 credit monthly for purchases at restaurants worldwide.
Receive a $100 Marriott Bonvoy property credit after you book a 2-night stay at a Ritz Carlton or St. Regis hotel.
Upgraded! Get a free 1-night hotel stay at a participating hotel after each card account anniversary year. Up to 85,000 points value. Plus, you have the option to top off the certificate by adding up to 15,000 Marriott points to book a stay for 100k points.
Get up to a $100 statement credit for Global Entry or TSA Pre-Check every 4-4.5 years.
Access to 1,200+ airport lounges, with a complimentary membership to Priority Pass Select.
Coverage for canceled or interrupted travel due to an unforeseen medical emergency etc. Max $10,000 per person per trip, max $20,000 per year for non-refundable travel expenses including flight tickets, hotels, and more.
Secondary worldwide coverage (excluding Australia, Italy, and New Zealand) on rentals up to 30 days. Max $75,000. You can purchase a premium plan from Amex that will offer primary coverage up to 42 days. Max $100,000.
Get covered for lost or damaged luggage up to $2,000 per person for checked baggage and up to $3,000 per person for checked and carry-on baggage combined. Max $10,000 per trip for NY residents.
If your flight is delayed for 6+ hours, you can claim up to $500 per trip to cover expenses like meals, lodging, toiletries, medication, and other personal use items. Up to 2 claims per year.
Not happy with a purchase? Get a refund on purchases that have passed the store return policy - up to 90 days from date of purchase. Max $300 per claim, max $1,000 per year.
Get one additional year to your original manufacturer's warranty time. (Will only cover if the original warranty is for 5 years or less). Max $10,000 per claim, $50,000 per year.
Get refunded if your purchase is damaged, lost, or stolen, up to 90 days from the date of purchase. Max $10,000 per claim, $50,000 per year.
If you spend $60K annually on your card, you can select an earned choice benefit. You can choose one of the following:
A second 85K free night award
5 suite night upgrades,
$750 off a Marriott mattress or box spring (from Marriott Bonvoy Boutiques)
The points can be used at approximately half a penny per point to book free nights at one of the following Marriott hotel brands:
- Edition
- The Ritz Carlton
- The Luxury Collection
- Stregis
- W Hotels
- JW Marriott
- Marriott
- Sheraton
- Marriott Vacation Club
- Delta Hotels
- Westin
- Meridien
- Renaissance Hotels
- Autograph Collection Hotels
- Tribute Portfolio
- Design Hotel
- Courtyard
- Gaylord Hotels
- Four Points
- Springhill Suites
- Fairfield
- Protea Hotels
- AC Hotels Marriott
- Aloft Hotels
- Moxy Hotels
- Homes & Villas
- Residence Inn
- Towneplace Suites
- Marriott Executive Apartments
- Element
You can transfer your points to any of the following Marriot Travel Partners.
Airline partners:
| Transfer Ratio | Transfer Time | |
| Aegean Airlines, Miles+Bonus | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 72 hours |
| Aer Lingus, Avios | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 72 hours |
| Air Canada, Aeroplan | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 4-5 days |
| Aero Mexico, ClubPremeir | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 2 – 4 days |
| Air France/ KLM Flying Blue | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 24- 72 hours |
| Alaska Airlines, Mileage Plan | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 48 hours |
| Air New Zealand, Airpoints | 200:1 | 24 hours |
| ANA, Mileage Club | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 4 – 7 days |
| Avianca, LifeMiles | 3:1 | 24 hours |
| American Airlines, AAdvantage | 3:1 | 48 hours |
| Asiana Airlines, Asiana Club | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 24 hours |
| British Airways, Avios | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 10- 72 hours |
| Cathay Pacific, Asai Miles | 3:1 / If you transfer 60k points you get a bonus5k points (60k:25k) | 24 hours |
| Copa Airlines, Connect Miles | 3:1 If you transfer 60k points you get a bonus5k points (60k:25k) | 72 hours |
| Delta, SkyMiles | 3:1 | 24 – 48 hours |
| Emirates, Skywards | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 72 hours |
| Etihad Guest | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 72 hours |
| Fronteir Airlines, Miles | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 6 weeks |
| Hainan Airlines, Fortune Wings Club | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 24 hours |
| Hawaiian Airlines | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 24 hours |
| InterMiles | 3:1 | 7 days |
| Iberia, Iberia Plus | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 24 hours |
| Japan Airlines | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 48 hours |
| Korean Air, SkyPass | 3:1 | 24 hours |
| Latam Airlines, Latam Pass | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 24 hours |
| Qantas, Frequent Flyer | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 48 hours |
| Qatar Airways, Privilege Club | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 3 – 4 days |
| Saudia Airlines | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 5 days |
| Singapore Airlines, KrisFlyer | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 48 hours |
| Southwest, Rapid Rewards | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 24 hours |
| THAI Airways | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 4 days |
| Turkish Airlines, Miles&Smiles | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 24 hours |
| United, Mileage Plus | 3:1 / If you transfer 60k points you get a bonus 10k points (60k:30k) | 2 – 5 days |
| Virgin Atlantic, FlyingClub | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 24 – 48 hours |
| Virigin Australia Velocity | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | 24 hours |
| Vueling Club | 3:1 / If you transfer 60k points you get a bonus 5k points (60k:25k) | N/A |
